James Verboys is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously spent 29 years at Pruco Securities, LLC before joining LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm uses a model-driven investment approach with access to third-party asset managers and various financial planning services.

Kevin Bender is a financial advisor at Wells Fargo Advisors in Scranton, PA, holding a Series 66 license with 13 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services LLC, Bank of America, N.A., and Merrill. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a wide range of investment and financial planning services. The firm provides tailored recommendations using proprietary research and tools, with planning options that include specialized areas such as business-owner transition and special-needs planning.

Nadine Bartkowski is a CFP®-certified financial advisor with Ameriprise, bringing 17 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is a stockholder in Idle Hour Realty, a family-owned business operating two bowling alleys in Pennsylvania. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides tailored written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Jeremy Patten is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Cetera and its affiliated entities since 2016. He serves as treasurer for the Masonic Hall Association of Honesdale, overseeing the organization's financial duties. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 advisors and approximately 800,000 clients. The firm offers a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform and various program structures.

Kurt Kushner is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at LPL Financial since 2018. His prior experience includes roles at Nationwide Financial Network, Nationwide Securities, LLC, and Nationwide Insurance Company spanning from 1998 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Thomas Tulaney is a Senior Financial Advisor with Merrill Lynch Wealth Management. He takes a disciplined approach to financial advising, beginning by understanding his clients' families, financial situations, and priorities. Thomas holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from King's College.

Cory Melisky is a financial advisor with Morgan Stanley in Scranton, PA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Ameriprise Financial Services and Bank of America. Melisky has been with Morgan Stanley and its Private Bank since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and offers planning using firm-approved tools and methodologies without providing individual security recommendations as part of its standalone planning program.

Laura Bullock is a financial advisor at Raymond James & Associates with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked in various capacities at Raymond James and prior firms including MassMutual and M&T Securities. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional clients, and municipal entities, providing financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Janice Perry is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 23 years of industry experience. She has worked with Cetera Investment Advisors LLC and Cetera Investment Services LLC since 2014 and has been associated with First National Bank of PA since 2009. Outside of her advisory role, she is involved in fixed life insurance sales independent of Cetera and is eligible to receive referral fees from a trust department. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services and operates a multi-manager platform providing diverse investment program options.

Thomas Occhipinti is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has worked within Morgan Stanley Private Bank, N.A. since 2026. His prior roles include positions at Pontera, Pump.co, and the Native American Agriculture Fund. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Its financial planning approach utilizes firm-approved tools and modeling techniques, providing advisory services without individual security recommendations as part of standalone plans.

Mark Zakoski is a financial advisor with LPL Financial based in Dunmore, PA, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been affiliated with LPL Financial and Peoples Security Bank & Trust since 2016 and previously worked at OSAIC Institutions, Inc. and Uvest Financial Services Group, Inc. Zakoski also serves as Executive Vice President of Peoples Security Bank and Trust Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of investment options including model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Mark Sutherland is a financial advisor at Mass Mutual Investors Services with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at METLIFE SECURITIES Inc for 17 years. Outside of his advisory work, he serves as a high school soccer coach. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-oriented planning and a range of investment programs.

Jude Leibman is a Wealth Management Advisor with the EH&L Group at Merrill Lynch Wealth Management. He joined Merrill in 2000 and has over two decades of experience in helping clients navigate market volatility and achieve their financial goals. Jude specializes in investment analysis, asset management, and portfolio construction, focusing on tailored strategies that align with clients' risk tolerance, liquidity needs, and long-term objectives. Jude holds several professional credentials including the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute™, and the Chartered Retirement Planning Counselor (CRPC) certification awarded by the College for Financial Planning. He also holds the Personal Investment Advisor (PIA) designation. His educational background includes a High School Diploma/GED from Pittston Area. Residing in West Pittston, Pennsylvania with his wife Leslie and their son Curtis Jude, Jude is engaged in community activities and enjoys spending time with his family. His personal interests include football, golfing, ice hockey, music, and swimming.

Kevin Kelly is a CFP® and ChFC® with 28 years of industry experience. He has been with LPL Enterprise since 2024 and previously worked at Pruco Securities, LLC for 26 years. Kelly also serves as a financial advisor through his own DBA, Kelly Asset Management, and provides property and casualty financial advisory services. LPL Enterprise, LLC offers investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment approaches and provides access to third-party asset managers, while also offering affiliated trust, insurance, and lending services.

Madison Sickler is a Financial Advisor at Merrill Lynch Wealth Management. She began her career with Merrill Lynch in 2025, bringing over seven years of prior experience in banking, lending, insurance, and wealth management. Madison and her team collaborate with clients to understand their key priorities, identify opportunities, mitigate risks, and deliver solutions founded on trust, disciplined planning, and long-term value. Madison holds a bachelor's degree in Banking and Finance with a minor in Small Business Management and Entrepreneurship from Pennsylvania College of Technology. In 2026, she earned the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning. As a CRPC professional, she works with clients to develop personalized retirement roadmaps addressing both pre- and post-retirement needs, including tax and estate planning considerations. Born and raised in Northeast Pennsylvania, Madison values community engagement and dedicates time to volunteering. She focuses on enhancing financial literacy, building financial confidence, and supporting smart investing and legacy planning within her community. Outside of work, she enjoys spending quality time with her family.

Kimberly Santarsiero is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has worked at LPL Financial since 2018 and previously at Wells Fargo Clearing from 2016 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

John Sweeney Jr. is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing for eight years. He serves on the Board of Trustees and Finance Committee at the University of Scranton. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

John Tosi is a Series 66-credentialed financial advisor with 25 years of industry experience. He has worked at LPL Financial since 2019 and previously spent 10 years with Wells Fargo Advisors Financial Network LLC. Outside of advisory work, he is involved in coin collecting and operates a small agricultural business, Tosi Farms. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers.

Vincent Kubilus III is a financial advisor with LPL Financial in Dunmore, PA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at LPL Financial since 2016 and has also been associated with Peoples Security Bank & Trust since 2015, where he holds the position of Assistant Vice President. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets across a large network of advisors.

Christopher Di Mattio is a financial advisor at Merrill with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Invest Financial Corporation for 21 years. Di Mattio is actively involved in several nonprofit organizations, including serving as President of La Festa Italiana, a cultural event in Scranton, and holding leadership roles with local charitable foundations and educational institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies constructed by internal and third-party teams, with features including strategic asset allocation and tax-aware options.