Nancy Fuentes is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. She has been with Merrill and Bank of America since 2019 and previously worked at Target and CSU Stanislaus. Outside of her advisory role, she is the sole owner of a rental property in Stockton, California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of individual and institutional clients.

Yunsun Rhee is a financial advisor with Cetera, holding a Series 66 designation and bringing 29 years of industry experience. Her career includes tenure at Merrill and Investors Capital Corp. She serves on the boards of the Gallo Center for the Arts and Modesto Artists Movement, engaging in fundraising and arts education activities. Rhee also works as an insurance agent selling life and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with access to various program structures and custodial relationships.

Michael Faircloth II is a financial advisor with Raymond James & Associates, holding the Series 66 designation and bringing 26 years of industry experience. He has worked at Raymond James & Associates since 2017 and previously held roles at Bank of America, N.A. and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning and advisory services supported by a nationwide adviser network.

Emily Vierra is a Senior Financial Advisor with the Special Needs Team at Merrill Lynch Wealth Management. She collaborates closely with professional trustees to develop detailed planning and investment frameworks for children and adults with special needs, as well as the elderly and disabled. Her work encompasses conservatorships, guardianships, court-appointed cases, and settlements. Emily focuses on client relationship management, wealth management planning, and team operations, and is skilled in new account onboarding and long-term wealth strategy. Emily began her career at Merrill Lynch in 2007 and has been a member of the Special Needs Team since 2012, progressively taking on additional responsibilities. She holds a Bachelor's Degree in Business Administration with a concentration in Marketing from California State University, Sacramento. She also holds the Personal Investment Advisor (PIA) designation. Emily lives in Modesto and enjoys spending time with her family and friends.

Todd Venturini is a Certified Financial Planner (CFP®) with 28 years of experience in the financial services industry. He has worked at LPL Financial since 2016, following nine years at Cetera Wealth Services and three years at A. G. Edwards & Sons. He is involved with Granite Wealth Management, an entity affiliated with his work at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management solutions, leveraging various model portfolios, third-party subadvisors, and technology tools to support advisors.

Hector Maldonado is a financial advisor with RBC Capital Markets in Modesto, CA. He holds the Series 66 designation and has 25 years of industry experience, including prior service at Morgan Stanley Smith Barney from 2009 to 2017. Maldonado has been with RBC Capital Markets since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a broad range of clients, including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Michele Mc Call is a financial advisor at Edward Jones in Modesto, CA, holding Series 63 and Series 66 credentials with 22 years of industry experience. She has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Esaul Guerrero III is a Series 66 licensed financial advisor with 20 years of industry experience, currently affiliated with Edward Jones. He has been with UnionBanc Investments Services since 2009. Outside of his advisory work, he is involved in rental property management and operates an RV rental business, as well as a venue rental service for events and photo shoots in Modesto, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, supported by a large nationwide network of financial advisors and branch offices.

Tiffany Mousseau is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and eight years of industry experience. She has worked at Ameriprise since 2016 and has prior experience in education with Central Catholic High School and Ceres Unified School District. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through detailed Recommendation Reports and ongoing advice. The firm employs a centralized team for retirement income services and operates within a defined investment universe influenced by affiliated product relationships.

Pablo Zeiter is a financial advisor at Ameriprise in Modesto, CA, holding a Series 66 designation. He has one year of experience in the advisory industry and previously worked as a self-employed real estate appraiser for eight years. Before that, he operated Designation Station LLC for two years. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income and tax-aware withdrawal strategies.

Jeffrey Sutton is a financial advisor at Stifel with 32 years of industry experience. He holds the Series 63 designation and has worked at Stifel Nicolaus & Co Inc since 2018, with prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He is also the author of the book "WHY MY MOMMY?," which he promotes through social media and book signings. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary analyses developed by its Investment Strategy Group, supporting client decisions with capital market assumptions and probabilistic modeling.

Eugenio Carrillo Jr. is a financial advisor at Ameriprise with 37 years of industry experience. He holds the Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he is involved with Rotary International, participating in community service and initiatives promoting integrity and goodwill. Ameriprise is a large institutional firm that offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide personalized, written recommendations delivered through a centralized consulting team.

Tasha Way is a financial advisor with Morgan Stanley in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as a board member and officer of Gross Farms of Greenville, Inc., an agricultural and real estate business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and the Global Investment Committee's analyses. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and employer-sponsored plans.

George Walters is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 43 years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2013. Outside of his advisory role, he is involved in fixed insurance sales through California Asset Management and owns a group retirement insurance business. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, discretionary and non-discretionary services, and access to third-party money managers.

Nikkolas Nakai is a financial advisor at Morgan Stanley with six years of industry experience and holds a Series 66 designation. He has been with Morgan Stanley since 2019 and also worked at Morgan Stanley Private Bank, N.A. from 2021. Prior to his financial services career, Nakai was involved with Omni Fight Club and DFit Enterprises. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Patty Richardson is a Series 66 licensed financial advisor with Merrill in Modesto, CA, where she has worked since 1994. She has 27 years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jose Diaz is a financial advisor with LPL Financial based in Modesto, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior experience includes roles at Morgan Stanley and Citigroup Global Markets. He is also involved in an exclusive insurance brokerage as an agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a broad range of financial planning and investment solutions with an emphasis on combining scale, technology, and multiple financial products.

Yating Liu is a Financial Advisor at Merrill Lynch Wealth Management. She has over seven years of experience in the financial industry, having started her career at Citibank before joining Merrill Lynch in early 2023. Her expertise encompasses investment analysis, risk management, and comprehensive retirement and education planning. She holds a Master of Business Administration degree from Northwestern Polytechnic University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). As a Portfolio Advisor in the Merrill Investment Advisory Program, she collaborates closely with clients from diverse backgrounds to develop strategies aligned with their financial objectives. Outside of her professional role, Yating engages with the community through the Gallo Center for the Arts and the Modesto Chinese Christian Church. Her personal interests include swimming, reading, hiking, and traveling, which contribute to both her personal enrichment and professional perspective.

Erik Speer is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in retirement planning, asset management, and lending solutions tailored to individual client needs. His approach involves listening to clients' stories and collaborating to develop customized financial plans that address their specific goals and circumstances. Erik's expertise spans several focus areas including divorce transition planning, education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the California State University System. Outside of his professional work, Erik participates in Habitat for Humanity and enjoys personal interests such as camping, cooking, fishing, skiing, tennis, and spending time with his family.

Clayton Fegett is a financial advisor at Edward Jones with four years of industry experience. His prior roles include positions at The Vanguard Group Inc. and Bank of America NA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.