Harold Scull III is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at multiple financial institutions, including USAA Financial Advisors and Charles Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations delivered through Schwab’s research tools and asset allocation models.

Leah Waldrip is a financial advisor at United Planners' Financial Services of America with 23 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at LPL Financial, Raymond James & Associates, and a teaching position with VIP Kid. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base, including individual investors, retirement plans, and institutional clients. The firm offers advisory and brokerage services through independent representatives and utilizes a variety of custodians and third-party managers to implement client strategies.

Raquel Higgins is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 licenses and nine years of industry experience. Her prior roles include positions at Charles Schwab and TD Ameritrade. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients using a combination of in-house model portfolios, third-party managers, and integrated programs with affiliated entities.

Keith Mcateer is a financial advisor with Fifth Third Securities, Inc. in Pinellas Park, FL. He holds Series 63 and Series 65 licenses and has 1 year of industry experience. Prior to his current role at Fifth Third Securities, he has been with Fifth Third Bank since 2013. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options and features such as direct indexing and a tax-overlay service, supported by its affiliation with Fifth Third Bank and partnerships with National Financial Services and Fidelity Institutional Wealth Adviser.

Michael Coyle is a financial advisor with First Command Advisory Services in Riverview, FL, holding a Series 66 license and six years of industry experience. He has been with various affiliates of First Command since 2019. Outside of his advisory role, Coyle serves as Deputy Inspector General for the U.S. Air Force Central Command and holds a Florida real estate license, working as a sales associate. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporations, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Jason Flucker Williams is a financial advisor with Transamerica Financial Advisors in Tampa, FL, holding Series 65 and Series 63 designations and three years of industry experience. His prior work history includes roles at World Financial Group and Raymond James Financial. In addition to his advisory work, he serves as a procurement analyst for Polk County, where he manages contract administration and procurement compliance. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering a range of advisory and broker-dealer services through proprietary and third-party model portfolios. The firm operates as both a registered broker-dealer and registered investment adviser, with discretionary and non-discretionary programs tailored to client needs.

Austin Miller is a financial advisor with Empower Advisory Group in Riverview, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. His background includes roles at Advised Assets Group, LLC, GWFS Equities, Inc., Morgan Stanley Private Bank, Morgan Stanley, Charles Schwab, and King Soopers. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with services for Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Larry Chappell Jr. is a CFP® professional with 27 years of industry experience. He is currently with Schwab Wealth Advisory, where he has worked since 2022, following roles within Charles Schwab and USAA-affiliated financial services dating back to 2007. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset allocation models and research tools. The firm offers investment recommendations and annual financial reviews but does not exercise discretionary trading authority, distinguishing its advisory approach within the Schwab ecosystem.

Nicholas Menzies is a financial advisor with Truist Advisory Services in Lakeland, FL, holding a Series 66 designation and two years of industry experience. He previously worked at Ameriprise Financial Services and Edward Jones, and spent over a decade with Polk County Public Schools. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, implementing advice through a combination of discretionary manager relationships and non-discretionary consulting. The firm integrates inter-affiliate services and utilizes AI-enabled tools for research and manager oversight.

Stefanie Boykin is a financial advisor at Davenport & Company LLC with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Davenport since 2019, following prior roles at Money Concepts Capital Corp. and Infinex Investments, Inc. Davenport & Company LLC is a privately held, employee-owned firm that provides investment management and brokerage services to a diverse client base, including individuals, institutions, and non-profit organizations. The firm offers a comprehensive range of services delivered through multiple investment strategies and is known for combining advisory and broker-dealer activities.

Steven Harris Jr. is a financial advisor with Truist Advisory Services, holding a Series 66 designation and bringing 18 years of industry experience. He has worked with Truist Advisory Services since 2016 and Truist Investment Services, Inc. since 2014. Outside of his advisory role, he is president of Harris and Co. Investment Group LLC, which manages a second home rental property in Rabun Gap, Georgia. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers a range of services including asset allocation, fiduciary support, and a manager-selection program, utilizing a mix of discretionary and non-discretionary approaches along with third-party platforms and AI-enabled research tools.

Richard Waters Jr. is a CFP® professional with 27 years of experience in financial services. He is currently with OSAIC Institutions, INC. and has previously worked at Infinex Investments, Ameriprise Financial Services, and Centennial Bank. Outside of his advisory role, he contributes financial advice content to a book focused on best practices for NFL players preparing for life after football. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements. The firm features a network of investment adviser representatives who provide both advisory and brokerage solutions, with a notable emphasis on non-discretionary assets.

William Dyer is a CFP® with 23 years of industry experience, currently serving as an advisor at Truist Advisory Services since 2016. He has been affiliated with Truist Investment Services since 2007. Dyer serves as a floating board member for the San Juan Ranch HOA, where he participates in overseeing community maintenance and development projects. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm utilizes both discretionary and non-discretionary approaches, supported by third-party platform and manager arrangements, and integrates services across affiliated entities to deliver its investment solutions.

Adam Banks is a financial advisor with Fifth Third Securities, Inc., holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Fifth Third Securities and Fifth Third Bank since 2019, following prior roles at Wells Fargo Clearing and Wells Fargo Bank. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account options combining third-party portfolio managers, strategist portfolios, and advisor-managed sleeves, with features including direct indexing and tax-overlay services.

Albert Camps is a financial advisor with Truist Advisory Services who holds Series 63 and Series 66 designations and has 18 years of industry experience. He has worked at SunTrust Investment Services and SunTrust Advisory Services since 2016. Outside of his advisory role, he works as a server in the hospitality industry. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager-selection programs, implementing advice through a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Shane Isaac is a financial advisor at Lincoln Investment with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Lincoln Investment since 2016. He also has a concurrent role at The Gabor Agency, where he has worked since 1996. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of model portfolio options, employing a combination of strategic and tactical investment approaches overseen by an internal Investment Management & Research team.

Benjamin Knox is a CFP® and CFA® with 26 years of industry experience, currently serving as a financial advisor at Fifth Third Securities, Inc. since 2013. He holds Series 63 and Series 65 licenses and is based in Valrico, Florida. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm combines broker-dealer capabilities with municipal advisory registration and operates as a subsidiary of Fifth Third Bank, providing access to multiple managed-account programs and distinctive features such as direct indexing and tax-overlay services.

Samir Ahmed is a financial advisor at Creative Planning with 10 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Creative Planning, he worked at firms including Cetera Wealth Services, Avantax, Facet Wealth, Schwab, USAA, and JPMorgan Chase. Outside of his advisory role, he is an online instructor for Florida State University’s Center for Disaster and Risk Policy. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning-led investment approach focused on low-cost indexing and buy-and-hold strategies, supplemented with tax-efficient and fundamental equity options, supported by a large advisory team and integrated investment infrastructure.

Harold Mc Intosh is a financial advisor with Principal Financial Services based in Brandon, FL, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. His prior work includes roles at Michini Wealth Management, Principal Securities Inc, Principal Life Insurance Company, Park Avenue Securities, and GUARDIAN LIFE INSURANCE COMPANY of America. He is also involved in fixed insurance sales, including life, annuities, group benefits, and health insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jeffery Wallace is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise in Lakeland, FL. He has been with Ameriprise and its affiliated entities since 2001. Ameriprise provides a retirement-income planning service designed for individuals nearing or in retirement who meet certain asset criteria, offering detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm delivers these services through a centralized consulting team using a combination of research, modeling, and automated tools, focusing on clients with Ameriprise-managed assets.