Daniel Rosaschi is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes roles at Wells Fargo Clearing, Wells Fargo Bank NA, Wells Fargo Advisors LLC, and U.S. Bancorp Advisors before joining Morgan Stanley. Outside of his advisory work, he serves as president of the board for the Demeo Teen Club, a nonprofit focused on youth development. Morgan Stanley Wealth Management offers advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach involves structured planning tools and a range of investment-related activities, including work with private funds and principal trading.

Henry Pak is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Erica Minor is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 designations and 16 years of industry experience. She has been with Morgan Stanley Smith Barney since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Genaro Fernandez is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2012, with prior experience at JP Morgan Securities and JP Morgan Chase Bank. Outside of his advisory role, Fernandez is involved in entrepreneurial activities, including ownership of a Baskin-Robbins franchise in Napa, CA, and serving as a notary public. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary when providing investment advice and offering a broad range of financial product options.

Stefan Matwijiw is a financial advisor with Edward Jones in Santa Rosa, CA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Pond Robinson & Associates and Partner Engineering & Science, Inc. before joining Edward Jones in 2021. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices across the United States.

Michael Veit is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various J.P. Morgan entities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm delivers advisory services alongside brokerage, distribution, and investment management capabilities.

Keith Nguyen is a financial advisor with Wells Fargo Clearing in Santa Rosa, CA, holding Series 63 and Series 65 credentials and with 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. He has also been affiliated with Wells Fargo Bank, N.A. since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Jacob Peaty is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. He has been with LPL Financial since 2017 and previously worked at RCU Auto Services. Outside of his advisory role, he is involved with CPS Insurance Services as an insurance producer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with advanced research tools and a broad range of financial services.

Conveasna Ouch is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill, Target, and Verizon Wireless. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, tailoring services to plan objectives, demographics, and risk tolerances while acting as an ERISA fiduciary.

Douglas Wulbrecht is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked at Raymond James & Associates since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advising, he owns and manages rental real estate properties. Raymond James & Associates is a large dually registered broker-dealer and investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting through various programs while providing access to a broad range of portfolio management styles and affiliated research.

David Wachter is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been establishing his practice since 1978, focusing on helping clients develop and maintain long-term financial plans through varying market cycles. His approach emphasizes working one-on-one with clients to create personalized financial strategies that align with their individual goals. David's expertise includes college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. He holds the Certified Investment Management Analyst (CIMA) designation and the CERTIFIED FINANCIAL PLANNER (CFP) certification. His educational background includes a Bachelor's Degree from the United States Military Academy at West Point and a Master's Degree in Business from the University of Oklahoma's Price Business School. Additionally, he has completed coursework at the Wharton School of Business. Outside of his professional work, David is married with two adult children and five grandchildren. He has an interest in genealogy, photography, reading, and spending time with his family. He also participates in community volunteering in line with Merrill's tradition of community involvement.

Thomas Dobransky is a financial advisor with LPL Financial in Santa Rosa, CA, holding Series 63 and Series 65 credentials and totaling 44 years of industry experience. He has been with LPL Financial since 1982 and operates Thomas J. Dobransky & Associates, where he acts as trustee for the firm’s Section 401(k) plan. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions, offering financial planning, model portfolios, third-party asset management, and institutional platforms. The firm supports advisors with proprietary research and technology while operating one of the largest advisory networks in the industry.

Matthew Miller is a Certified Financial Planner (CFP®) with 19 years of industry experience. He currently works at Ameriprise and has held previous positions at Helios Quantitative Research, Raymond James Financial, RBC Capital Markets, Ameriprise Advisor Services, and Merrill. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides comprehensive retirement income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Nicole Reynolds is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Sonoma, CA, with four years of industry experience. She has been with Wells Fargo Clearing since 2021 and has worked at Wells Fargo Bank, N.A. since 2003. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related and bank deposit sweep options among its investment offerings.

Ehsan Gorjizadeh is a financial advisor with Wells Fargo Clearing in Corte Madera, CA, holding Series 63 and Series 65 licenses and possessing seven years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2018 and Wells Fargo Bank NA since 2013. Outside of his advisory role, he is involved in bookkeeping for a gas station in Mill Valley, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Kristen Kaczmark is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She previously worked at Charles Schwab bank and Charles Schwab & Co., Inc. from 2010 to 2019 and had a brief tenure at Peninsula Wealth, LLC. She has been with Morgan Stanley Private Bank and MORGAN STANLEY SMITH BARNEY LLC since 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that uses firm-approved tools and modeling techniques.

Brooks Crissey is a CFP® professional with 18 years of industry experience, currently serving at LPL Financial since 2024. His prior roles include positions at Ameriprise Financial Services, Wells Fargo Advisors, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory work, he is involved with Desward Peak Partners LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions supported by extensive advisor tools and a broad platform.

Ylisa Sanford is a Certified Financial Planner (CFP®) with 27 years of industry experience. She is currently with Morgan Stanley, where she has worked since 2020, after previously spending 15 years at Ameriprise Financial Services, Inc. Sanford serves as Development Chair for the Giants Community Fund, a nonprofit organization in San Francisco. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, providing tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines a broad range of retail and institutional services with specialized offerings such as private funds and principal trading activities.

Jacob Brodt is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 66 designation and previously worked for BancWest Investment Services Inc. and Bank of the West from 2000 to 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios and third-party asset management, supported by advisory tools and a broad network of over 22,800 advisors.

Pamela Kezer is a financial advisor at Morgan Stanley in Santa Rosa, CA, with 11 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2009 and 2016, respectively. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.