Seth Arndt is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 65 and Series 63 credentials and 17 years of industry experience. He has worked at Guardian Life Insurance Company of America and Park Avenue Securities since 2014. Outside of his advisory role, he manages Empower Financial LLC, a management entity for accounting, tax, and marketing purposes. Park Avenue Securities LLC operates as Park Avenue® Wealth Management, serving individuals, pension plans, charitable organizations, and corporate clients through brokerage services, financial planning, retirement consulting, and various investment advisory programs. The firm offers discretionary and non-discretionary advisory relationships using in-house and third-party model portfolios, alongside a hybrid digital advisory solution.

Kenneth Crowley is a CFP® professional with 26 years of experience in the financial services industry. He is currently with Rockefeller Financial LLC and has previously worked at Bank of America and Merrill Lynch. He is also a licensed insurance agent with RCM Insurance Services LLC, an affiliate of his firm. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations, offering a range of portfolio management, financial planning, and consulting services. The firm operates both as an investment adviser and a registered broker-dealer, providing clients with access to multiple investment solutions including discretionary and non-discretionary management, alternative investments, and integrated trust and insurance services.

Mark Zapotosky is a financial advisor with VOYA Financial Advisors, Inc., holding Series 65 and Series 63 credentials and six years of industry experience. His prior work includes roles at Raymond James and Associates, Charles Schwab, and Ganley Lincoln of Middleburgh Heights. VOYA Financial Advisors, Inc. serves a diverse client base, including individuals, retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and plan-sponsor consulting through multiple program structures, with a focus on non-discretionary, recommendation-based client relationships.

Trent Nelson is a financial advisor at RBC Capital Markets with 24 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Merrill and Bank of America. Outside of advising, he is involved in managing a real estate holding company, overseeing maintenance activities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Brian Messick is a financial advisor with LPL Financial in St. Petersburg, FL, holding CFP® and Series 66 credentials and bringing 25 years of industry experience. Prior to joining LPL in 2019, he worked at Kestra Financial Services and has operated the independent firm Webber & Messick, P.A. since 2006. Outside of his advisory work, he is involved in music as a part-time musician. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management strategies supported by proprietary and third-party research.

Michael Mccormick is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Ameriprise and Guggenheim Funds Distributors. He is also the owner of Southshore Wealth Management. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Robin Price is a financial advisor with Mass Mutual Investors Services in Bradenton, FL, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously spent 23 years at Metlife Securities Inc. Price is also licensed as an agent in life insurance, property/casualty, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client relationships as ongoing, collaborative engagements using firm-approved analytical tools.

Matthew Schmidt is a financial advisor with Morgan Stanley in Ormond Beach, Florida, holding a Series 66 designation and 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning arrangements.

Dennis Williams is a financial advisor with Morgan Stanley in Bradenton, FL, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with various advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. Its planning process involves structured discovery and firm-approved tools, while clients are responsible for implementing and updating their plans.

Joseph Rowe is a financial advisor with Ameriprise in Ellenton, FL, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2002. Outside of his advisory role, he is involved in a consulting business, JNA Solutions, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides written retirement income plans and annual planning advice focused on income stability and tax-aware withdrawal strategies.

Linda Parisi is a financial advisor with Cambridge Investment Research Advisors in Palmetto, FL, holding Series 63 and Series 66 credentials and 32 years of industry experience. Her prior firms include The Huntington Investment Company and H. Beck, Inc. She also operates Modern-Wealth, LLC as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients, including individuals, pension plans, and charitable organizations, through financial planning, investment management, and retirement advisory services delivered via a network of independent Financial Professionals.

John Hamilton is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor plans based on proprietary research and asset allocation models.

Anthony Meyer is a financial advisor with Wells Fargo Clearing in Bradenton, FL, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Outside of his advisory work, he is a 33.3% owner of University Club Group, LLC, a real estate business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party sources.

Henry Debski Jr. is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 credential and over 44 years of industry experience. He has been with Cambridge since 2005. Outside of his advisory role, he operates a small business selling books, magazines, and comic books on eBay. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory, using both proprietary and third-party strategies tailored to client objectives.

Stefano Aleppo is a financial advisor with J.P. Morgan Securities in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with J.P. Morgan in various capacities since 2016, including roles at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting on a non-discretionary basis. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Glenn Krcmaric is a financial advisor with Osaic, holding Series 63 and Series 66 licenses and 25 years of industry experience. His prior work includes more than two decades with Payant Financial Services and 14 years at Sagepoint Financial. In addition to his advisory role, he is a licensed insurance agent involved in running proposals and illustrations and assisting with policy evaluations. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, institutional plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers a range of integrated financial services and employs various tools and third-party platforms to construct and manage portfolios on both discretionary and non-discretionary bases.

Megan Boston Wood is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Fifth Third Bank and various healthcare and communications firms. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its approach.

Carilyn Eanes is a financial advisor at Morgan Stanley with 24 years of industry experience. She has been with Morgan Stanley since 2013 and holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning services, managing approximately $2.74 trillion in client assets.

Frederic Golden is a financial advisor with Merrill in Bradenton, Florida, holding a Series 66 credential and 20 years of industry experience. He has worked at Merrill since 2006 and concurrently with Bank of America since 2015. Outside of his advisory role, he serves as a general partner and managing member of Golden Dynasty, LLC, an entity formed to manage family-related business matters, and acts as a fiduciary in a guardianship capacity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stuart Haw is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 29 years of industry experience. His prior experience includes Investors Capital and self-employment since 1996. He is also involved as an agent in fixed insurance products covering life, health, disabilities, annuities, long-term care, and travel. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and a multi-manager platform with discretionary and non-discretionary program options.