Sandra Wheeler is a financial advisor at Stifel with 32 years of industry experience. She holds a Series 63 designation and has worked previously at Wells Fargo Advisors LLC and Wells Fargo Clearing. Sandra is based in San Luis Obispo, CA. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, offering asset allocation and planning analyses intended to inform client decisions.

Heriberto Rojo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He has worked at Wells Fargo Bank, N.A. since 2007 and has been with Wells Fargo Clearing since 2016. Outside of finance, he has worked as a sortation associate at Amazon in Thousand Oaks, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Christian Datu is a financial advisor with LPL Financial, holding a Series 66 designation and bringing eight years of industry experience. He previously worked at First Command Advisory Services and First Command Financial Planning. Outside of his advisory role, he is involved with SESLOC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor tools and a broad suite of non-advisory financial services.

Jennifer Pearson is a financial advisor with Morgan Stanley in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as an executor or co-executor in an investment-related capacity. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning services. The firm employs structured planning processes supported by approved tools and offers a broad range of investment and financial products.

Michael Stenvall is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined the firm in 1984 and applies his extensive experience to craft financial strategies that provide flexibility in reaching clients' goals over time. Michael holds the Personal Investment Advisor (PIA) designation. He specializes in areas such as college education planning, family wealth management, retirement planning, portfolio management, socially responsible and values-based investing, and tax minimization. Michael's client-focused approach aims to align financial plans with individual priorities and perspectives. Michael earned a bachelor's degree from the University of California, Riverside and a Juris Doctorate degree from the University of San Diego School of Law. He lives in San Luis Obispo with his three daughters and supports organizations including Old Mission School, the SLO Academy of Dance, SLO Soccer Club, Community Action Partnership of SLO County, and Cal Poly Arts.

Jenna Sanchez is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Her prior roles include positions at Carolwood Partners, Berkshire Hathaway HomeServices California Properties, and JPMorgan Chase & Co. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Ohanian is a financial advisor with Wells Fargo Advisors based in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked with Wells Fargo Advisors and related entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing Wells Fargo research and planning tools to develop tailored recommendations.

Elisa Gomez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing eight years of industry experience. Her career includes roles at Wells Fargo Bank, Merrill, and Bank of America. She is based in San Luis Obispo, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Lucas Munds is a financial advisor with Edward Jones, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2023, he worked in residential construction and business services roles. He has also been involved as a billing and scheduling consultant for a residential custom builder. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of financial advisors and branch offices.

Lilia Middleton is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. She has worked at various Wells Fargo entities since 2002, including Wells Fargo Bank NA and Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm uses an IPS-driven approach grounded in modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Nolberto Chavez is a financial advisor at Ameriprise with 12 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America Private Bank for 10 years before joining Ameriprise in 2018. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

David Nilsen is a financial advisor with LPL Financial in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at Morgan Stanley, Merrill, Commonwealth Financial Network, and Obispo Wealth Management, which he has been affiliated with since 2009. Outside of his advisory work, he is involved with prepaid legal services through LegalShield. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning and access to model and third-party managed portfolios, supported by technology tools and a broad range of financial and credit-related services.

Harry Fischer is a financial advisor at Stifel with 49 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Stifel Nicolaus & Co Inc in 2020. Stifel serves a diverse range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Ibrahim Abboud is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He has worked at Wells Fargo Bank, N.A. since 2008, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory work, he is involved in several business ventures, including ownership in an export/import clothing company and part ownership of a grocery store and a cigar shop. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jon Pollock is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and over 20 years of industry experience. He has worked with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2010 and with Morris & Garritano for 21 years. Outside of advising, he is also an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm provides a range of investment implementation options through multiple platforms and strategies, with both proprietary and third-party model offerings.

Ralph Slocum is a financial advisor with LPL Financial in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. His prior roles include positions at RBC Capital Markets, UBS Financial Services, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Shelley Gill is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. She has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides a range of investment advisory services, financial planning, and retirement plan consulting, supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Robert Shipe is a financial advisor at Cetera with 15 years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones for ten years. Outside of his advisory work, he also manages a janitorial business, Absolute Janitorial, and runs his own financial services firm, Wilde Wealth Management Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various program structures, third-party money managers, and discretionary and non-discretionary account management.

Aaron Hendry is a financial advisor with Ameriprise in San Luis Obispo, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked at Ameriprise since 2018, with prior roles at LPL Financial, Coast Hills Credit Union, and Wells Fargo-affiliated firms. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports, emphasizing managed accounts and algorithmic automation within a large institutional platform.

Greg Long is a financial advisor with LPL Financial in San Luis Obispo, California, holding a Series 63 designation and over 32 years of industry experience. He has been with LPL Financial and its predecessor entities since 2001. Outside of his advisory work, he is involved with a family real estate business under Cross Family LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting advisors with research tools and a broad suite of non-advisory financial services.