Jesse Downing is a Wealth Management Advisor at Merrill Lynch Wealth Management and serves as the managing partner of The Downing Group, a private wealth practice based in New York City. He oversees the wealth advisory process within the practice and collaborates with the team’s financial advisors to develop planning strategies and investment guidance for clients. Jesse's expertise includes family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, individual and corporate investment strategy, tax minimization, and retirement income. Jesse holds several professional designations, including the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor of Business Administration in Finance from Baruch College's Zicklin School of Business. The Downing Group operates with a multi-family office model, providing full-balance-sheet potential wealth management solutions across planning, investments, banking, credit, trust and estate, and risk mitigation. Outside of his professional commitments, Jesse lives in Brooklyn, New York with his wife and two children. His personal interests include biking, boating, cooking, fishing, music, reading, spending time with family, and traveling. He also actively supports charitable causes related to cancer research.

Mark Johnson is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked with Merrill since 2009 and Bank of America, N.A. since 2011. Outside of his advisory role, he is the owner of Riverview LLC, a for-profit business managing family rental housing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Philip Scaglione is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior roles include positions at JPMorgan Chase Bank and DRW Holdings. He also serves on the investment committee for the Holy Cross Society Endowment Fund for the Dormition of the Virgin Mary Church. Morgan Stanley Wealth Management offers a broad range of advisory programs to both individual and institutional clients, utilizing a structured financial planning process supported by firm-approved tools and insights from its Global Investment Committee.

Collin Beardslee is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2016, including two years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs. The firm emphasizes financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Michael Spelman is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His career includes roles at Merrill, CUNA Mutual Group, and Myrmidon Private Capital LLC. Outside of advising, he is a business owner of Spelman Pearce Pizza Properties LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology and extensive resources.

Kateryna Skliarenko is a financial advisor with LPL Financial, holding a Series 66 license and one year of industry experience. Her prior experience includes roles at Bank of America Private Bank, Merrill Lynch, and Point 32 Investment Partners. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platform services.

Michael Schmid is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm uses model-driven investment strategies and offers access to third-party asset managers, financial planning, and various insurance and trust services.

Shannon Murphy is a Financial Advisor at Merrill Lynch Wealth Management, where she provides personalized financial strategies tailored to meet each client's unique priorities and goals. With more than 15 years of experience in financial services, she began her career in 2010 and became licensed and registered in 2014. Her previous role as a Bank Manager gave her insight into diverse financial needs and emphasized the importance of individualized guidance. Since joining Merrill Lynch Wealth Management in 2019, Shannon has focused on wealth management, retirement planning, investment strategies, and client relationship management. She holds her NY State Life Insurance License and FINRA Series 6, 7, 63, and 66 registrations. Additionally, she has earned professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Shannon earned her Bachelor's Degree from Saint Joseph's College. Outside of her professional role, Shannon is passionate about animal rescue and supporting organizations dedicated to the care and advocacy of animals in need. She also enjoys dancing, music, reading, singing, spending time with her family, swimming, and yoga.

Kim Caldwell is a CFP® professional with 30 years of experience in the financial industry, currently serving as an advisor at LPL Financial since 2009. She has previously sold life and long-term care insurance through Prudential and Traveler's Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services, leveraging both proprietary research and third-party strategies across discretionary and non-discretionary accounts.

Ramona Farrington is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds a Series 66 designation and previously worked at Bank of America and Merrill for 12 years. Farrington is also an owner of a rental property in Southampton, New York. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, employing proprietary research and model-based asset allocations to tailor investment plans. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and financial planning solutions.

Trent Dattoli is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including E*TRADE Capital Management, Valic Financial Advisors, and Fidelity. Outside of his advisory role, he owns a sports and recreation retailer specializing in surfboards and surf supplies. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary advisory options supported by multi-asset model portfolios and centralized operational infrastructure.

Helen Minieri Stacy is a financial advisor with UBS Financial Services in Southampton, NY, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. She has been with UBS since 2004. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor solutions to clients' goals and risk tolerances.