Sandra Heers is a CFP®-designated financial advisor with Ameriprise, based in Gardnerville, NV, and has 34 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is involved in commercial real estate ownership. Ameriprise serves individuals approaching or in retirement, offering specialized retirement-income planning that combines research, modeling, and tax-efficiency analysis, supported by a centralized consulting team delivering tailored recommendation reports.

Jeffery Whitaker is a CFP®-certified financial advisor with 46 years of industry experience, currently affiliated with LPL Financial since 2021. His prior experience includes long-term roles at Waddell & Reed, Transamerica Life Insurance, and founding Jackson & Whitaker Inc. Outside his advisory work, he has been involved with aviation and scouting organizations over multiple years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional services, supported by extensive advisor tools and a broad platform that includes insurance and banking partnerships.

Gerald Klosterboer is a financial advisor at Cetera with 48 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. His prior work includes over 28 years at First Allied Securities, Inc. and 8 years at First Allied Advisory Services, Inc. Outside of his advisory role, he serves as a board member of the Kiwanis Club of Lake Tahoe. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a wide range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and third-party managers.

Michael Ambrogio is a financial advisor at Edward Jones in Carson City, NV, holding Series 63 and Series 65 credentials with six years of industry experience. His prior roles include positions at Alight Financial Solutions, Triad Advisors (Obsidian Planning Solutions), AIG Retirement (Valic), JPMorgan Chase Bank N.A., and Bloom Advisors. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management and a nationwide network of more than 23,700 financial advisors. The firm offers a range of advisory programs and investment solutions under a fiduciary standard.

Christopher Martin is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at JPMorgan Securities LLC and US Bank N A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jeffrey Katz is a financial advisor at LPL Financial with 42 years of industry experience. He holds Series 63 and Series 65 credentials. His career includes roles at Wells Fargo Clearing, Wells Fargo Advisors, Morgan Stanley, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Patrick Gaskill is a CFP® professional affiliated with LPL Financial, bringing 26 years of industry experience. He previously worked at Waddell & Reed, Inc. and various insurance carriers under W&R Insurance Agencies, Inc. He is also a published author of "The Business of Life and Golf." LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing significant assets.

Christian Pfeiffer is a CFP® with 32 years of industry experience, currently serving at Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. He is based in Carnelian Bay, CA. Outside of his advisory role, he acts as a trustee and power of attorney for a family trust. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with more than 14,000 advisors and utilizes a research-driven investment approach incorporating diversification and modern portfolio theory.

Sean Ali is a financial advisor at Wells Fargo Advisors with 40 years of industry experience. He holds the CFP® designation and has worked previously at Morgan Stanley and its affiliates from 1998 to 2013. Outside of his advisory role, he owns and manages a financial practice under Wells Fargo Advisors Financial Network and has ownership interests in several oil and gas lease ventures. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options including retirement, education, risk management, and specialized services such as business-owner transition and special-needs analysis. Advisors utilize proprietary research and planning tools to develop tailored recommendations for clients.

Allison Devine is a financial advisor at LPL Financial with one year of industry experience. She holds a Series 66 designation and previously worked for Grace Church Reno for six years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to various portfolio programs and institutional platforms.

Timothy Sullivan is a financial advisor at Edward Jones in Carson City, NV, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked in the automotive retail sector and managed operations at Battle Born Harley-Davidson. Outside of his advisory role, he owns an apiary business called Sage Valley Hives. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a large national network of financial advisors and branch offices.

Tyler Lightcap is a financial advisor with J.P. Morgan Securities, holding a Series 66 license and bringing 16 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018, following prior roles at Wells Fargo Clearing, Wells Fargo Advisors, and Wells Fargo Bank. Lightcap serves as chairman of the High Fives Foundation, a nonprofit focused on injury prevention awareness and support for outdoor sports athletes. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management functions, delivering recommendations on a non-discretionary basis.