Victor Lai is a CFA® charterholder with 20 years of industry experience, currently serving as an advisor at Bellwether Capital Management LLC since 2009. He holds the Series 66 designation and is based in El Dorado Hills, California. Bellwether Capital Management provides wealth management and financial advisory services to private clients, including individuals, families, trusts, and small businesses, as well as select pension or profit-sharing plan clients. The firm utilizes proprietary model portfolios featuring a global macro tactical allocation strategy and an enhanced U.S. equity strategy, offering both discretionary management and standalone financial planning services.

Gary Libhart is a financial advisor at Guanill Wealth Management with 13 years of industry experience. He holds Series 65 and Series 66 licenses and has worked in financial services since 2003, including roles at the Institute for Wealth Advisors and Libhart Insurance Services, which he owns and operates. Guanill Wealth Management is a fee-based advisory and referral firm that provides fixed-fee financial planning and public education while placing clients with third-party registered investment advisers. The firm uses a client-specific approach incorporating fundamental, technical, and cyclical analysis and offers educational seminars and workshops across multiple office locations.

Kevin Wells is a financial advisor at Tidwell Wealth Management LLC with eight years of industry experience. He holds a Series 65 designation and has worked at Tidwell Wealth Management since 2020, following two years at Peak Investment Solutions and ongoing involvement with Tidwell & Associates, LLP since 2012. Tidwell Wealth Management provides discretionary investment management and retirement-plan advisory services to individuals, trusts, charitable organizations, businesses, and participant-directed employee retirement plans. The firm employs a long-term, asset-allocation driven investment approach centered on passively managed mutual funds and utilizes model portfolios alongside a sub-advisory relationship with Focus Partners – Advisor Solutions.

Matthew Page is a Certified Financial Planner (CFP®) with 23 years of industry experience. He currently works at True Wave Financial Planners and has previously been with Lucas Group Financial Planners, Inc. and Securities Service Network, Inc. He serves as a board member of the Sacramento Estate Planning Council and is president of the Financial Planning Association Northern California Chapter. True Wave Financial Planners primarily serves individual clients, including high-net-worth households, as well as retirement plans and small businesses. The firm uses goal-oriented model portfolios managed on a discretionary basis, combining asset allocation and mutual fund/ETF analysis, with ongoing supervision and customized investment restrictions.

Mikus Mergups is a CFP® with 17 years of industry experience, currently serving as an advisor at Advent Capital LLC since 2013. He holds Series 63 and Series 66 licenses and is also individually licensed as a Life/Health insurance agent in California, a business he conducts outside of Advent Capital and outside regular trading hours. Advent Capital LLC provides discretionary portfolio management primarily to individual and high-net-worth clients, offering customized investment policy statements and ongoing supervisory services across a range of securities. The firm employs both fundamental and technical analysis and utilizes various trading strategies with regular account reviews to align with client risk tolerances and objectives.

Paul Nederveld is a financial advisor at MW Investment Strategy with five years of industry experience. He holds a Series 65 designation and has worked at Van Hulzen Asset Management and Holt of California. MW Investment Strategy provides investment management and financial planning services to individuals, family partnerships, trusts, and closely held businesses. The firm employs diversified model portfolios focused on low-cost mutual funds and ETFs, with a tactical overlay and an emphasis on loss-threshold risk management.

Brian Peardon is a financial advisor at Bridgeport Financial Solutions with 21 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. He is also an independent insurance agent. BridgePort Financial Solutions serves individual and institutional clients by providing investment management, financial planning, retirement-plan advisory, and related consulting services. The firm manages model portfolios through an Investment Committee and offers discretionary management via wrap programs and access to affiliated and third-party strategists.

Marcos Lemus is a financial advisor at Bulman Wealth Group in Roseville, CA, holding a Series 65 registration with three years of industry experience. Prior to joining Bulman Wealth Group in 2021, he worked for Spring Education, Merryhill for eight years. He is also involved in insurance sales through BWG Insurance Agency, an affiliated business of the firm. Bulman Wealth Group serves individual and high-net-worth clients, as well as trusts, estates, corporations, and retirement plans, providing financial planning, discretionary portfolio management, and estate-planning assistance. The firm employs a variety of investment approaches and maintains an active role in insurance distribution through licensed advisors and an affiliated insurance agency.

Shirley Burrows is a financial advisor at Van Hulzen Financial Advisors with six years of industry experience. She holds Series 63 and Series 65 licenses. Prior to joining Van Hulzen Asset Management in 2019, she worked at Rising Sun Montessori for four years. Van Hulzen Financial Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm provides wealth management and financial planning, utilizing a combination of technical, fundamental, and cyclical analysis across multiple investment strategies.

Ryan Triplett is a CFP® and ChFC® with 19 years of industry experience. He has been with Boyd Wealth Management, LLC since 2018 and previously worked at Brian Boyd and Northwestern Mutual. Ryan is also a partner in Boyd Insurance Services, LLC, where he dedicates a limited amount of time to insurance services. Boyd Wealth Management serves individuals, trusts, estates, corporations, and retirement plans, providing comprehensive wealth management, financial planning, and portfolio management. The firm employs a goals-based, asset-allocation driven approach with ongoing monitoring and uses a combination of ETFs, mutual funds, individual securities, and third-party sub-advisors to manage client assets.

Scott Roseman is a financial advisor at Roseman Wagner Wealth Management with 31 years of industry experience. He holds Series 63 and Series 65 designations and has been with Roseman Wagner since 2008. Roseman serves as a director of The Scott and Tara Roseman Foundation and holds board and management roles in several nonprofit and agricultural ventures, including rice farming and a horse cutting business. Roseman Wagner Wealth Management provides financial planning, discretionary investment management, and retirement plan consulting to individuals, pension and profit-sharing plans, corporations, charitable organizations, and a pooled private investment vehicle. The firm employs a fundamental, discount-from-value investment approach and manages concentrated, disciplined strategies across individual and pooled accounts.

Matthew Jude is a CFP® with five years of industry experience and is currently an advisor at Rebalance LLC. His prior experience includes roles at Lucas Group Financial Planners, Amazon, United Parcel Service, Black Sheep Bar & Grill, and Morris & Garritano Insurance Agency. Rebalance LLC provides investment management and financial planning services to individuals, retirement plans, pooled vehicles, and charitable organizations, managing approximately $1.56 billion in discretionary assets. The firm uses a strategic asset allocation framework centered on ETFs and offers both a standardized Rebalance360 program and personalized wealth management services.

Tim Smith is a financial advisor with API Financial Advisors, LLC, holding a ChFC® designation and Series 63 and 65 licenses. He has 28 years of industry experience and has previously worked at firms including Packerland Brokerage Services, StrategerY Advisors, and CETERA Advisor Networks. Smith is also involved in insurance sales through StrategerY Advisers, Inc. API Financial Advisors, LLC serves individual and high-net-worth clients with financial planning, discretionary portfolio management, and participant account management. The firm uses model portfolios managed by an affiliated sub-adviser and incorporates both technical and fundamental investment analysis across various asset types.

Marion Hebert is a financial advisor at The Salvetti Group with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Central Valley Advisors, Raymond James Financial Services, Wealth Strategies Inc., and Motif Investing. The Salvetti Group provides discretionary portfolio management and sponsors an in-house wrap fee program for individuals, high-net-worth clients, trusts, retirement plans, and business entities. The firm employs a combination of fundamental, technical, quantitative, and qualitative analysis to manage portfolios using a variety of instruments, including stocks, bonds, mutual funds, ETFs, options, structured notes, and private securities.

Carter Osborne is a financial advisor at Planned Solutions, Inc. in Folsom, CA, holding a Series 65 credential. He has been with the firm since 2024 and has previous experience at California State University - Sacramento and CalHFA. Planned Solutions, Inc. provides discretionary portfolio management, financial planning, income tax preparation, and insurance implementation for a range of clients including individuals, high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and business entities. The firm’s investment approach emphasizes model asset-allocation portfolios with strategic and tactical asset allocation, supported by in-house tax expertise and formal capital markets valuation techniques.

Caleb Hilliker is a financial advisor at Statheros Financial Solutions, Inc. with three years of industry experience. He holds a Series 65 designation and has prior work experience that includes roles at Azusa Pacific University and as a California Notary Public. Statheros Financial Solutions, Inc. provides personalized investment management and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs globally diversified, generally long-term strategies using mutual funds and ETFs, supported by a proprietary Portfolio Builder tool to tailor allocations based on client tax status, financial need, and risk tolerance.

Taranvir Pannu is a financial advisor with Bulman Wealth Group in Roseville, CA, holding Series 63 and Series 65 licenses and having six years of industry experience. Before joining Bulman Wealth Group in 2025, he worked at Monarch Wealth Strategies and JPMorgan Chase Bank, N.A. among other roles. Bulman Wealth Group serves individual and high-net-worth clients, as well as trusts, estates, corporations, and retirement plans, providing financial planning, discretionary portfolio management, and estate-planning assistance. The firm employs a range of investment approaches including fundamental and technical analysis and uses third-party managers when appropriate, with a notable focus on insurance distribution as part of its activities.

Joel Ransford is a CFP® professional with 11 years of industry experience, currently serving as an advisor at Planned Solutions, Inc. He previously worked at Securities Service Network, Inc. for four years. In addition to advising, he is involved in tax preparation and planning services at Planned Solutions, where he also holds a shareholder and director role. Planned Solutions, Inc. provides discretionary portfolio management, financial planning, income tax preparation, and insurance implementation for individuals, high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and business entities. The firm utilizes model asset-allocation portfolios guided by capital markets forecasts and technical analysis, with distinct in-house tax expertise integrated into its advisory approach.

Alan Robello Jr. is a financial advisor at Avisen Advisors, LLC in Sacramento, CA, with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Avisen Advisors and its related entity Avisen Wealth Management since 2001 and 2003, respectively. Avisen Advisors provides investment management and financial planning services to individual and high-net-worth clients, as well as trusts, pension plans, and other entities. The firm employs a range of portfolio management strategies, including discretionary and non-discretionary approaches, and uses various advisory programs supported by custodial platforms and third-party managed account solutions.

Emilie Andres is a CFP® professional at Statheros Financial Solutions, Inc. with eight years of industry experience. She has previously worked at Braziel & Associates, LLC, NPB Financial Group, LLC, and Gibson Capital Management. Emilie holds a Series 65 license and is based in El Dorado Hills, CA. Statheros Financial Solutions, Inc. provides personalized investment management and financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm uses a proprietary Portfolio Builder tool with globally diversified, long-term strategies primarily composed of mutual funds and ETFs, and offers additional services such as retirement-plan advisory and actuarial consulting.