Anthony Hoey is a financial advisor at Merrill with a Series 66 credential and five years of experience. He previously worked at Instacart and Bank of America, N.A. Outside of his advisory role, he is employed at Hannaford Bros, where he works in stock and produce department duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to a broad client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Regan is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2011 and joined the team in 2013. Kevin works with clients to assist with investment and administrative needs, helping them pursue their retirement goals and build strong client relationships. Kevin's professional background includes experience in biodefense research before transitioning to financial services in 2009. His expertise encompasses areas such as college education planning, corporate retirement plan services, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, socially responsible investing, and retirement income. He holds the Personal Investment Advisor (PIA) designation. Kevin graduated from the State University of New York at Albany with a bachelor's degree in computer science and molecular biology, with a minor in finance. He is currently completing an MBA with a concentration in finance. Outside of his professional work, Kevin has interests in adventure sports, baseball, boxing, football, golfing, skydiving, and spending time with his family.

Karla Galazzo is a financial advisor with Primerica Advisors, holding a Series 63 designation and 19 years of industry experience. She has been with Primerica since 2007 and has previous work experience at Orange County Partnership and Princeton Upholstery. In addition to her advisory role, she is involved in sales of investment-related products and referrals for home security and automation services through affiliated companies. Primerica Advisors is a large institutional firm managing a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-based strategies managed by unaffiliated asset managers and provides advisory services through a nationwide network of advisors.

Patrick Ferrigno is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at OSAIC since 2023. His prior experience includes roles at FSC Securities Corp and SII Investments, Inc., as well as operating Ferrigno Financial Services since 1992. OSAIC serves a wide range of retail and institutional clients through its network of affiliated advisers and advisory platforms, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios and supports both discretionary and non-discretionary account management.

Erica Mosca is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds Series 65 and Series 63 licenses and has worked previously at TD Private Client Wealth LLC and TD Bank N.A. since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Luigi Fratto is a financial advisor with Equitable Advisors, holding Series 66 and Series 63 licenses and bringing two years of industry experience. His work history includes roles at multiple organizations, including Suny New Paltz, TNT Movers, and Pellegrinos Pizzeria. Equitable Advisors serves a broad client base, including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing a network of Investment Adviser Representatives and primarily relying on third-party sponsors for advisory models and investment solutions.

Thomas Ammons is a financial advisor with LPL Financial, holding the PFS™ designation and Series 63 license, and has 33 years of industry experience. He has worked at LPL Financial since 2017 and previously spent nine years with National Planning Corporation. Ammons is also a CPA and president of Affinity Advantage Inc., which provides tax preparation and accounting services, and he owns an insurance agency focused on Medicare solutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and retirement plan consulting, supported by extensive research and diverse investment strategies.

Jennifer Pucci is a financial advisor with Raymond James & Associates in Goshen, NY, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Raymond James & Associates since 2014. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional clients, and charitable organizations—and offers financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and research resources.

Shirley Morillo Guercio is a financial advisor with LPL Financial, holding Series 66 and Series 63 designations and four years of industry experience. Her background includes roles at Hudson Valley Credit Union, Edward Jones, and JP Morgan Chase Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Erick Eichner is a financial advisor with Equitable Advisors in Middletown, NY, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors, his work history includes roles in healthcare and golfing services. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing a range of third-party advisory models and proprietary programs.

Neal Winter is a financial advisor at Primerica Advisors with 28 years of industry experience. He has worked at Primerica Advisors since 1998 and previously worked at Xerox Corporation for over 40 years. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated Primerica companies. Primerica Advisors is a large institutional firm that offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-driven investment strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Margaret Lucido is a financial advisor with Primerica Advisors in Middletown, NY, holding Series 63 and Series 65 licenses and with 25 years of industry experience. She has worked at Primerica Advisors since 2000 and has over 30 years of self-employed experience, including roles at Lucido & Associates and Public Partnerships, LLC. Outside of advisory services, she is involved in sales of home security, automation products, and mortgage loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-based investment strategies managed by third parties and supports trade execution and account custody through BNY Mellon Advisors and Pershing.

Emalie Lasko is a financial advisor with LPL Financial in Montgomery, NY, holding a Series 63 designation and 8 years of industry experience. She has worked at LPL Financial since 2018 and also has a role with Hudson Valley Federal Credit Union dating back to 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Lam Wong Carbone is a financial advisor at LPL Financial with 36 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at People's Securities, Inc. and People's United Bank. In addition to his advisory role, he provides notary services for bank and investment clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Michael Lentini is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked with firms including M and T Securities, KeyBank, and JPMorgan Securities. Outside of his advisory role, Lentini serves as the varsity girls head soccer coach for the Beacon City School District. LPL Financial is an SEC-registered investment adviser and broker-dealer providing financial planning, advisory programs, retirement plan consulting, and brokerage services to individuals, retirement plans, banks, corporations, and charitable organizations through a broad national network of investment adviser representatives.

Tyler Miller is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He has previously worked at Bank of America and various retail companies. Outside of his advisory role, he is the owner of LeapYear, a clothing business based in Middletown, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adam Gartside is a financial advisor at OSAIC with six years of industry experience and holds a Series 66 designation. Prior to joining OSAIC in 2026, he worked at Pinnacle Investments, LLC, and Valic Financial Advisors. Outside of finance, he is involved in a painting and construction business, where he completes and estimates projects on weekends. OSAIC serves a diverse range of clients including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through multiple platforms, utilizing various asset-allocation tools and third-party managers to construct tailored portfolios.

Thomas Gorman is a CFP®-credentialed financial advisor with 34 years of industry experience, currently affiliated with Raymond James Financial. He has been with Raymond James Financial Services Advisors, Inc. since 2015 and operates as an independent contractor providing investment and retirement planning advice. Outside of his advisory duties, he has authored material, though this activity is presently limited. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports its clients through various advisory programs and institutional consulting services.

Trevor Zamudio is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. His work history includes roles at Focused Wealth Management and OSAIC Wealth, Inc., as well as experience outside finance in the food service and hospitality sectors. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and advisory platforms, offering integrated brokerage and advisory services along with access to multiple third-party investment solutions.

Thomas Geoghegan is a CFP® professional with 11 years of industry experience, currently affiliated with Edward Jones since 2014. He holds a Series 66 designation and is based in Beacon, NY. Outside of his advisory role, he manages Geoghegan Holdings, LLC, an LLC related to a rental property in Arizona. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment and advisory services. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of over 23,700 financial advisors.