Samantha Ultreras is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and three years of industry experience. She has been with LPL Financial since 2022 and previously worked at Teachers Credit Union and Shoe Carnival. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Ryan Howell is a financial advisor with Osaic Wealth, Inc. in Mishawaka, Indiana, holding Series 63 and Series 65 licenses and with 19 years of industry experience. He worked at Signator Investors, Inc. for 11 years before joining Osaic Wealth in 2018. Howell also operates a sole proprietorship as an insurance agent and owns an S-Corp focused on streamlining his business operations. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and advisory platforms. The firm provides integrated brokerage and advisory services, employs firm-provided portfolio construction tools, and supports multiple third-party managed account solutions.

Michelle De Lee Hamilton is a financial advisor with Edward Jones in South Bend, IN. She holds a Series 66 designation and has three years of industry experience. Prior to joining Edward Jones, she worked at On3 Media, LLP and Coman Publishing Co Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices.

Matthew Wilson is a financial advisor with LPL Financial in South Bend, IN, holding a Series 66 designation and 18 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Edward Jones for 13 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, supported by research and technology solutions.

Christopher Emery is a financial advisor with LPL Financial based in South Bend, IN. He holds the Series 66 designation and has industry experience beginning in 2015, including roles at Springleaf Financial and Notre Dame Federal Credit Union. Emery is also a commissioned notary. LPL Financial is a registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives.

Melvin Jacobson is a financial advisor with LPL Financial in Elkhart, IN, holding Series 63 and Series 65 credentials and 45 years of industry experience. His prior experience includes roles at Windsor Insurance, Phoenix Life Insurance, Raymond James Financial, and Financial Partners Wealth Strategies. He is also involved in non-variable insurance through Financial Partners. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by diverse portfolio strategies and technology-driven research.

Karen Carnes is a financial advisor at LPL Enterprise with 33 years of industry experience. She previously worked for Raymond James & Associates for 20 years. Carnes serves as a non-profit board member for St. Paul's Lutheran Church in Niles, MI. LPL Enterprise serves a broad mix of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory, and brokerage services through an integrated platform that includes access to model portfolios, third-party asset management, and a range of brokerage and insurance products.

Steven Spivey is a CFP® and ChFC® with 17 years of industry experience. He currently serves as an advisor at Raymond James Financial Services Advisors, Inc. Prior to joining Raymond James, he worked at LPL Financial and Teachers Credit Union. Spivey is also the owner and CEO of Spivey Wealth Management, Inc., where he manages the business and its employees. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with specialized services in municipal finance and employer advisory programs.

John Beck is a financial advisor with Edward Jones in Elkhart, Indiana, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors.

Kemp Cunningham is a CFP® and Series 66 credentialed financial advisor at LPL Financial with 14 years of industry experience. He previously worked for Edward Jones for 11 years before joining LPL Financial in 2023. Outside of his advisory role, Cunningham is involved in authoring a book and has an affiliation with the USA Boxing association. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, advisory programs, retirement plan consulting, and brokerage services. The firm provides both discretionary and non-discretionary management supported by in-house and third-party research and technology-driven investment solutions.

Waylon Peterson is a CFP® professional with 30 years of industry experience currently with LPL Financial since 2022. He also has a longstanding role at Teachers Credit Union dating back to 1999, where he serves as president. His background includes work with Cuna Brokerage Services, Inc. since 1996. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network. The firm offers various financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Thomas Nate is a financial advisor at Stifel with three years of industry experience. He holds the Series 66 designation and has served on the Board of Directors and Finance Committee of Orchard Hills Country Club, a nonprofit private country club. His prior roles include positions at Grand Valley State University and Niles High School. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment guidance relies on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Evan Fennema is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. He previously worked at Securities America Advisors, Securities America, Inc., and Focused Tax Solutions. He has also worked in tax preparation and accounting. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

John Jacobson is a CFP® and Series 66 credentialed advisor with eight years of industry experience. He has worked at Edward Jones since 2018 and previously spent two years at Zimmer Biomet. Outside of his advisory role, he is the owner of a rental property in Winona Lake, IN. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Lucca De Oliveira Almeida is a financial advisor with Fidelity in South Bend, IN, holding a Series 66 designation and approximately one year of industry experience. Prior to joining Fidelity, Lucca worked briefly at 1st Source Bank and has held various roles outside of finance, including positions in retail and food service. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its use of systematic methodologies and its roles in fund advisory and model portfolio delivery.

Brian Rush is a financial advisor with Ameriprise in South Bend, Indiana, holding a Series 63 designation and 40 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ameriprise provides a retirement-income planning service designed for individuals approaching or in retirement, typically serving clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, emphasizing managed accounts and algorithmic support in its advisory process.

Joel Laidig is a financial advisor with Edward Jones in Mishawaka, IN, holding the CFP® designation and over 21 years of industry experience. He has been with Edward Jones since 2004. Outside of advising, he is involved in real estate activities through LLCs focused on property rentals and house flipping. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of advisors and branch offices across the U.S.

Debra Hall is a financial advisor with Edward Jones in Elkhart, Indiana, holding a Series 66 designation and 17 years of industry experience. She has been with Edward Jones since 2008. Hall serves as a board member of the Rotary Club of Elkhart. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors, offering a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated investment products.

Cien Asoera is a financial advisor with Edward Jones in Elkhart, IN, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, he serves as president of CK Soccer Inc, an organization involved in soccer refereeing administration. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Richard Puckett is a financial advisor with Edward Jones in Goshen, Indiana, holding Series 63 and Series 66 licenses and with 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,000 advisors, offering a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and tax-efficient services under a fiduciary standard.