Cosimo Favaloro is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 66 designation and previously worked at Hilltop Securities and Primerica. Outside of his financial career, he spent ten years at in Shape, a fitness-related business. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs over 14,000 financial advisors and manages approximately $671 billion in assets, providing both brokerage and advisory solutions.

Beau Sweeney is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC since 2015. In addition to his advisory role, he is involved with Sweeney Investment Management Incorporated, a separate investment-related business he owns. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services supported by Wells Fargo research and tools, with a focus on discrete planning engagements and optional implementation through brokerage or advisory programs.

Mark Higbee is a financial advisor with Wells Fargo Clearing in Fresno, CA. He holds Series 66 and Series 63 licenses and has 10 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Premier Valley Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Angela Pulley is a financial advisor at RBC Capital Markets with Series 66 credentials and seven years at the firm. She has a total of 24 years of industry experience, including 17 years at Wells Fargo Advisors prior to joining RBC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional clients. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Lidia Leach is a financial advisor at LPL Financial with 15 years of industry experience. She holds the CFP® and Series 66 designations. Prior to joining LPL Financial in 2023, she worked at BancWest Investment Services for 10 years and has been affiliated with BMO Bank NA since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by various model portfolios, research, and technology tools.

Ivan Wilton is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Robert Daher is a financial advisor with Ameriprise in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Prior to joining Ameriprise in 2022, he worked at CETERA Advisor Networks LLC for nine years. Ameriprise offers a retirement-income planning service designed for individuals with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, primarily serving clients with Ameriprise-managed accounts.

John Kvasnicka is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Russel Dritsas is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 66 designation and has been with Cetera and its affiliated entities since 1999. Outside of his advisory work, he is a partner and treasurer at Tahoe Lakefront Chalet, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large network of independent advisors, offering a range of portfolio management and financial planning services across various program structures.

Patrick Wymore is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. His career includes roles at Wells Fargo Advisors, Wells Fargo Clearing, and Wells Fargo Advisors LLC dating back to 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and tools to provide tailored recommendations across various financial planning areas.

Jane Teel is a CFP® professional with six years of industry experience, currently with Wells Fargo Clearing. She previously held roles at JP Morgan Chase Bank, JP Morgan Securities, and Wells Fargo. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jennifer Mcdougal is a financial advisor at Raymond James Financial with 20 years of industry experience. She holds a Series 66 designation and has been with Raymond James Financial since 2006. Prior to that, she worked at United Security Bank Financial for 11 years. Outside of her advisory role, she owns Cornerstone Financial Group and co-owns Cornerstone Insurance Services, where she manages a health insurance book. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and uses analytical tools such as deterministic and probability modeling to support client goals.

Brian Gibson is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 credential and 21 years of industry experience. He has been with Wells Fargo Advisors since 2016. Gibson has ownership interests and active roles in investment-related businesses, including Encore Investment Consultants LLC and Gibson Financial Group Inc. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options using proprietary research and tools, with a focus on tailored recommendations and discrete planning engagements.

Steven Hill is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, Hill coaches middle and high school volleyball in the Patterson and Atwater, California areas. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is based on investment policy statements and modern portfolio theory, serving as an ERISA fiduciary and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Nicholas Torres is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Maria Brouwer is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds a Series 66 designation and has worked with Morgan Stanley and its Private Bank since 2013. In addition to her financial career, she has been involved with Kalamazoo High School since 2003. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured processes and advanced modeling tools.

Luis Ballesteros is a financial advisor at Merrill in Fresno, CA, holding a Series 66 designation with 12 years at Merrill and 4 years of industry experience. There are no notable prior firms listed. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Victor Gonzales is a financial advisor with Wells Fargo Clearing in Bakersfield, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has worked at Wells Fargo Bank NA since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Jared Miller is a financial advisor at Ameriprise in Fresno, CA, holding a Series 66 designation with one year of industry experience. He has been involved with Jared Miller Training since 2011. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds, offering detailed recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis through a centralized consulting team and utilizes algorithmic tools to support its recommendations.

Leonard Kirkorian is a financial advisor with Merrill, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has worked at Merrill Lynch since 2006 and concurrently at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.