Tyler Birch is a financial advisor at Lightcap Financial Group, LLC in San Diego, CA. He holds a Series 65 designation and has been in the industry for one year. His prior experience includes roles at CDW and positions related to education and retail. Lightcap Financial Group is a recently formed registered investment adviser serving individuals, trusts and estates, and business and retirement-plan sponsors. The firm offers discretionary portfolio management, standalone financial planning, and retirement plan consulting, utilizing a variety of analytic approaches across multiple investment instruments.

Sandeep Varma is a financial advisor at ATS Wealth Management with 36 years of industry experience. He holds the Series 63 designation and has worked with firms including Simplicity Wealth, Cetera, and Avantax, among others. In addition to his advisory work, Varma has been involved in public speaking for over 26 years. ATS Wealth Management provides financial planning and discretionary asset management to individuals, high-net-worth clients, charitable organizations, trusts, and businesses. The firm manages approximately $383.6 million in assets across nearly 500 client relationships and offers model portfolios ranging from aggressive growth to conservative strategies, incorporating various investment vehicles and third-party sub-advisers.

John Simon is a CFP® with 26 years of industry experience. He is affiliated with Pacific Capital Associates and has held roles at Mutual Securities, Inc., Cetera Advisor Networks LLC, and Girard Securities Inc. Outside of his advisory work, he serves as a recreation specialist referee for youth and adult hockey games in the City of Escondido. Pacific Capital Associates provides portfolio management, financial planning, retirement plan consulting, and account monitoring services to individuals, trusts, retirement plans, and business entities. The firm employs a valuation-driven, value investing approach with global diversification and emphasizes cost control through the use of low-cost index ETFs alongside selectively chosen active funds.

Hubert Collins is a financial advisor at GROW Funds LLC with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has served as an investment adviser representative at Messner & Smith since 2015. Collins is also a director of the Thomas C. Ackerman Foundation, a charitable organization making grants to nonprofit institutions in the San Diego area. GROW Funds LLC provides discretionary investment management to individuals, pension and profit-sharing plans, businesses, and institutional clients. The firm manages separately managed accounts and privately offered funds, employing a bottom-up, fundamental small-cap long/short research process and offering performance-based compensation arrangements for eligible investors.

Timothy Schneider is a CFP® and holds a Series 66 license with 20 years of experience in the financial industry. He currently works at ACAS, LLC, operating as Tate Asset Management and DCO Wealth Management. He has been with ACAS since 2013. ACAS, LLC serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, estates, and corporate entities with investment supervisory services, discretionary advisory, and financial planning. The firm offers both ongoing portfolio management and limited investment consulting, employing a variety of asset types and trading strategies, and provides specialized ERISA-focused retirement plan services for plan sponsors.

Jason Park is a financial advisor at Margo Park Financial in San Diego, CA, holding a Series 66 designation with 13 years of industry experience. He has been with Margo Park Financial since 2014. In addition to advisory services, Jason is a licensed insurance agent who donates all profits from insurance sales to avoid conflicts of interest. Margo Park Financial manages approximately $36.3 million across about 75 clients, providing portfolio management and advisory services to individuals, trusts, and businesses. The firm uses model portfolios and applies modern portfolio theory and quantitative analysis to tailor investment programs according to client risk tolerance.

Alan Grismore is a CFP® professional with 10 years of experience in the financial services industry. He is currently an advisor at Santara Wealth Management LLC and previously worked at Axxcess Wealth Management, LLC and JPMorgan Chase. Outside of his advisory role, he is involved in insurance sales, focusing on accident and health, life, and variable annuity products. Santara Wealth Management is a small advisory firm serving individuals, trusts, estates, and business clients, including high-net-worth individuals and family offices. The firm employs a multi-disciplinary investment approach, managing portfolios with a range of securities and using a non-custodial platform to rebalance retirement plan participant accounts.

Malek Hage Hassan is a financial advisor at RJ Patterson Group with a Series 65 designation and one year of industry experience. Prior to joining RJ Patterson Group, he held various roles in education and retail, including positions at Mira Mar Community College and Floor and Decor. RJ Patterson Group provides discretionary investment management, financial planning, and participant-account services to individuals, retirement plan participants, and corporations. The firm emphasizes a value-oriented equity approach combined with diversified use of ETFs, mutual funds, individual equities, and fixed-income securities across different risk profiles.

Matthew Medeiros is a financial advisor at Clelland & Company Inc in San Diego, CA, holding Series 63 and Series 65 licenses with 14 years of industry experience. He has been with Clelland & Company since 1998. Clelland & Company manages approximately $432 million for a selective client base, including high-net-worth individuals, trusts, pension plans, endowments, and charitable organizations. The firm focuses on strategic asset allocation, diversified portfolios, and manager/fund selection across a broad range of investment vehicles, offering discretionary portfolio management and wealth planning services.

Thomas Dudley is a financial advisor with Stirling Financial Group in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has previously worked at Northwestern Mutual and LPL Financial and is currently a managing member and Chief Compliance Officer at Stirling Financial Group. He also provides investment advisory services through Leeds Capital Group, LLC. Stirling Financial Group serves individuals, including high-net-worth clients, as well as pension plans, trusts, and other entities, offering wealth management and financial consulting. The firm manages client accounts on a discretionary basis using a combination of fundamental, technical, and cyclical analysis, alongside asset-allocation models, and sponsors its own wrap fee program with custodial services provided through LPL.

David Nagy is a financial advisor at SRS Wealth Management with nine years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with SRS Wealth Management since 2017. In addition to his advisory role, he is actively involved with Successful Solutions, LLC, where he engages in traditional life and health insurance sales. SRS Wealth Management provides fee-based advisory services primarily through referrals to third-party money managers and offers financial planning and retirement plan advisory services. The firm also conducts educational seminars, workshops, and newsletters as part of its client engagement.

Jennifer Matthews is a CFA® charterholder with 12 years of experience in financial advising. She has been with McNaughton Wealth Management, LLC since 2019 and previously worked at Ameriprise Financial Services, Inc. from 2014 to 2019. McNaughton Wealth Management serves individuals, including high-net-worth clients, trusts, pension plans, and business entities, managing approximately $291.6 million across about 240 clients. The firm provides discretionary asset management, portfolio management, financial planning, and retirement plan consulting, using fundamental analysis and diversified strategies tailored to client goals and risk tolerances.

Steven Deppe is a financial advisor at Nerad + Deppe Wealth Management with 20 years of industry experience. He holds the Series 66 designation and has worked at NDWM, LLC since 2009, with a one-year tenure at AlphaCore Capital LLC. In addition to his advisory role, Mr. Deppe contributes as a freelance writer for ProVisors, a professional network group serving investment advisers. Nerad + Deppe Wealth Management provides investment management and financial planning to individuals, trusts, estates, and retirement plans. The firm employs a multi-faceted investment approach incorporating fundamental, technical, and cyclical analysis, with portfolios often constructed using exchange-traded funds and derivative instruments for hedging and other strategies.

Jennifer Queen is a financial advisor at Chokshi & Queen Wealth Advisors with 19 years of industry experience. She holds a Series 66 designation and previously worked at VOYA Financial Advisors for seven years before joining her current firm. In addition to her advisory role, she is an independent insurance agent specializing in fixed insurance product sales. Chokshi & Queen Wealth Advisors provides investment advisory and financial planning services to individuals, retirement plans, trusts, estates, and business clients. The firm offers tailored portfolios using a combination of in-house analysis, third-party sub-advisors, and tactical and strategic asset allocation, along with services that include discretionary asset management, retirement plan consulting, and access to institutional platforms.

Michelle Thomas is a financial advisor at WBB Securities, LLC with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has been associated with WBB Securities since 2013 in various roles. Her prior work includes positions at Vanderbilt Securities, Vanderbilt Advisory Services, ImpactU.Investments, and Consolidated Portfolio Review. WBB Securities, LLC provides investment advisory and broker-dealer services to individual clients, pension and profit-sharing plans, charitable organizations, corporations, and other advisers. The firm employs asset allocation and custom portfolio construction techniques, combining fundamental, technical, and charting analysis across both long-term and short-term strategies, while functioning as both a registered investment adviser and a FINRA-member broker/dealer with in-house investment banking and equity research capabilities.

Katherine Steck is a financial advisor at Copia Wealth Management Advisors, Inc. in San Diego, CA, holding a Series 65 designation with six years of industry experience. She has been with Copia Wealth Management Advisors since 2020 and is also involved in case management and support services for an affiliated insurance company, Copia Wealth Management and Insurance Services. Copia Wealth Management Advisors, Inc. serves primarily individual households, managing approximately $19.7 million on a discretionary basis for around 86 clients. The firm provides discretionary portfolio management through third-party asset managers and TAMPs, financial planning, and ongoing due diligence on privately issued securities, using a mosaic research approach that incorporates fundamental, technical, and cyclical analysis.

Jeremy Keating is a financial advisor at Cosmos Wealth, LLC with 22 years of industry experience. He holds a Series 66 designation and has worked previously at Arbor Point Advisors and Osaic Advisory Services. His background includes advisory roles and insurance agency work. Cosmos Wealth is a newly formed SEC-registered investment adviser offering discretionary portfolio management, integrated financial planning, and project-based hourly consulting. The firm employs a multifaceted investment approach including fundamental and technical analysis, tactical asset allocation, and uses third-party managers and referrals as appropriate.

Leslie Merrithew is a CFP® with 13 years of industry experience, currently serving as an advisor at Merrithew & Thorsten, Inc. in San Diego, CA. She has been with the firm since 1998. Merrithew & Thorsten serves individual and high-net-worth clients, focusing on professionals near retirement or undergoing major life changes. The firm provides comprehensive financial planning, portfolio management, and tax services, emphasizing tax-aware strategies and lower-volatility portfolios.

Mark Kuperstock is a financial advisor with Mulholland & Kuperstock Asset Management, LLC and MKAM ETF LLC, holding Series 63, 65, and 66 registrations and bringing 20 years of industry experience. He has worked at GSG Capital Advisors and has been a managing member and chief compliance officer at both firms. Mulholland & Kuperstock Asset Management provides discretionary asset management and advisory services to individuals, trusts, ERISA plan sponsors, and business entities. The firm builds individualized portfolios using a combination of fundamental, technical, quantitative, and sector analysis and offers plan-sponsor education and retirement plan service assistance.

Patrick Fischer is a financial advisor at Coastwise Capital Group, LLC with six years of industry experience. He holds a Series 65 designation and has worked at firms including Fingage and Blume Global. In addition to his advisory role, Fischer serves as a business setup consultant for Womply, a technology company supporting small businesses. Coastwise Capital Group is an SEC-registered investment adviser that provides discretionary portfolio management, financial planning, and consulting services to individuals, trusts, estates, corporations, and institutional clients. The firm manages a diverse range of asset types and offers investment approaches that include fundamental and technical analysis, as well as access to digital assets and derivative strategies.