Jimmy Kuka is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. His prior work includes positions at RBT Wealth, Altium Wealth, and The Shark Group, as well as business experience outside of finance with Kuka Heating and Cooling. He was also a full-time student for 17 years. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, and charities through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, providing a range of managed account solutions supported by both proprietary and third-party strategies.

Anne Curci is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 32 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2001. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation and trade execution managed by BNY Mellon Advisors and Pershing.

Gregory Mirecki is a financial advisor at Osaic with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at FSC Securities Corp and SII Investments, Inc. Outside of his advisory role, he operates a sole proprietorship as an insurance agent soliciting fixed annuities and provides financial advising through Ferrigno Financial. Osaic Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services including financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by various tools and multiple program options across affiliated broker-dealer and RIA platforms.

Andre St.Louis is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at Cetera, Equitable Advisors, and Foresters Financial. Outside of his advisory work, he has engaged in an investment-related business activity associated with Serene Capital Management and Solutions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Raymond Khoury is a financial advisor with LPL Financial in Hopewell Junction, NY, holding a Series 63 designation and 13 years of industry experience. He has been with LPL Financial since 2012 and also serves at Hudson Valley Federal Credit Union, where he is involved in investment-related financial institution duties and non-variable insurance services. Khoury is also a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions supported by technology and a broad platform of complementary financial services.

Joe Ann Vacca is a financial advisor at Fidelity with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2011, including roles at Fidelity Personal and Workplace Advisors and Strategic Advisers LLC. Prior to joining Fidelity, she was employed at Credit Suisse Securities and Lehman Brothers. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable and registered investment company accounts. The firm utilizes a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Marianne Naughton is a financial advisor at Merrill with Series 63 and Series 65 credentials and 41 years of industry experience. She has been with Merrill since 1984. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marc P. Cassalina is a Senior Vice President and Wealth Management Advisor based in the Poughkeepsie, NY office of Merrill Lynch Wealth Management. He has dedicated over 35 years to Merrill Lynch, including a decade serving as Senior Resident Director of the Poughkeepsie office. Marc holds a Bachelor's degree from Marist College and the CERTIFIED FINANCIAL PLANNER (CFP) designation. His areas of expertise encompass retirement planning, asset management, tax minimization strategies, charitable giving, and estate planning services. Marc develops strategies to help clients manage risk while pursuing their financial goals, focusing on building and preserving wealth for current and future generations. He works with Merrill Lynch and his team to provide personalized service combined with the global strength of Merrill and the banking convenience of Bank of America. Marc and his wife Margarete are committed to supporting the Cystic Fibrosis Foundation, motivated by personal experience with the disease. Marc has served as a Board Member and Board President of the Greater New York Chapter and currently co-chairs the National Individual Giving Committee. He and his wife received the Breath of Life Award in 2022 for their dedication. Additionally, they support the Culinary Institute of America and the African Missionary Health Organization. Marc and Margarete reside in Milton, New York, and enjoy travel, golf, and their roles as grandparents.

Garry Michel is a CFP® with 19 years of industry experience, currently serving at Cetera since 2016. He also owns Michel Tax Services LLC, which prepares tax returns for individuals and businesses. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers.

Lena Rizkallah is a financial advisor at LPL Financial with 12 years of industry experience. She previously worked at Cambridge Investment Research Advisors and JPMorgan Investment Management. She serves on the boards of the Howland Cultural Center and the Estate Planning Council of the Hudson Valley. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of solutions including financial planning, model portfolios, third-party asset management, and institutional platforms.

Charu Ashar is a financial advisor with Cetera, holding a Series 63 designation and bringing 41 years of industry experience. Ashar has worked with Cetera and its affiliates since 2019, following a long tenure at Foresters Financial and Foresters Advisory Services spanning over three decades. Cetera Investment Advisers LLC operates as an SEC-registered multi-manager platform serving a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a network of more than 10,000 advisors managing over $256 billion in assets.

Samuel Allen is a Series 66 accredited financial advisor with six years of industry experience. He currently works at OSAIC and has prior experience at Sagepoint Financial, Inc. and American Corporate Benefits Inc., where he has been involved since 2019. His background also includes service in the Israel Defence Force from 2016 to 2019. Osaic Wealth serves a diverse range of clients, including individual investors, retirement plan sponsors, charities, and corporate entities. The firm offers both brokerage and advisory services through a multi-advisor platform, utilizing model-based asset allocation and portfolio optimization supported by various management strategies and third-party platforms.

Karen Stewart is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with LPL Financial, formerly LINSCO/Private Ledger Corp., since 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by various investment strategies and operational tools.

Nicolette Thibault is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and six years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2020. Her prior work includes roles at Dutchess Community College, Trustco Bank, State University of New York, and Dick's Sporting Goods. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and incorporates an ESG eligibility framework.

Nikita West is an Investment Consultant at Fidelity, a role she has held since 2024. Prior to this, she worked as an Investment Solutions Representative at Fidelity Investments from 2021 to 2022 and served as a Relationship Banker at Wells Fargo Bank from 2013 to 2021. Her professional experience spans various facets of financial services, focusing on client relationships and investment solutions. She holds a California Insurance License, which supports her work in financial planning and investment consulting. Nikita emphasizes building long-term partnerships with her clients by understanding their individual financial goals and providing transparent guidance throughout their financial journeys. Outside of her professional life, Nikita enjoys cooking and baking, hiking, music, outdoor adventures, traveling, and writing.

Joseph Marino Jr. is a financial advisor with Cambridge Investment Research Advisors and holds Series 63, 65, and 66 licenses. He has 34 years of industry experience, including roles at Cantella & Co., Inc. and Edelman Financial Services. He is also the founder of Ninham Capital Corp. and has worked as an independent insurance agent and with Schneider Financial Group. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through thousands of financial professionals and provides access to multiple platforms, third-party advisers, and proprietary investment strategies.

Francis Dwyer is a financial professional with 34 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 credentials and has worked at firms including Rhinebeck Bank and Osaic Institutions LLC. Outside of his financial advisory role, he is the owner of Leo Builds LLC, a family-owned real estate business. Cetera is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and access to third-party money managers, supporting both discretionary and non-discretionary account structures.

Lisa Preudhomme is a Financial Advisor at Merrill Lynch Wealth Management. She focuses on working closely with clients to understand their individual needs and priorities in order to develop tailored financial strategies. Her approach involves creating personalized plans to support various goals such as retirement planning, funding education, and managing unexpected expenses. Lisa holds a Bachelor's Degree from the State University of New York System and is designated as a Personal Investment Advisor (PIA). She is committed to providing ongoing advice and guidance to clients as their financial needs evolve.

Patricia Weinshank is a financial advisor with LPL Financial in Woodbury, NY, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. She has worked at Bridgehampton National Bank and LPL Financial since 2016, with prior roles at Flagstar Securities and Capital One Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gerald Terwilleger Jr. is a Series 66 licensed financial advisor with Edward Jones in Marlboro, NY, where he has worked since 2017. He has nine years of experience in the financial industry and previously worked for Zircar Ceramics Inc. from 2005 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and proprietary products, supported by a large nationwide network of advisors and branch offices.