Eder Hernandez Barrientos is a financial advisor at Edward Jones with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Outside of advisory work, he is involved in launching a luxury car rental business in Oakdale, California, in partnership with a family member. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, supported by a large national network of advisors and branch offices.

Brandon Demers is a financial advisor at Merrill in Modesto, CA, with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2018. His prior work experience includes roles with Associated Students, Inc., Target, and Cold Stone Creamery. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Ravotti is a financial advisor with Stifel in Modesto, CA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank, N.A. for a decade before joining Stifel in 2026. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Martin Ugalde is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. Prior to joining Cambridge in 2016, he worked at Bank of America and Merrill Lynch from 2010 to 2016. Outside of his advisory role, he is involved in independent insurance sales and collects and trades collectible cards as a hobby. Cambridge Investment Research Advisors serves a diverse range of clients including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent advisors, utilizing both proprietary and third-party investment strategies tailored to client objectives.

Stephen Blakeley is a financial advisor with Edward Jones in Modesto, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he serves on the Finance Committee of the Modesto Chamber of Commerce. Edward Jones is a full-service wealth management firm serving individuals, institutions, and charitable organizations, with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jose Guerrero Moreno is a financial advisor at Fidelity with six years of industry experience. His prior roles include positions at Bank of America, Merrill, and American Life Income. He holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a broad range of investment vehicles.

Beatriz Buenrostro is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has worked at Bank of America, N.A. since 2018 while being with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Todd Barton is a CFP® with 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Karen Looper is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial and BMO Bank NA. Outside of her advisory role, she is a member of J.L. Quality Consulting, LLC, a consulting business based in Oakdale, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Vicki Bayley is a financial advisor at Stifel with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2018. Her prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

Maxwell Nohr is a financial advisor at Cambridge Investment Research Advisors with 14 years of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining Cambridge, he worked at National Planning Corporation for six years. In addition to his advisory work, Nohr has conducted financial education workshops for over a decade and has been involved with Chabot College since 2009. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, retirement plans, and nonprofit organizations, offering financial planning and investment management through a network of independent professionals. The firm provides tailored strategies across multiple platforms, including proprietary and third-party models, with both discretionary and non-discretionary management options.

Charles Christensen is a financial advisor at Ameriprise with 31 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he serves on the Board of Directors for the Modesto Band of Stanislaus County. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendation reports through a centralized consulting team.

Derek Nan is the Managing Director and Senior Resident Director - Wealth Management Advisor at the Modesto Merrill Lynch Wealth Management Office. He joined Merrill in 2007 and leads an advisory team that serves California's agricultural, industrial, medical, and technology-based businesses, focusing on a disciplined, goals-based wealth management approach tailored to clients' unique needs. Derek's expertise includes planning-based financial advice, estate planning issues, money management, retirement planning, as well as small business and corporate 401(k) plans including defined benefit and cash balance plans. He holds a bachelor's degree in Economics from California State University of Stanislaus. Derek is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His professional affiliations include membership in American Mensa, past presidency of Oakdale Sunrise Rotary, current membership in Modesto Sunrise Rotary, and involvement with the Modesto Sons of Italy. Derek has been recognized in Forbes "Best-in-State Wealth Advisors" list for 2025. He is a lifelong citizen of the Modesto area and is involved in community organizations. His business philosophy centers on being accessible, knowledgeable, and committed to building strong client relationships to help families make important financial decisions.

Gary Martin is a financial advisor with Primerica Advisors in Escalon, CA, holding Series 63 and Series 65 licenses and over 41 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 1984. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed account options for individual and high-net-worth clients. The firm utilizes third-party asset managers and provides a tiered wrap-fee structure while maintaining oversight of model selection and implementation.

Andy Moreno is a financial advisor with LPL Financial in Modesto, CA. He holds the Series 66 designation and has one year of industry experience. His prior work includes roles at Westamerica Bank, Bank of America, Merrill, Patelco Credit Union, and CSU Stanislaus. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by tools such as machine-learning for research and operations.

Yunsun Rhee is a financial advisor with Cetera, holding a Series 66 designation and bringing 29 years of industry experience. Her career includes tenure at Merrill and Investors Capital Corp. She serves on the boards of the Gallo Center for the Arts and Modesto Artists Movement, engaging in fundraising and arts education activities. Rhee also works as an insurance agent selling life and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with access to various program structures and custodial relationships.

Sharon Amick is a Series 66 licensed financial advisor at Edward Jones with 13 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Michael Faircloth II is a financial advisor with Raymond James & Associates, holding the Series 66 designation and bringing 26 years of industry experience. He has worked at Raymond James & Associates since 2017 and previously held roles at Bank of America, N.A. and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning and advisory services supported by a nationwide adviser network.

Emily Vierra is a Senior Financial Advisor with the Special Needs Team at Merrill Lynch Wealth Management. She collaborates closely with professional trustees to develop detailed planning and investment frameworks for children and adults with special needs, as well as the elderly and disabled. Her work encompasses conservatorships, guardianships, court-appointed cases, and settlements. Emily focuses on client relationship management, wealth management planning, and team operations, and is skilled in new account onboarding and long-term wealth strategy. Emily began her career at Merrill Lynch in 2007 and has been a member of the Special Needs Team since 2012, progressively taking on additional responsibilities. She holds a Bachelor's Degree in Business Administration with a concentration in Marketing from California State University, Sacramento. She also holds the Personal Investment Advisor (PIA) designation. Emily lives in Modesto and enjoys spending time with her family and friends.

Todd Venturini is a CFP® professional with 27 years of experience in the financial services industry. He has worked at LPL Financial since 2016, following nine years at Cetera Wealth Services and three years at A. G. Edwards & Sons. Venturini operates Granite Wealth Management, a DBA for his LPL business based in Modesto, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary research and third-party strategies across discretionary and non-discretionary accounts.