Matthew Walls is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. Prior to joining Edward Jones, he worked for five years at Cintas Corporation. Outside of his advisory role, he owns a rental property in Nevada that is managed by a third-party management company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies and affiliated services, supported by a large network of financial advisors and branch offices nationwide.

Champhang Wolfard is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney since 1998. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, focusing on advisory services without individual security recommendations as part of standalone plans.

William Bertacco is a financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones in 2023, he worked for American AgCredit, ACA from 2013 to 2023. He serves as a board member of The Farm Bureau Foundation of Sonoma County and is a managing member of Gold Dirt Vineyards, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,000 financial advisors.

Fadi Azhari is a financial advisor at Edward Jones in Santa Rosa, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he held roles at InflexAI, LLC, CelerData, PingCAP, Inc., and several other technology firms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and investment solutions. The firm is notable for its extensive national advisor and branch network, as well as its affiliated capabilities including a trust company, mutual funds, and securities-based lending.

Matthew Davis is a financial advisor with Morgan Stanley Wealth Management, holding a Series 66 designation and 20 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021 and previously spent 12 years at Bank of America and 16 years at Merrill. Outside of his advisory role, he serves as a board member of the Santa Rosa Memorial Hospital Foundation and participates on the finance committee of the Bennett Valley Community Association. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and firm-approved tools, offering a range of investment and advisory services without giving individual security recommendations as part of standalone plans.

Michael Burchardt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent five years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

John Im is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Travis Credit Union, LPL Financial LLC, and U.S. Bancorp Investments, Inc. He is based in Santa Rosa, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and uses research and analytics to support its investment approach.

Thomas Meyer is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with WELLS FARGO Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Maria Lourdes Echaide is a financial advisor at Morgan Stanley with seven years of industry experience. She has been with Morgan Stanley since 2017 and worked previously at Wells Fargo Bank for one year. She holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Steven Mac Near is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 21 years of industry experience. His prior experience includes roles at LPL Financial, Next Financial Group, and Waddell & Reed, among others. Outside of advising, he operated MacNear Marine Surveys and Appraisals for over three decades. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers and program structures.

Sallyeann Brallier is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 35 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is based on investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Soheil Zamanianpour is a Series 66-licensed financial advisor at Wells Fargo Clearing with seven years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2018 and has been with Wells Fargo Bank NA since 2004. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and includes both discretionary and non-discretionary options, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

James Bertero is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has worked with Morgan Stanley and its Private Bank subsidiary since 2009 and 2015 respectively. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning tools and modeling techniques, serving clients through both direct relationships and Corporate Financial Planning agreements.

Sampuran Sekhon is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley, he held roles at Redwood Credit Union and the Santa Cruz Institute for Particle Physics, among other positions. He is involved in a local networking organization where he serves on the leadership team as Growth Coordinator. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies to assist clients in managing their assets.

Daniel Myers is a CFP® certificant and holds a Series 66 license with Edward Jones in Windsor, CA. He has 17 years of industry experience and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and investment solutions, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 financial advisors.

Gonzalo Ochoa is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo in various capacities since 2001. His tenure includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Julie Lynch is a financial advisor with LPL Financial in Santa Rosa, CA, holding Series 63 and Series 66 designations and having 14 years of industry experience. She previously worked at CUSO Financial Services and has been associated with Redwood Credit Union since 2014. Outside of her advisory role, she is an owner and landlord of a rental property in Ukiah, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios, research, and multiple investment strategies.

Kyle Tomik is a CFP® professional with 11 years of industry experience, currently affiliated with Wells Fargo Clearing. He has worked at Wells Fargo Advisors, LLC since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Culley Casey is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding a Series 63 designation and 36 years of industry experience. He has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, National Association. Outside of his advisory work, he is an officer of Ole International Foods, a restaurant and bar business in Boise, Idaho. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering financial planning services supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers both direct individual plans and corporate financial planning solutions.

Michael Moberly is a CFP®-designated financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley since 2017, previously working at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his financial career, he works as a soccer referee on a part-time basis. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.