Tyler Binkley is a financial advisor with Primerica Advisors in Maumee, Ohio, holding seven years of industry experience. He has worked with Newman Financial, PFS Investments Inc, and Primerica Financial Services. In addition to his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options within a wrap-fee structure. The firm curates third-party asset managers and uses an independent due-diligence consultant to oversee portfolio management.

Tyler Paxson is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity since 2020, progressing through several positions including Planning Consultant, Workplace Planning Consultant III, II, and I. His professional focus involves partnering with clients to understand their comprehensive financial objectives and developing tailored financial plans. Throughout his tenure at Fidelity, Tyler utilizes the company's resources to build and monitor financial plans aimed at helping clients achieve their family and lifestyle goals. His approach centers on aligning planning processes with clients' financial and lifestyle priorities. Outside of his professional work, Tyler has interests in baseball, football, golf, family activities, and social events with friends.

Jeffrey Marchal is a financial advisor with OSAIC in Maumee, Ohio, holding a Series 66 designation and bringing 22 years of industry experience. He has worked with Royal Alliance for 13 years and also serves as an employee benefit consultant advising business clients on group health and supplemental insurance plans. Additionally, Marchal participates in community activities such as finance committees and school advisory councils at local educational institutions. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services and employs various investment tools and platforms to construct portfolios tailored to client needs.

Brad Kersten is a financial advisor at LPL Financial with 30 years of industry experience. He holds a Series 63 designation and has been with LPL Financial since 1996. In addition to his advisory role, he operates Kersten Wealth Management Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Jackson Hollister is a financial advisor at OSAIC with two years of industry experience. He holds the Series 66 designation and previously worked at Hollister Financial and Chic-Fil-A. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, and access to various managed account solutions, utilizing a range of investment products and firm-provided portfolio construction tools.

Gary Kronfield is a financial advisor with Primerica Advisors in Maumee, Ohio, holding a Series 63 designation and over 33 years of industry experience. His career includes long-term roles at Primerica Financial Services since 1985 and Primerica Advisors since 1992, alongside work with Imperial Dade and Kellermeyer Co. He is also involved in the sale of home-related products through affiliates of Primerica and receives compensation for referrals in related areas. Primerica Advisors is a large institutional firm that offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services using model-driven strategies developed by unaffiliated asset managers and supported by custodial and execution services from industry providers.

James Monagan is a financial advisor with OSAIC in Maumee, Ohio, holding Series 63 and Series 66 licenses and having 24 years of industry experience. He has been with OSAIC since 2013 and has been associated with Savage & Associates since 2002, where he also sells insurance products. Additionally, Monagan is a founding partner of Adventus Climbing, an indoor climbing facility project in development. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance analysis to construct diversified portfolios across multiple asset classes, managing accounts on discretionary and non-discretionary bases.

Jennifer Fulop is a financial advisor with OSAIC in Maumee, Ohio, holding a Series 66 designation and four years of industry experience. She has worked at OSAIC since 2022 and previously served as a registered paraplanner at SES Financial. Outside of her advisory role, she has been involved with the YMCA of Greater Toledo in a membership services capacity since 2016 and is a notary public specializing in securities documents. OSAIC Wealth, Inc. serves a diverse group of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, advisory, and planning services. The firm employs various tools and third-party platforms to construct portfolios and supports multiple advisory program transitions.

Jack Potkanowicz is a financial advisor at Edward Jones with four years of industry experience. He holds the Series 66 designation and previously worked for Aarons Sales and Lease from 2011 to 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm provides a range of advisory programs and investment strategies through a nationwide network of financial advisors and branch offices.

Thomas Bridges is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked in various capacities within Fidelity since 2010. Outside of his advisory role, Bridges is a partner at Clay Street Partners, where he assists in the purchase and management of rental properties. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management and fund advisory. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, and serves as a registered commodity pool operator with formal advisory roles to multiple investment companies.

David Baum is a financial advisor with Cambridge Investment Research Advisors in Perrysburg, OH. He holds a Series 63 designation and has 34 years of industry experience. Baum has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2009. He serves as a board member for the Area Office on Aging in Toledo, OH. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, utilizing a variety of portfolio management strategies and custody platforms.

Donald Roork is a financial advisor at OSAIC with over 52 years of industry experience. He holds the CFP® designation and has held roles at FSC Securities Corporation and Asset Dynamics, Inc. since 1980 and 1981, respectively. Outside of his advisory work, he serves on the finance committee and as vice chair of the Deacon Board at Calvary Assembly of God and is involved with several nonprofit organizations, including Still Waters Biblical Counseling Ministry, where he provides spiritual support and serves as a trustee. He is also the creator and writer of the blog "Wisdom for the Wealthy" and an author working on a book titled "Heart Finance." OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients, providing integrated brokerage and advisory services through a large network of affiliated advisers. The firm offers diversified portfolio management, financial planning, and access to third-party money managers, employing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct client portfolios.

Amanda Wilkinson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. She previously worked in the Controller's Office at The University of Toledo and managed a boutique and gallery. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Brian Mccabe is a financial advisor with OSAIC, holding a Series 66 credential and five years of industry experience. He previously worked at Worthington Industries for 21 years before joining Royal Alliance Associates, INC. Brian is also co-owner of McCabe Outdoor Power, LLC, where he assists with customer service and business operations, and serves as pack auditor for Cub Scout Pack Number 325. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers and wrap programs. The firm utilizes various tools and platforms to construct and manage diversified portfolios on either a discretionary or non-discretionary basis.

Mitchel Skotynsky is a financial advisor with Raymond James Financial, holding a Series 66 designation and six years of industry experience. He has worked at Raymond James Financial Services Advisors Inc. since 2019 and is also associated with Skotynsky Financial Group, LLC, where he serves as an associate. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and institutional clients. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored advice supported by firm research and a broad affiliate network.

Jennifer Lindsay is a financial advisor with OSAIC, holding a Series 63 designation and 15 years of industry experience. She previously worked at Next Financial Group, Inc. for nine years and has operated her own financial services business since 2010. Lindsay is also a silent partner in a Pickleball facility investment through JBL Legacy Holdings LLC. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through an extensive network of affiliated advisers. The firm offers integrated brokerage and advisory services with a range of investment options and employs firm-provided tools to construct portfolios tailored to client risk tolerances and preferences.

Lily Phommalee is a financial advisor with Osaic, holding a Series 66 designation and one year of industry experience. She has previously worked at Savage and Associates and has held roles at Bowling Green State University and Dayspring Church. Outside of her advisory work, she serves as Vice President of BNI Northwest Ohio, overseeing the membership committee. Osaic Wealth, Inc. serves a diverse client base including individuals, institutional investors, and charitable organizations through a wide network of affiliated advisers. The firm employs a range of asset-allocation tools and advisory platforms to manage portfolios that can include stocks, bonds, mutual funds, ETFs, and alternative investments.

Kelly Arman is a financial advisor at OSAIC with 9 years of industry experience. He holds a Series 66 designation and has worked previously at Royal Alliance and James Monagan/Jeffrey Turner. Outside of his advisory role, he serves as Vice President of the World Affairs Council of Northwest Ohio, a nonprofit organization. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across a range of investment types.

Monica Malhoit is a financial advisor at Morgan Stanley with 46 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2019, following an 11-year tenure at UBS Financial Services. Outside of her advisory role, she is a co-owner of a residential rental property in Perrysburg, Ohio. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process relies on structured discovery conversations and firm-approved tools, serving clients through a range of retail and institutional offerings.

Theresa Dutridge is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at OSAIC Wealth, Royal Alliance Associates, Fifth Third Securities, and Edward Jones. She also serves as a State of Ohio Notary Public and provides supervision and compliance support for Savage and Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.