Bryan Fenn is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His prior experience includes 30 years at Signator Investors, Inc. and eight years at Osaic Wealth, Inc. He also serves as a financial consultant and wealth manager with Innovative Financial Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to a wide range of clients, including individuals, retirement plans, banks, and institutions. The firm offers comprehensive financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Herman Watson is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been a part of the team since 2007. He leads an advisory team that focuses on helping clients develop goals-based wealth management strategies. Herman's approach emphasizes clear communication, aiding clients in understanding the narratives behind their financial data to facilitate logical decision-making throughout their financial journeys. His expertise encompasses family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. Herman holds a Bachelor of Science degree in Mechanical Engineering from the University of Florida and a Master's degree from East Carolina University. He has earned professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional responsibilities, Herman spends time with his family engaged in activities such as boating, fishing, swimming, and traveling. He also enjoys exercising, playing the piano, and watching his children participate in sports.

Ronald Pellek is a financial advisor with Cetera, holding a Series 66 designation and bringing 20 years of industry experience. Prior to joining Cetera in 2025, he worked for Avantax Advisory Services and Avantax Investment Services for two decades. He is also the owner of RP Tax Service, providing tax preparation and accounting services since 1995. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, supporting both discretionary and non-discretionary strategies.

Alec Berger is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. He has worked with Cetera Wealth Services, Commonwealth Financial Group, and Cetera since 2024. Prior to his financial services career, he held various roles including positions at Saltaire Kitchen and Gulfstream Cafe, as well as experience in education at Northern Lehigh High School/Middle School and Coastal Carolina University. Cetera Investment Advisers LLC is an SEC-registered adviser serving a nationwide network of independent advisors and their clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, spanning discretionary and non-discretionary program structures.

Yisrael Goldman is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and three years of industry experience. His career includes positions at Wells Fargo Bank and Farmers Insurance, as well as a decade at Zilberman Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by extensive research and analytics.

John Kulawiak is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Cetera Investment Advisers LLC and Cetera Financial Specialists LLC since 2005. Additionally, he serves as a tax preparer and enrolled agent through Nerenberg & Kulawiak, Inc., providing income tax preparation, bookkeeping, payroll, and tax consulting services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and affiliations to provide access to both affiliated and third-party money managers.

Michael Farish is a CFP® and ChFC® with 36 years of experience in the financial industry. He currently works at Wells Fargo Clearing and has previously held positions at Truist Advisory Services, Truist Investment Services, BB&T Securities, and Scott & Stringfellow. Outside of his advisory work, he co-owns a bridal shop in Myrtle Beach, SC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Tracy Raynor is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 39 years of industry experience. Prior to joining LPL Financial in 2024, Raynor worked at Ameriprise and Wells Fargo in various advisory roles. Raynor is also a commissioned notary in South Carolina. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

James Cunningham III is a financial advisor with Merrill in Myrtle Beach, SC, holding Series 63 and Series 66 licenses and bringing four years of industry experience. His career includes positions at Bank of America and Wells Fargo, as well as experience outside finance at an indoor shooting range. Merrill serves a broad range of clients—including individuals, retirement plans, corporations, and institutional clients—offering managed account programs, discretionary portfolio management, and brokerage services through dedicated personal financial advisors and affiliated entities. The firm emphasizes tax-focused investment capabilities and benefits from deep integration with Bank of America’s broader banking and capital markets platform.

April Messimer is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in wealth management strategies, income management, and retirement services for individuals. April also assists clients with their credit and lending needs, including home financing, lines of credit, and securities-based loans through Bank of America, N.A. April earned her Bachelor's degree from Virginia Polytechnic Institute and State University. She holds the CERTIFIED FINANCIAL PLANNER® certification, the Chartered Retirement Planning Counselor™ designation, and additional professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She served on the Susan G. Komen South Carolina Board of Directors from 2017 to 2019. April lives in Myrtle Beach, South Carolina, with her daughter. Her personal interests include golfing, spending time with her family, and traveling.

Karen Large is a financial advisor with Edward Jones in Myrtle Beach, SC, holding Series 63, Series 65, and Series 66 designations and 25 years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a network of more than 23,700 advisors and offers a range of discretionary and non-discretionary strategies, as well as affiliated mutual funds and tax-efficient services.

Shannon Garcia is a financial advisor with Merrill in Myrtle Beach, SC, holding a Series 66 credential and bringing 11 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to fiduciary clients of Bank of America. The firm offers model-based and discretionary investment strategies alongside trading, account administration, and custody support for a diverse client base including individuals, high-net-worth clients, and organizations.

Barry Capps is a financial advisor at Ameriprise in Myrtle Beach, SC, holding Series 63 and Series 65 licenses with 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers retirement-income planning services tailored to individuals approaching or in retirement with substantial investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers these services through a centralized consulting team in partnership with financial advisors and emphasizes the use of Ameriprise-managed accounts and algorithmic tools in its planning process.

Curtis Casey is a financial advisor with Ameriprise in North Myrtle Beach, SC, holding a Series 66 designation and 24 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Ameriprise provides a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income recommendations through a centralized consulting team.

Andrew Hazle is a financial advisor at Edward Jones with 10 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at BB&T for one year before joining Edward Jones in 2017. Hazle serves as an active board member of the Fellowship of Christian Athletes in North Myrtle Beach, South Carolina, where he is involved in event planning. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, discretionary and non-discretionary managed solutions, and affiliated investment products.

Edward Carfang Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 32 years of industry experience. His career includes 16 years at Trustmark Financial Group and 10 years with Cambridge Investment Research Advisors. Cambridge Investment Research Advisors serves a diverse client base—including individuals, retirement plans, and charitable organizations—providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of portfolio management solutions, including proprietary and third-party models, with flexible custody and platform arrangements tailored to client objectives.

Michelle La Penna is a financial advisor at Merrill with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at the Infrastructure Group, State Farm - Tom Leonard Agency, and Millennium Management. Outside of her advisory role, she holds a power of attorney position with a nonprofit organization based in South Carolina. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Justin Jordan is a financial advisor with Merrill in North Myrtle Beach, SC, holding Series 65 and Series 63 licenses and four years of industry experience. His background includes roles at Bank of America, State Farm VP Management Corp., and multiple insurance agencies. Outside of advising, he serves as a commissioner for the Eagle Trace Special Purpose Tax District Commission, working with local government on community infrastructure matters. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Anthony Di Nardo is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has one year of industry experience and has been associated with Cambridge Investment Research Advisors since 2026. Outside of his advisory role, he works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through a network of independent professionals and supports multiple portfolio management and platform solutions.

Brian Brown is a financial advisor at Cetera with 15 years of industry experience. He holds a Series 66 designation and has previously worked with Commonwealth Financial Group and Minnesota Life Insurance Company. Outside of advisory roles, he is also an agent/broker involved in fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with access to affiliated and third-party managers.