Alec Cronin is a financial advisor with LPL Financial in Annapolis, MD, holding the Series 66 designation and three years of industry experience. His prior roles include positions at Freedom Mortgage Corporation and Atlantic Prime Mortgage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Andrew Bergner is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Securities and C Beach Brown LLC. Outside of his advisory work, he has experience in the hospitality industry and academic settings. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a broad network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with a range of model portfolios and research resources.

James Malena is a financial advisor with Morgan Stanley, holding a Series 66 designation and 22 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as at Citigroup Global Markets starting in 2006. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning services.

Christopher Boyle is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds the Series 63 and Series 65 designations. His prior roles include positions at City National Bank and RBC Capital Markets Corporation. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and modeling techniques.

Thomas Lewandowski is a financial advisor with Wells Fargo Clearing in Annapolis, MD, holding Series 63 and Series 65 designations and 25 years of industry experience. His prior roles include positions at Merrill and Bank of America. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical large institutional advisers.

John Wirth Jr. is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2006. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes a structured discovery process supported by firm-approved planning tools and modeling techniques.

Henry Chalkley is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2012. Outside of his advisory work, he serves as Chairman Emeritus and advisor to the Board of Directors of the Maryland Private Golf Club Conference. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households, pension plans, and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a variety of investment strategies and affiliated services under a fiduciary standard.

Justin Smith is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads the management of the team's discretionary trading portfolios and the selection of Alternative Investments. Justin focuses on translating clients' goals into defined financial roadmaps and believes in discipline and goal-based planning to help clients reach their financial potential. Justin has been recognized by Forbes and Barron's for his advisory work, including listings such as Forbes' "America's Top Next-Generation Wealth Advisors" and "Best-in-State Wealth Advisors," as well as Barron's "Top 1,200 Advisors." He holds the Chartered Retirement Planning Counselor (CRPC) designation and a Bachelor of Science degree in Finance from Butler University. Justin routinely volunteers for various charitable organizations in the greater Indianapolis area. He lives in Zionsville with his wife and their three children.

Scott Martin is a CFP® with 26 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He acts as a personal representative for his mother's estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Collin Fleming is a financial advisor with Wells Fargo Clearing in Annapolis, MD, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Shore United Bank, Fort Lauderdale Country Club, The Cannon Club, Disney, and Wingate University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical large institutional advisers.

John Snowden is a CFP® with 25 years of industry experience, currently serving as a financial advisor at LPL Financial since 2012. He operates in Edgewater, MD, and is also associated with Thomas Point Financial, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Amy Smith is a PFS™ credentialed advisor with Cetera in Annapolis, MD. She has been in the financial industry since 2007, including roles at HeimLantz Financial Advisors, LLC and HeimLantz CPAs & Advisors, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management services, including model portfolios, third-party managers, and customized strategies.

Peter Boyle is a CERTIFIED FINANCIAL PLANNER™ professional with eight years of industry experience. He is currently with Morgan Stanley, where he has worked since 2022, and previously held roles at Wells Fargo Clearing Services and Wells Fargo Home Mortgage. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides various advisory programs with a focus on tailored financial planning and utilizes structured discovery and firm-approved planning tools in its approach.

Joseph Dubinski is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate firms since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports. The firm serves clients through a centralized consulting team and offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Bradley Hill is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY LLC since 2009. Hill is also involved as a manager in several private investment entities in Bethany Beach, Delaware. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools. The firm manages approximately $2.74 trillion in client assets and integrates multiple investment strategies, including private funds and structured products, within its offerings.

Stephen Minor II is a financial advisor with Wells Fargo Clearing in Annapolis, MD, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wachovia Bank, N.A. prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

James Thomas II is a financial advisor with Ameriprise in La Plata, MD, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he co-owns Waypoint Group, LLC, a personal service corporation managing practice employment and payroll services, and serves as president of the Stone Ridge Homeowners Association board. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency strategies to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

William Fox is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. His prior work includes positions at Edward Jones and Shore United Bank. Outside of advising, he has experience connected to Eden Town Brewing Company and holds an insurance license covering accident and health, life, variable life, and variable annuity products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofit organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to proprietary and third-party research.

Gregory Milburn is a financial advisor with Wells Fargo Clearing in Annapolis, MD, holding a Series 66 designation and bringing 19 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Daniel Snyder is a financial advisor with Morgan Stanley in Annapolis, MD, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured financial planning supported by proprietary planning tools and advisory programs tailored to client needs.