Dain Armstrong is a CFP® professional with 18 years of experience, currently serving as a financial advisor at Morgan Stanley in Provo, Utah. His prior experience includes positions at Bank of America and Merrill. In addition to his advisory work, he is the sole proprietor of American Polling Machine LLC, a technology-related business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-based planning services.

Braden Graff is a financial advisor at Fidelity with a Series 66 credential and five years of industry experience. His prior roles include work with Squeeze Media and Utah Valley University, and he has been involved in content creation on YouTube as well as designing and advertising shirts for a small business called Graffic Gaming. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a broad client base, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Thomas Soffe is a Certified Financial Planner (CFP®) with 12 years of experience in the financial services industry. He is currently affiliated with Morgan Stanley, where he has worked since 2019, and previously held roles at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by proprietary tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning services through its Financial Advisors and Estate Planning Strategies Group.

Steven Monson is a financial advisor at Edward Jones with 23 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses and has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Travis Fuller is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has eight years of industry experience. His career includes roles at Fidelity Investments, Key Investment Services, and Northwestern Mutual, among others. Outside of his advisory work, he is involved in managing rental properties and operates as a host on platforms such as Turo and Airbnb. OSAIC Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations. The firm provides a range of integrated financial services, utilizing asset-allocation tools and third-party platforms to construct portfolios across various asset classes.

Jacob Turley is a Financial Advisor at Merrill Lynch Wealth Management. He works with founders and families to pursue lasting wealth, create opportunities for future generations, and align their financial decisions with their priorities through personalized investment management and financial planning. Jacob leverages the banking capabilities of Bank of America and collaborates with specialists across banking and lending to address clients' comprehensive financial needs. Jacob holds a Bachelor's Degree in Finance from Brigham Young University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He is proficient in both English and Spanish. His approach to client relationships is guided by integrity, trust, strategic thinking, and reliability. Outside of his professional responsibilities, Jacob enjoys traveling, skiing, playing pickleball, and spending time with his family. He is involved in community activities through the Boy Scouts of America and The Church of Jesus Christ of Latter-day Saints.

Reese Gneiting serves as a Wealth Management Advisor at Merrill Lynch Wealth Management, where he is a partner on a team that develops tailored financial strategies for entrepreneurs, business owners, executives, and their families. He focuses on guiding clients to achieve their financial objectives through a transparent and disciplined process. His areas of expertise include executive compensation and equity awards, business sales and exit planning, portfolio management, retirement accumulation and income-planning strategies, lending through Bank of America, trust and estate planning services, and 401Ks and pension plans. Before joining Merrill Lynch in Las Vegas in 2014, Reese spent two years in Los Angeles as part of a wealth management team overseeing assets for high net worth clients including company founders, celebrities, professional athletes, and members of the Forbes 400 list. His professional experience also includes internships with Merrill, JPMorgan Private Bank, and Atlantic Trust. Reese earned his Bachelor of Science degree in Finance from Brigham Young University and holds the CERTIFIED FINANCIAL PLANNER (CFP) certification. He also holds designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional career, Reese enjoys basketball, volleyball, hiking, boating, and spending time with his wife and their three children. He is involved in the Salvation Army and is bilingual in English and Spanish.

Michael Garrett is a financial advisor with Raymond James & Associates in Provo, UT, holding a Series 66 designation. He has worked in the financial industry since 2017, including four years at Tanner Capital Management and multiple roles at Brigham Young University. Garrett is also involved with 3DPRNTZ, an outside business he has been a part of since 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Robert Pack is a financial advisor with Morgan Stanley, holding a Series 66 designation and 28 years of industry experience. His career includes roles at Merrill and Bank of America before joining Morgan Stanley Smith Barney in 2022. Outside of his advisory work, he is involved in a real estate venture as a rental property owner. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeled outcomes through the Global Investment Committee’s estimates and Monte Carlo simulations.

Jeffrey Rasband is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in creating personalized financial strategies tailored to clients' unique goals, focusing on areas such as divorce transition planning, family wealth management, legacy planning, retirement income, and philanthropic planning. Mr. Rasband holds a Bachelor's Degree from Brigham Young University and has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His approach centers on working one-on-one with clients to develop customized strategies aimed at pursuing their long-term objectives. He has a history of community involvement, including serving as the former Wasatch Chapter Chair for the Mule Deer Foundation from 2007 to 2017 and participating with the Midway Boosters. Jeffrey applies the Merrill tradition of engagement by volunteering with local organizations.

Carter Moffitt is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in helping individuals and families navigate important financial decisions, including retirement planning, wealth accumulation, tax-efficient strategies, and legacy preservation. His client focus areas include executive compensation, family wealth management strategies, investment consulting for defined contribution plans, liquidity management, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Carter holds a Bachelor's Degree from Utah Valley University and holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, as well as the Personal Investment Advisor (PIA) credential. He believes in developing personalized financial strategies that align with each client's unique goals and circumstances, emphasizing ongoing relationships to provide proactive guidance as life evolves. Outside of his professional work, Carter enjoys spending time with his family and engaging in outdoor activities such as bowling, camping, fishing, golfing, hiking, pickleball, tennis, traveling, and writing.

Christian Covey is a financial advisor with LPL Financial in Orem, UT, holding Series 65 and Series 66 licenses and six years of industry experience. He has worked at several firms including Merrill Financial Associates, Commonwealth Financial Network, and Corient Capital Partners. Outside of his advisory role, he is involved with Tamarack Management Holdings LLC for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and incorporating model portfolios and research from multiple sources.

Bennett Hullinger is a Financial Advisor with The Hullinger Group, operating within Merrill Lynch Wealth Management. He joined the firm in 2026 following over eight years of experience in the construction materials industry. Bennett holds a degree in Construction Management from Utah Valley University. Bennett specializes in working with individuals, families, and business owners to assist them in making informed financial decisions and achieving their long-term goals. He leverages his background in problem-solving and client relationships to simplify complex financial matters, focusing on growing and preserving clients' wealth and protecting their lifestyles. He holds the professional designation of Personal Investment Advisor (PIA). Outside of his professional role, Bennett enjoys sports and spending time with his wife, Sheridan, and their two children.

Justin Holt is a financial advisor at Edward Jones in Provo, UT, holding a Series 66 designation. He joined Edward Jones in 2025 after working at Rush Enterprises and Premier Truck Group. Holt has no prior industry experience beyond his current role. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

David Hullinger is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been part of the Hullinger Team, which has a history of serving clients in Utah County for over 40 years. The team is recognized for its longstanding relationship with Merrill Lynch and Bank of America. David's areas of expertise include Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Investment Consulting for Defined Contribution Plans, Legacy Planning, LGBT Wealth Planning, Women and Wealth, Individual and Corporate Investment Strategy, Tax Minimization, and Retirement Income. He is a member of a professional team comprised of 10 individuals with well over 100 years of combined experience. He holds a Bachelor's and a Master's Degree from Brigham Young University and maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). David is active in his community as a basketball coach and serves as President of the Live wElle Foundation, Inc.

Dane Runia is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds the CFP® and Series 66 designations. His prior experience includes roles at Bank of America and Merrill. Outside of advisory work, he is involved in managing several family-held and investment-related LLCs and trusts in Provo, Utah. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides comprehensive financial planning using firm-approved tools and advisory programs, managing approximately $2.74 trillion in client assets.

Bryan Seastrand is a financial advisor with Edward Jones in Provo, Utah, holding a Series 66 designation and four years of industry experience. His prior roles include positions at GoHealth, LLC, Veracity Insurance Solutions, Aflac, and Alpine Credit Union. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a large network of financial advisors and branch offices across the country.

Thaddaeus Hay is a financial advisor at OSAIC with two years of industry experience. He holds a Series 66 designation and previously worked at Nozani/Buy Box Experts/Spreetail for seven years, as well as shorter tenures at State Farm and Alliance Limited. Outside of his advisory role, he is involved as president and co-founder of the Soul Purpose Foundation, a nonprofit focused on community engagement and donations. OSAIC serves a diverse clientele, including individual investors, pension plans, corporations, and charitable organizations, offering a range of brokerage and advisory services. The firm employs asset-allocation tools and automated rebalancing to manage portfolios across multiple asset classes and supports various advisory platforms and third-party solutions.

Logan Tanner is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping clients uncover what matters to them and their families to create strategies aimed at pursuing their financial goals. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Logan earned his Bachelor's Degree from Utah State University.

Brigham Bateman is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and previously worked at Lawrence Wealth Management, Truwear, and Wasatch Threads, Inc. Bateman has an ongoing business relationship involving the sale of Wasatch Threads and maintains a private investment in a medical device company, Sky Dance Vascular. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs a range of investment tools and platforms to manage portfolios across various asset classes on both discretionary and non-discretionary bases.