Jay Anderson is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he leads business management efforts for his team. He brings more than 20 years of experience in the financial services industry, offering clients personalized financial strategies that align with their risk tolerance, investment goals, and liquidity needs. Jay specializes in areas such as college education planning, family wealth management, retirement income, legacy and philanthropic planning, as well as services for endowments, foundations, and non-profits. Jay earned his Bachelor of Science degree from Jacksonville State University and holds a Master of Business Administration from Auburn University. He has obtained the Chartered Retirement Planning Counselor (CRPC) designation and is also a Personal Investment Advisor (PIA). Jay maintains a range of FINRA registrations including Series 3, 6, 7, 9, 10, 31, 63, and 65. In addition to his professional responsibilities, Jay is active in the community through Rotary International. His approach focuses on listening to clients’ goals, gathering relevant information, and providing tailored recommendations to develop long-term relationships. Jay’s expertise includes creating predictable retirement income through a strategic process involving data gathering, risk assessment, and advanced simulation tools.

James Delaura is a financial advisor at Raymond James Financial Services Advisors, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Raymond James since 2015. Outside of his advisory role, he serves as a board member for the Waterford Pointe Homeowners Association, participating in community activities and committees. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm utilizes analytical tools and risk profiling to deliver non-discretionary planning and encourages implementation through its advisory programs and other providers.

Sabina Baker is a Series 66 licensed financial advisor with Edward Jones in Rockledge, Florida, where she has worked since 2018. She has seven years of industry experience and previously worked for US Aviation Training Solutions Inc. Outside of her advisory role, she volunteers locally to coordinate classes on personal budgeting and debt management based on Christian principles. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated services, supported by a large network of financial advisors and branch offices.

William Slover Jr. is a financial advisor with LPL Financial based in Viera, Florida, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior positions include roles at Allen & Company of Florida, Merrill, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, and access to institutional platforms, serving over 22,800 advisors with more than $819 billion in discretionary assets under management.

Michael Welch is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides financial counsel with expertise in legacy and estate coordination, charitable giving, retirement risk management, workplace retirement plan distribution options, and tax minimization strategies. Michael focuses on areas including corporate executive services, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Michael holds a Bachelor's Degree from the University of Florida and has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is bilingual in English and Spanish. Michael has been recognized on the 2025 Forbes "Best-in-State Wealth Advisors" list and as a member of the McGee Welch & Associates team on the Forbes "Best-in-State Wealth Management Teams" list from 2023 through 2026. Outside of his professional work, Michael is involved with community organizations such as Club Esteem, Junior Achievement, and Tied Together Space Coast. His personal interests include baseball, biking, cooking, fishing, football, golfing, hiking, music, soccer, and traveling.

Thomas Wilson Jr. is a financial professional with 23 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 registrations and has worked with firms including Metlife Securities Inc. and MassMutual Life Insurance Company. In addition to his advisory role, he operates two financial services businesses and works as an insurance agent specializing in life, disability, fixed annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a broad network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform that includes affiliated and third-party managers across various program structures.

William Harris is a financial advisor with Morgan Stanley in Melbourne, Florida, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, he serves on the Endowment Management Committee and Finance Committee of Holy Trinity Episcopal Academy and is a board member of the Roy and Barbara Stevens Charitable Trust. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and does not provide individual security recommendations as part of its standalone financial planning offerings.

Amanda Bixby is a financial advisor at Morgan Stanley in Melbourne, FL, holding a Series 66 designation. She has been with Morgan Stanley since 2024 and has prior work experience at the University of Central Florida and Publix Super Markets. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Kimberly Turner is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. Her career includes roles at firms such as Morgan Stanley, Cambridge Investment Research, and Great Point Capital, as well as involvement with Prosperity Doctors LLC across various capacities. Kimberly has also been associated with California Lutheran University since 2019. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning that covers a wide range of topics, allowing clients to combine planning with managed-account programs under consolidated billing, while keeping planning and portfolio management services separate.

Sharon Croenlein is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She previously worked at Bank of America N.A. and Merrill, totaling over two decades before joining Wells Fargo Advisors in 2021. Outside of finance, she has a 51% ownership in a metalworking machine shop business in Cocoa, Florida. Wells Fargo Advisors provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, using proprietary research and tools to develop tailored recommendations.

Charlene Beach is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has worked with PFS Investments Inc. since 2011 and Primerica Financial Services since 2007. Outside of her advisory role, she works as a part-time piano instructor. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm utilizes third-party asset managers and offers a tiered wrap-fee structure rather than fixed fees.

Edward Donner is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services LLC since 2017. He previously worked at LPL Financial from 2005 to 2017. Donner serves on the board of directors for the Ocean Royale Condominium in Satellite Beach, FL. Ameriprise offers a retirement-income planning service focused on clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, written recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Kathleen Delong is a Series 66-licensed financial advisor with Merrill, based in Rockledge, FL, and has 22 years of industry experience. She has been with Merrill since 2004 and has also worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.

Shaun Jones is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and six years of industry experience. His prior work includes roles at Jacobs Technology and Radisson. From 2019 to 2021, he was involved with 4th Street Fillin' Station. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports various advisory programs, with additional expertise in municipal and public finance.

Lindsey Hawthorne is a Series 66–licensed financial advisor at Edward Jones with two years of industry experience. She previously worked at Stifel for a total of eight years and at Principal Financial for two years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large network of advisors and branch offices.

Lindsey Herold is a Financial Advisor with Merrill Lynch Wealth Management, serving as a team financial advisor and business manager for McKelvey, Herold, and Associates. She focuses on executing the client service model and managing team operations to support sustainable growth. Her professional expertise encompasses education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, women and wealth, and retirement income. Lindsey holds a Bachelor's Degree and a Master's Degree from the University of Central Florida. She carries the Professional Investment Advisor (PIA) designation. She is involved professionally with the GWIM Women's Exchange and contributes to her community through involvement with The Master's Academy. Outside of her professional work, Lindsey's personal interests include baseball, basketball, boating, cooking, football, gardening, reading, spending time with her family, traveling, and volleyball.

Teresa Dingman is a financial advisor with Morgan Stanley in Melbourne, FL, holding a Series 66 designation and 22 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2007. Outside of her advisory role, she is a partner in an LLC involved in lawn and landscaping services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

David Palmbach is a Series 66 credentialed financial advisor with 26 years of industry experience. He has worked at Edward Jones since 2017 and previously spent six years with Morgan Stanley Smith Barney. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Thomas Guill is a financial advisor with Ameriprise in Titusville, FL, holding a Series 63 designation and 30 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written Recommendation Reports. The firm offers a broad array of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Christian Kurian is a financial advisor at Morgan Stanley in Melbourne, FL, with two years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2023. Prior to this, he was employed at the Florida Institute of Technology from 2013 to 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.