Enrique Fermin is a Certified Financial Planner (CFP®) with over 32 years of experience in the financial industry. He has been with Bailard, Inc. since 1985 and also worked with Bailard Fund Services, Inc. for more than three decades. Bailard, Inc. provides wealth management and asset management services to both individual and institutional clients, including high-net-worth individuals, endowments, pension plans, and sovereign wealth funds. The firm employs an active, multi-asset diversification approach that integrates quantitative models, fundamental research, and qualitative judgment, while offering sustainable and impact investing options upon client request.

Danielle Shinnick is a financial advisor with First Heartland Consultants, Inc. in San Mateo, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with First Heartland Capital, Inc. since 2001. Outside of her advisory role, Shinnick operates bookkeeping and tax preparation services. First Heartland Consultants serves a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm provides financial planning, model-based management for self-directed 401(k) accounts, and both wrap and non-wrap asset management solutions through a network of independent investment adviser representatives.

Clayton Shum is a CFP®-certified financial advisor with 20 years of industry experience, currently affiliated with Aegis Capital Corp. He has previously worked at Grove Point Advisors, LLC, Grove Point Investments, LLC, and USA Financial Securities. Shum also holds a notary license used for business purposes. Aegis Capital Corp. provides investment advisory and financial services to individual and corporate clients across a range of wealth levels. The firm offers asset management, financial planning, brokerage, and insurance services, operating as both an SEC-registered investment adviser and FINRA member broker-dealer.

Lena Mcquillen is a CFP® and Series 66 credentialed financial advisor with 18 years of industry experience. She has been with Bailard, Inc. since 2020 and previously worked for Wells Fargo Private Investment Advisors, LLC from 2007 to 2020. Outside of her advisory role, she is a member of Smashing Grapes, LLC, a winery business. Bailard provides wealth management and asset management services to a range of individual and institutional clients, utilizing a multi-asset diversification approach that combines quantitative models, fundamental research, and qualitative judgment. The firm serves high-net-worth individuals, endowments, foundations, pension and profit-sharing plans, and registered investment companies, among others.

Emily Hazelroth is a CFP® professional with 12 years of industry experience, currently serving as an advisor at Summitry, LLC since 2021. Her prior experience includes roles at TIAA-CREF, Fidelity Personal and Workplace Advisors, and Strategic Advisers, Inc. Summitry, LLC serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and occasionally investment companies and advisers. The firm employs a research-driven, largely bottom-up investment approach, combining internally managed core strategies with independent managers and alternative strategies, and offers discretionary portfolio management, financial planning, and mutual fund advisory services.

Nicholas Risser is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Bailard, Inc. since 2025. He previously worked at Bersot Capital Management, LLC, and LPL Financial. Bailard, Inc. provides wealth management and asset management services to individual and institutional clients, employing a multi-asset, active investment approach that combines quantitative models, fundamental research, and qualitative judgment. The firm also offers sustainable investing options and manages various affiliated pooled vehicles, serving clients including high-net-worth individuals, endowments, and pension plans.

Kimberly Aquino is a CFP® professional at Bailard, Inc. with 29 years of industry experience. She has worked at Bailard since 1996 and currently serves as Secretary of the BB&K Holdings Inc. Board. Bailard provides wealth and asset management services to individual and institutional clients, offering financial planning and discretionary portfolio management through multi-asset and single-asset strategies. The firm employs an active, multi-asset diversification approach that integrates quantitative models, fundamental research, and qualitative judgment, and it serves a broad range of clients including high-net-worth individuals, endowments, and pension plans.

Thuong Thien is a CFP® professional with 18 years of experience in financial advising. He has been with Team Hewins, LLC since 2018 and previously held roles at Hewins Financial Advisors LLC, Hewins Brokerage Services LLC, and Cantella & Co., Inc. Team Hewins advises a diverse client base including individuals, families, trusts, business entities, charitable organizations, and retirement plans. The firm applies asset allocation principles based on Modern Portfolio Theory and offers both discretionary and non-discretionary management, serving clients with tailored investment strategies supported by institutional resources.

Abigail Hsu is a financial advisor at Bailard, Inc. with a Series 65 credential and one year of industry experience. Prior to joining Bailard, she worked at Namur Capitale Basketball and has academic experience from Columbia University and Marjory Stoneman Douglas High School. Bailard, Inc. provides wealth and asset management services to individual and institutional clients, employing an active, multi-asset approach that integrates quantitative models, fundamental research, and qualitative judgment. The firm serves a diverse client base including high-net-worth individuals, endowments, and pension plans, and manages affiliated pooled vehicles alongside its advisory and sub-advisory roles.

Cynthia Duncan is a financial advisor at Summitry, LLC with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at the Golub Group since 2005. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and occasionally investment companies and other advisers. The firm employs a research-driven, bottom-up investment approach, combining internally managed core strategies with independent managers and alternative approaches, including a tax-smart 130/30 long/short strategy.

David Smith is a CFA® charterholder with 17 years of experience in the financial industry. He has been with Bailard, Inc. since 2009, serving the firm in various capacities. Bailard, Inc. provides wealth and asset management services to individual and institutional clients, combining quantitative models, fundamental research, and qualitative judgment in its multi-asset investment approach. The firm serves a diverse client base including high-net-worth individuals, endowments, foundations, and pension plans, and is noted for its management of affiliated pooled vehicles and sub-advisory roles.

Carolyn Kelly is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Team Hewins, LLC. She has worked at Team Hewins and its related entities since 2015. Team Hewins, LLC provides investment advisory and financial planning services to individual and high-net-worth clients, business entities, trusts, estates, charitable organizations, and employee benefit plans. The firm’s investment process is guided by an Investment Committee using Modern Portfolio Theory and offers a range of portfolio management services including tax‑loss harvesting and retirement plan fiduciary services.

William Berg is a Series 65-licensed financial advisor with Summitry, LLC, based in Foster City, CA. He has two years of industry experience, including prior work at Sageview Advisory Group. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and investment companies. The firm employs a research-driven, largely bottom-up investment approach, combining internally managed core strategies with independent managers and alternative approaches, including a tax-smart long/short strategy.

Deborah Peri is a CFP®-certified financial advisor with 17 years of industry experience. She is currently with Team Hewins, LLC and has previously worked at Redwood Park Advisors, LLC and Curran & Lewis Investment Management, Inc. Team Hewins, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, business entities, trusts, estates, charitable organizations, and employee benefit plans. The firm’s investment approach is guided by an Investment Committee that constructs model portfolios based on Modern Portfolio Theory and offers specialized retirement plan services, managing a diverse asset mix with a focus on both discretionary and non-discretionary management.

Alireza Hosseinlar is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Team Hewins, LLC. His background includes roles at Team Hewins across multiple capacities since 2022, as well as prior experience in educational and healthcare institutions. Team Hewins advises a diverse client base including individuals, families, trusts, business entities, and charitable organizations, providing investment advisory, financial planning, and retirement plan consulting. The firm employs asset-allocation strategies based on Modern Portfolio Theory and is notable for managing a substantial portion of assets on a non-discretionary basis while serving state and municipal benefit plans with ERISA-based services.

Carol Le is a financial advisor at SVB Wealth with a Series 66 designation and five years of industry experience. She has held roles at several SVB-related entities since 2020 and has also worked at First Citizens Investor Services. SVB Wealth LLC provides wealth management, financial planning, and retirement plan advisory services to individuals, trusts, estates, charitable organizations, and corporate clients. The firm utilizes a documented due diligence process to select and monitor third-party managers and operates as a wholly owned, non-bank subsidiary of First Citizens Bank & Trust Company.

Joseph Martin is a financial advisor with Summitry, LLC in San Mateo, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked with The Golub Group since 2003. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and occasionally investment companies and other advisers. The firm employs a research-driven, bottom-up investment approach, combining internally managed equity strategies with independent managers and alternative methods, including a tax-smart 130/30 long/short strategy.

Daniel Spector Franson is a CFP® and holds a Series 66 license with five years of industry experience. He has worked at Summitry, LLC since 2022 and previously held roles at Sourjohn-Kim Retirement Solutions, Chen Financial Group, Lincoln Financial Advisors Corporation, and The Trust for Hidden Villa. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, as well as investment companies and other advisers. The firm employs a research-driven, bottom-up investment approach and offers discretionary portfolio management, financial planning, model equity strategies, and third-party manager selection.

Shan Taya Cowan is a financial advisor at Summitry, LLC with three years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Edward Jones and Northwestern Mutual in various roles. Additionally, she contributes as a contractor for Mercor, anonymously evaluating AI-developed responses on everyday topics. Summitry serves individuals and high-net-worth clients, as well as trusts, pension and profit-sharing plans, investment companies, and other advisers. The firm employs a research-driven, bottom-up investment approach and offers discretionary portfolio management, financial planning, model equity strategies, and third-party manager selection.

Christina Gann Munguia is a CFP® with eight years of industry experience, currently serving as a financial advisor at Team Hewins, LLC. She has previously worked at Vantage Wealth Management, LLC, and Hewins Financial Advisors, LLC. In addition to her advisory role, she is developing a financial coaching business focused on managing spending and debt reduction. Team Hewins advises individuals, families, trusts, business entities, charitable organizations, and retirement plans through investment advisory, financial planning, and retirement plan consulting services. The firm employs an asset-allocation approach grounded in Modern Portfolio Theory and is notable for managing a significant portion of assets on a non-discretionary basis and serving state and municipal benefit plans.