David Wolf is a financial advisor at Widmann Financial Services with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Commonwealth Financial Network and Widmann Financial Services since 2007. Outside of finance, he has worked part-time as a talent agent and actor for television, movies, and commercials. Widmann Financial Services provides discretionary asset management, financial planning, and consulting to individuals, families, businesses, and charitable organizations. The firm employs a research-driven investment approach combining quantitative and qualitative analysis, using third-party research from providers such as Morningstar and Standard & Poor’s.

Eric Harris is a financial advisor at Colomb Investment Management Company, LLC with 13 years of industry experience. He holds a Series 65 designation and has previously worked at Marathon Financial Group, LLC and Guardian Life Insurance Co of America. Outside of his advisory role, he serves on several nonprofit boards, including the Bay Theatre Company and the Central Maryland Chamber Foundation, and is involved in local community organizations in Laurel, MD. Colomb Investment Management Company, LLC provides personalized investment management, financial planning, and retirement-plan consulting to individuals, trusts, estates, and small businesses. The firm employs a long-term, diversified investment approach based on Modern Portfolio Theory and factor models, and offers both discretionary and nondiscretionary mandates with oversight of third-party managers.

Peter Pavlov is a financial advisor with Lynx Investment Advisory, LLC in Columbia, MD, holding a Series 65 credential and bringing four years of industry experience. His prior roles include positions at Select Investment Solutions, PMP Advisors, Silk Invest LTD, and OFI Asset Management. Lynx Investment Advisory serves individual and institutional clients by providing investment consulting, manager research, and portfolio monitoring. The firm creates customized allocations implemented through vetted third-party managers and offers both discretionary and non-discretionary services, managing over $1 billion on a non-discretionary basis as of the end of 2024.

Joshua Goldsmith is a CFP® professional with over 21 years of experience in the financial services industry. He is currently with Scarborough Capital Management and has held prior roles at Independence Financial Group, LLC and SII Investments, Inc. Outside of advisory work, he is the owner of a real estate sales and property management business. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm employs an asset-allocation framework and model portfolios, serving a diverse client base that includes institutional entities and individual investors.

Vanessa Pruett Urie is a financial advisor at Prostatis Financial Advisors Group with 20 years of industry experience. She holds the Series 63, Series 65, and Series 66 licenses and has previously worked at CETERA Advisors LLC and currently owns Gladway Homes, a real estate sales business unrelated to investment activities. Prostatis Financial Advisors Group provides investment management and financial planning services to individuals, high-net-worth clients, and various institutions, employing a top-down, tactical asset-allocation approach that includes the use of third-party managers and machine-learning models.

Daniel Di Peso is a CFP® with two years of industry experience, currently serving as an advisor at Elite Income Advisors, Inc. He previously worked at Capital Portfolio Management Inc. and has experience outside the financial industry at Stanley Black and Decker. Di Peso is also involved in insurance sales and service through Retirement Planning Services, Inc. Elite Income Advisors serves individual investors, pension and profit-sharing plans, trusts, and other entities by offering comprehensive financial planning, discretionary portfolio management, and retirement-plan consulting. The firm uses model portfolios from sub-advisers and other providers and provides client education and workshops as part of its retirement plan services.

Michael Roeder is a CFP® professional with four years of industry experience, currently serving as an advisor at Curio Wealth, LLC. Prior to joining Curio Wealth, he worked for 14 years at Northrop Grumman. Curio Wealth provides personalized financial planning and discretionary investment management primarily to individuals, trusts, estates, and small businesses. The firm offers various advisory formats and constructs portfolios tailored to clients’ objectives and risk tolerances, employing no-load mutual funds, ETFs, equities, fixed income, and alternative strategies with client-directed ESG criteria.

Matthew Zimmerman is a CFP® with four years of industry experience currently serving as an advisor at Scarborough Capital Management in Annapolis, MD. He has worked at Scarborough Capital Management and Independent Financial Group since 2021, and has prior experience at Raymond James and Tj Maxx. Outside of his advisory role, he works as a paraplanner for an outside registered investment advisor. Scarborough Capital Management is a multi-advisor SEC-registered firm managing approximately $1.64 billion across 15 advisors and serving over 2,600 clients. The firm offers discretionary portfolio management, financial planning, and retirement-focused programs, utilizing both in-house guidelines and third-party model portfolios from providers such as BlackRock and Invesco.

Dylan Sylvester is a financial advisor at Scarborough Capital Management with one year of industry experience. He holds a Series 66 designation and has worked previously at W&S Brokerage Services, Western Southern Life, and other firms. Outside of his advisory role, Dylan is employed at Southern Provisions, a business he assists with operations. Scarborough Capital Management is an SEC-registered multi-advisor firm managing approximately $1.64 billion across 15 advisors. The firm offers discretionary portfolio management, financial planning, and retirement-focused programs, serving individual, high-net-worth, and institutional clients through a model-based investment approach and sub-advisory relationships.

David Herman is a financial advisor at Scarborough Capital Management with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Independent Financial Group, LLC since 2018, Scarborough Advisors, LLC since 2013, and previously at SII Investments Inc from 2008 to 2017. Scarborough Capital Management is an SEC-registered investment adviser managing approximately $1.4 billion for over 2,000 clients through a team of 13 advisors. The firm uses an asset-allocation framework and model portfolios to construct discretionary accounts, serving a diverse client base including institutional clients and individuals.

Lyn Dippel is a CFP® professional with 23 years of industry experience. She is currently with Curio Wealth, LLC and previously worked at Annapolis Financial Services, LLC and Financial Advantage, Inc. Curio Wealth, LLC provides personalized financial planning and discretionary investment management primarily to individuals, trusts, estates, and small businesses, offering multiple advisory formats and additional tax and accounting services. The firm constructs portfolios tailored to client objectives and risk tolerances, using a range of investment vehicles and maintaining a broad office network while managing several hundred client relationships.

George Buchheister is a financial advisor at ValueWealth Services, LLC in Annapolis, MD, holding Series 65 and Series 66 credentials with four years of industry experience. Prior to joining ValueWealth Services in 2023, he worked at Welocalize Inc for 12 years. Outside of his advisory role, Mr. Buchheister is an independent insurance agent transacting in insurance products including annuities. ValueWealth Services, LLC manages approximately $319 million for around 420 clients, offering investment supervisory and portfolio management services, financial planning, and sub-advisory services. The firm employs a multi-factor investment approach combining fundamental, technical, and cyclical analysis, and utilizes strategies such as short-term trading, margin, short sales, and options when appropriate.

James Kantowski is a CFP® with 24 years of industry experience. He is currently with Curio Wealth, LLC, where he has worked since 2024. His prior experience includes roles at Annapolis Financial Services, LLC, and founding JSK Tax Services, LLC and JSK Financial Services, LLC. Curio Wealth provides personalized financial planning and discretionary investment management primarily to individuals, trusts, estates, and small businesses. The firm offers multiple advisory formats and constructs portfolios tailored to clients’ objectives, tax situations, and risk tolerances, using no-load mutual funds, ETFs, equities, fixed income, and selective alternative strategies.

David Greenleaf is a financial advisor at Commonwealth Financial Network with 32 years of industry experience. He holds the ChFC® and Series 63 designations and has worked at Commonwealth since 2002, as well as Widmann Financial Services since 2018. Outside of his advisory role, he serves as a swim coach for the Montgomery Swim Club in Silver Spring, MD. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors through a range of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, enabling advisors to offer personalized portfolio construction and discretionary model portfolios.

Wayne Ferbert is a Series 65 licensed advisor with 15 years of experience in the financial industry. He is currently with Reyes Financial Architecture Inc., a team firm based in Columbia, MD, and has prior experience at ZEGA Financial, LLC, and Alpha Dna Investment Management. Outside of his advisory role, Ferbert co-founded and serves as co-managing director of a software and education business that supports online brokerages. Reyes Financial Architecture Inc. provides discretionary asset management, personalized financial planning, and consulting primarily for high-net-worth individuals, trusts, estates, and small businesses. The firm follows a long-term investment approach, incorporating fundamental, technical, and cyclical analysis, and integrates complimentary financial planning as part of its asset management services.

Raquel Tennant is a CFP® professional with four years of industry experience, currently serving at Fruitful. She has held previous roles at 2050 Wealth Partners, FAI Wealth Management, WMS Partners, and Wells Fargo Bank. Tennant’s background includes a variety of positions in both financial services and other industries. Fruitful Advisory, LLC offers web-based financial planning and discretionary investment management to individual clients through a subscription membership model. The firm focuses on personalized financial plans called “Money Maps” and emphasizes passive, low-cost investment strategies using ETFs and index funds.

George Watson III is a CFP®, CFA®, and Series 66 licensed advisor with 11 years of industry experience. He has worked at Williams Asset Management since 2017 and previously spent four years at Academy Financial, Inc. He serves as the treasurer of the Stansfield Estates Homeowners Association. Williams Asset Management provides discretionary portfolio management, wealth management, and financial planning services to individuals, high-net-worth clients, and charitable organizations. The firm employs a combination of fundamental, quantitative, and technical analysis alongside modern portfolio theory, incorporating long-term trading and options strategies within a structured review process.

John Milchling is a financial advisor at 1 North Wealth Services, LLC in Annapolis, MD, holding a Series 65 designation with six years of industry experience. His background includes roles at Towson University and Sandbek Outdoors. 1 North Wealth Services provides discretionary investment management and financial planning to individuals, retirement plans, estates, trusts, and charitable foundations. The firm uses a team-based investment committee approach, combining fundamental and technical analysis to create diversified, customized portfolios, including sustainable/ESG options.

Townsend Hornor Jr. is a financial advisor at Baltimore-Washington Financial Advisors with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has been with the firm since 2015. Baltimore-Washington Financial Advisors is a fee-only wealth management firm serving individuals, families, trusts, estates, foundations, and nonprofit organizations. The firm employs model portfolio strategies overseen by a weekly investment committee and integrates tax considerations into both portfolio management and financial planning, supporting a high client load through standardized, scalable processes.

Andrew Ashton is a financial advisor with Prostatis Financial Advisors Group in Hanover, MD, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior roles include positions at Clifton Larson Allen LLP and independent advisory work before joining Prostatis Group LLC in 2018. Prostatis Financial Advisors Group serves individuals—including high-net-worth clients—as well as foundations, trusts, estates, corporations, and charitable organizations. The firm uses a top-down, tactical asset-allocation approach with sector rotation and incorporates independent third-party managers, including those using AI and machine-learning models, as part of its investment strategy.