Thomas Kiernan is a CFP® with 22 years of industry experience. He has worked at Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages over $1 trillion in assets through a nationwide network of financial advisors and branch offices.

Alexander Batt is a financial advisor with Wells Fargo Advisors in Vero Beach, FL, holding Series 63 and Series 66 licenses and over 26 years of industry experience. His prior work includes roles at Bank of America and Merrill. He has ownership interests in two investment-related businesses based in Vero Beach. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services, including specialized areas such as business-owner transition and special-needs planning. The firm develops tailored recommendations using proprietary research and planning tools, offering optional implementation through brokerage or advisory programs.

Ryan Mcdonough is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Charles Dennis is a financial advisor with Wells Fargo Advisors in Hanover, NH, holding Series 63 and Series 65 credentials and having 35 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2011. Outside of his advisory role, Dennis is a fiction author and collects royalty payments from his work under the titles Tanzi’s Heat and Tanzi’s Ice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, utilizing a broad planning menu and integrated product offerings.

Christopher Porter is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He is based in Vero Beach, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning processes incorporating firm-approved tools and market simulations.

Geoffrey Roberts is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 60 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Robert Ottesen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Ottesen is an artist who paints and sells his work, and he is also an author of several fiction stories. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ryan Jellum is a Financial Consultant at Fidelity Investments since 2024. He has held various roles within Fidelity Investments, including Financial Consultant from 2020 to 2021, Investment Consultant from 2019 to 2020, Central Relationship Manager in 2019, Workplace Planning Associate from 2018 to 2019, and Customer Relationship Advocate in 2018. Prior to his current position, he served as VP Financial Consultant at Charles Schwab from 2021 to 2024. Ryan focuses on building ongoing relationships with his clients based on trust and their evolving priorities. He advocates for clients' unique financial goals by utilizing Fidelity's resources to co-create plans that provide confidence and comfort throughout their financial journey. Outside of his professional work, Ryan enjoys outdoor adventures, spending time with pets, and playing softball.

Rachael Bean is a financial advisor with Wells Fargo Clearing in Vero Beach, FL, holding a Series 66 designation and three years of industry experience. She previously worked for State Farm Insurance Company for ten years before joining Wells Fargo Clearing in 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Stephanie Springer is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in Vero Beach, Florida. She joined Merrill Lynch in 2013 after a career as a TV news anchor and reporter. Stephanie holds the Series 7 and 66 FINRA registrations and the Florida Life, Health & Variable Annuity license. She earned her Bachelor of Arts degree from Florida State University in 2007. Her professional focus includes assisting women with financial matters, particularly those going through significant life changes such as divorce or the loss of a spouse. Stephanie also works with younger investors beginning their financial journeys. She emphasizes connecting all aspects of clients' financial lives to help prioritize and pursue their most important goals. Her areas of expertise encompass college education planning, personal retirement planning, retirement income, and women and wealth. Stephanie lives in Vero Beach with her daughter, Lily. Her personal interests include boating, cooking, drawing and painting, photography, traveling, writing, and spending time with her family.

Mikael Montalvo Ruiz is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In this role, he works directly with clients to develop strategies tailored to their unique financial goals, utilizing Merrill's global investing resources alongside the credit, lending, and banking services of Bank of America. Montalvo Ruiz holds a Personal Investment Advisor (PIA) designation and earned a High School Diploma/GED from Indian River State College. He is fluent in English, Spanish, and Portuguese. His professional approach emphasizes listening carefully to clients to understand their values and priorities, helping to simplify the complexities of wealth planning. He is involved with Bank of America in a community capacity, integrating his expertise within the broader resources of the institution to support clients in achieving their long-term financial objectives.

Peter Ford is a financial advisor with UBS Financial Services in Vero Beach, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and a range of investment products. The firm combines institutional trading capabilities with wealth management services to support client goals.

Donson Morain Jr. is a Series 66-licensed financial advisor at Fidelity with less than one year of industry experience. Prior to joining Fidelity, he has held various roles including independent contractor at Upper Deck Sports Facility, where he coordinated team practices and tournament schedules. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Steven Offill is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and over 23 years of industry experience. Prior to joining LPL Financial, he led Offill Financial Group for 36 years. He also provides tax preparation and accounting services as a separate business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and retirement consulting, employing both discretionary and non-discretionary management supported by in-house and third-party research.

Nita Grisham is a CFP® professional with 23 years of experience in the financial industry. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics from Wells Fargo Investment Institute and third parties, applying diversification principles and modern portfolio theory in its investment evaluations.

Edward Bamberg is a financial advisor with LPL Financial, holding the CFP® and ChFC® designations and more than 30 years of industry experience. He previously worked at Cambridge Investment Research Advisors and Bank of America, including Merrill. Outside of his advisory role, he is involved with Blackheath Partners and maintains non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Michael Kanner is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. Prior to joining Raymond James in 2019, he spent ten years at Morgan Stanley Smith Barney. He serves on the board of a nonprofit organization and is involved with several other charitable foundations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Matthew Hamilton is a CFP® professional with eight years of industry experience, currently serving at Raymond James Financial in Vero Beach, FL. He previously worked at Commonwealth Financial Network for eight years and has held roles outside finance, including with Brevard Soccer Alliance and Marine Rescue Technologies. Hamilton is also a board member of the Kiwanis of Vero-Treasure Coast, where he participates in strategic decision-making. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains unique capabilities in municipal and public finance advisory.

Michael Sullivan is a financial advisor at Stifel with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co. since 2013. Outside of his advisory role, he serves as president of both the Metropolitan Golf Association and the Long Island Caddy Scholarship, and he advises Dryvebox Inc., a golf simulator technology company. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Christy Northfield is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank division since 2012 and 2015, respectively. In addition to her advisory role, she is involved with Quail Valley Golf Club. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by advanced modeling tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.