Gregory Karanzalis is a financial advisor at Mariner Independent with 13 years of industry experience. He holds a Series 66 designation and has worked previously at Valic Financial Advisors and Mutual Advisors, LLC. Outside of his advisory role, he serves as a notary public and is involved in managing a family real estate investment LLC. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm supports both model portfolio and discretionary management approaches, offering access to affiliate investment resources and specialized retirement plan services.

Martin Hopkins is a CFP® with 22 years of industry experience, currently serving at Modern Wealth Management, LLC since 2024. Prior to this, he worked at Wealth Management Solutions and founded Hopkins Investment Management, LLC. He is also the manager of the general partner for a private fund through Hopkins Capital Partners GP, LLC. Modern Wealth Management provides investment advisory and integrated planning services to a diverse client base, including individuals, trusts, pension plans, and corporations. The firm employs a centralized portfolio management model and offers a range of services such as discretionary investment management, financial and tax planning, estate assistance, and ERISA plan services.

William Moir is a CFP® and Series 66 licensed advisor with five years of industry experience. He currently works at Modera Wealth Management, LLC and has previously held positions at firms including Abich Financial Wealth Management, OSAIC, and Merrill. There are no reported outside business activities. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm combines diversified asset allocation based on Modern Portfolio Theory with in-house accounting and tax services, supporting over 130 advisors and managing approximately $17.7 billion in assets.

Jay Wilen is a financial advisor with Merit Financial Advisors in Columbia, MD, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at Guardian Life, Equitable Advisors, and Triad Advisors. Outside of his advisory work, he serves as an assistant leader for a local Boy Scout troop. Merit Financial Advisors is a multi-team registered investment adviser with 264 advisors serving approximately 20,040 clients across 66 offices and managing about $23.9 billion in assets. The firm offers coordinated wealth-management services and employs a long-term, diversified investment approach using centrally managed portfolios overseen by an internal Investment Management team and committee.

Brendan Walsh is a financial advisor at Composition Wealth, LLC in Columbia, MD, holding a Series 65 designation. He has experience in the industry beginning in 2025, with prior roles at Kendall Capital Management, MV Financial, Pathstone Family Office LLC, Chickasaw Nation Industries, and Cambridge Associates LLC. Composition Wealth provides investment management, financial planning, and retirement plan advisory services to a diverse client base including individuals, high-net-worth clients, trusts, estates, businesses, and charitable organizations. The firm employs a primarily long-term investment approach focused on low-cost, diversified mutual funds and ETFs, complemented by individual securities and independent manager oversight.

Wayne Green is a financial advisor at KCD Financial, Inc. with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Securities America, Verus Capital Partners, and The Patriot Financial Group. Outside of his advisory role, he is involved with Associates Marketing LLC, where he works as an insurance, estate planning, and precious metals consultant. KCD Financial, Inc. is a multi-team registered investment adviser and broker-dealer serving individuals, corporate pension plans, and charitable organizations. The firm offers tailored investment strategies using third-party platforms and managers, combining advisory and broker-dealer services with licensed insurance agency capabilities.

Laura Sendldorfer is a financial advisor with Composition Wealth, LLC, holding a ChFC® designation and Securities Series 63 and 65 licenses. She has six years of industry experience and has worked previously at Offit Financial and Kestra Advisory Services. Outside of her advisory role, she is a partner in two e-commerce ventures and serves as president and board member of the Financial Planning Association of Maryland. Composition Wealth provides investment management, financial planning, and retirement plan advisory services to a broad client base including individuals, high-net-worth clients, trusts, and charitable organizations. The firm emphasizes a long-term investment approach using low-cost, diversified funds supplemented by other securities, and manages approximately $9.47 billion in discretionary assets with a multi-advisor team structure.

Joseph Feldman is a CFP® professional with 24 years of industry experience, currently serving at ValMark Advisers, Inc. since 2005. He holds the Series 66 designation and is based in Annapolis, MD. Outside of his advisory role, he is involved in health insurance sales through GBS, Inc. ValMark Advisers, Inc. provides investment management, financial planning, and retirement plan advisory services to individuals, including high-net-worth clients, plan sponsors, and institutional users. The firm offers diversified, goal-based portfolios primarily implemented with mutual funds, ETFs, and third-party managers, supported by proprietary platforms and extensive due diligence.

Nicole Belanger is a financial advisor at Mariner Independent with credentials including Series 63 and Series 66 and one year of industry experience. Her background includes roles at Mariner Platform Solutions, Connect Wealth, and Fidelity Investments. Mariner Independent serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers a range of financial planning and investment management services, utilizing firm-built model portfolios and customized discretionary portfolios supported by affiliated and third-party managers.

Tilysha Gleason is a financial advisor at Navy Federal Investment Services, LLC with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Navy Federal entities since 2019, as well as previously with The Huntington Investment Company and Huntington National Bank. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm primarily delivers advice through managed advisory programs featuring third-party portfolio managers and provides digital automated ETF portfolios for clients preferring automated solutions.

Alex Pagnotta is a financial advisor with Integrity Advisory Solutions in Annapolis, MD, holding a Series 65 license and one year of industry experience. He has worked as an attorney specializing in estate and trust law at Sinclair Prosser Gasior since 2018 and operates a polygraph examination business through Alex Squared LLC. At Integrity Advisory Solutions, he provides estate planning clients with advice on aligning and investing their assets. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of approximately 100 independent advisors managing about $1.1 billion in client assets. The firm offers portfolio management, financial planning, retirement plan consulting, and model portfolio programs, utilizing a range of asset-allocation strategies and third-party platforms.

Sean Mccomber is a Certified Financial Planner (CFP®) with 16 years of industry experience. He is currently with Signal Advisors Wealth, LLC and has previously worked at firms including Personal Capital Advisors Corporation, Empower Advisory Group, and Lincoln Financial Advisors Corporation. Signal Advisors Wealth provides investment management and financial planning services to retail clients and independent registered investment advisers through its Signal Platform. The firm employs a top-down, macro-environmental investment approach that incorporates tactical asset allocation, sector rotation, and a blend of fundamental, quantitative, and technical analysis.

Johnny Brown Jr. is a financial advisor at Lombard Advisers Incorporated with 19 years of industry experience. He has worked at Lombard Securities Incorporated since 2009 and previously at Edward Jones from 2007 to 2009. Additionally, he prepares individual income tax returns on a part-time basis during tax season. Lombard Advisers provides investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm offers both discretionary and non-discretionary portfolio management using a variety of analytical methods and manages approximately $670 million in assets, primarily on a non-discretionary basis.

Paul Fowler Jr. is a financial advisor at Moors & Cabot, Inc. with 43 years of industry experience. He has held positions at firms including Wells Fargo, UBS Financial Services, and Morgan Stanley. Outside of his advisory work, he is involved in the care and feeding of racehorses. Moors & Cabot serves retail and high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations, offering investment management, financial planning, consulting, and advice-only arrangements tailored to clients’ objectives and risk tolerances.

Thomas Raynor is a CFP® professional with seven years of experience in financial advisory services. He has worked at Congress Wealth Management LLC since 2021 and previously spent thirteen years at Pinnacle Advisory Group, Inc. He is currently affiliated with CW Advisors, LLC in Columbia, MD. CW Advisors, LLC is a multi-team advisory firm offering investment management, comprehensive wealth management, financial planning, and family office services to a diverse client base, including high-net-worth individuals, trusts, estates, and charitable organizations. The firm uses a Core-and-Satellite investment approach combining active, passive, quantitative, and ESG strategies, and operates within the larger Osaic corporate group, providing access to trust, lending, and alternative-investment platform services.

Charles Feldman is a ChFC® credentialed financial advisor with ValMark Advisers, Inc., bringing 56 years of industry experience. He has been with ValMark Advisers since 2001 and has operated his own advisory business since 1967. Feldman serves as co-trustee and co-director of family foundations and trusts and manages investment partnerships involving his immediate family. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 investment advisory representatives. The firm utilizes diversified, goal-based model portfolios emphasizing multi-asset allocation, employing mutual funds, ETFs, and approved third-party managers, and offers a range of proprietary and third-party investment platforms and solutions.

Alphonso Houston is a financial advisor with Lifemark Securities Corp. holding Series 63 and Series 65 credentials and has 39 years of industry experience. His career includes roles at UBS Financial Services, Riggs Securities Inc., LPL Financial, and AHW Advisors. He also works as an independent insurance agent focusing on life, health, and annuities. Lifemark Securities Corp. provides fee-based investment advisory and financial planning services primarily to individual investors and sponsors of participant-directed retirement plans, offering various managed account programs and tailored, suitability-driven advice.

Joshua Mazer is a CFP® with 39 years of industry experience, currently advising at Thurston Springer Advisors. His prior roles include 13 years at Wells Fargo Advisors Financial Network LLC and previous positions at Morgan Stanley Dw Inc., Truist Securities, and A. G. Edwards & Sons, Inc. Outside of his advisory work, he serves as a registered lobbyist educating state legislators on HPV vaccination and holds a senior policy advisor role at the Department of Health and Human Services. Thurston Springer Advisors serves individual and high-net-worth clients, as well as corporations, foundations, estates, and employer-sponsored retirement plans, offering financial planning, portfolio management, and fiduciary services. The firm employs a range of investment strategies, including both buy-and-hold and active models, and integrates services across affiliated broker-dealer and insurance entities.

Ian Cully is a CFP® and holds a Series 65 license with nine years of industry experience. He is currently an advisor at Ritholtz Wealth Management, where he has worked since 2025. Prior to joining Ritholtz, he spent seven years at Aspire Wealth Architects and three years at Wealthcare Capital Management. Ritholtz Wealth Management serves individual and institutional clients by providing portfolio management, financial planning, retirement plan consulting, and college financial planning. The firm manages approximately $9.4 billion in assets and emphasizes a goal-based investment approach that incorporates behavioral finance principles and diversified, low-cost ETFs alongside tactical overlays and alternative investments.

Jeffrey Troll is a CFP® and CFA® with 21 years of experience in the financial advisory industry. He currently works at CW Advisors, LLC and previously spent 16 years at Pinnacle Advisory Group, Inc. He serves as a partner at Waypoint Consulting Group and is a board member of Marylandreporter.com. CW Advisors, LLC is a multi-team firm that offers investment management, comprehensive wealth management, and family office services to a diverse client base including individuals, trusts, estates, charitable organizations, and business entities. The firm employs a Core-and-Satellite investment approach with a blend of active, passive, quantitative, and ESG strategies, and provides solutions for other registered investment advisers and private funds.