Daniel Dalton is a Chartered Financial Consultant (ChFC®) with 30 years of experience in the financial services industry. He is currently with Cambridge Investment Research Advisors and has previously worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, Metlife Securities Inc., Mariner, and New England Securities. Dalton also operates as an independent insurance agent. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals and institutions such as pension and charitable organizations. The firm offers financial planning, investment management, retirement-plan advisory services, and wrap-fee programs, managing a multi-billion dollar asset base through thousands of financial professionals across multiple platforms.

Conor Kennedy is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. His prior roles include positions at Bank of America, Kennedy Incorporated, and Castle Hill. Outside of finance, he is a freelance jazz musician and co-editor and director of Encyclopedia Prismatica, a nonprofit literary journal. Merrill, with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of individual and institutional clients.

Jeffrey Allison is a financial advisor with MassMutual Investors Services in East Providence, RI. He holds the ChFC® designation and a Series 63 license, with 40 years of industry experience. His prior work includes roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved tools to analyze client goals and deliver written recommendations.

Stephen Poplaski is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work background includes roles at Bank of America and H&R Block, as well as entrepreneurial activities with Asia Grille LLC and Pranzi Catering. He also spent time employed by Rhode Island State Government and Johnson & Wales University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Killeen is a financial advisor with Merrill in Riverside, RI, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Suburban Supply, Home Depot, and involvement with Irish Patriots LLC. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Cody Anter is a financial advisor at Merrill with two years of industry experience and a Series 66 designation. Prior to joining Merrill, he worked at Bank of America, N.A., and has experience in educational roles at the University of Rhode Island and local schools. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Nicholas Galvani is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Pedro Cruz is a financial advisor at Merrill with 25 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2009 and Bank of America, N.A. since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michele Cadigan is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Sorensen is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has been with Merrill since 2009 and is also affiliated with Bank of America, N.A. since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

George Asfura Montano is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. His prior experience includes roles at Bank of America and Guembe F.C. Outside of finance, he works as a soccer coach for the New England Revolution’s Player Development Program, supervising coaches and training youth players. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jason Vasconcellos is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2012 and at Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Julieanie Rodriguez is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her prior work includes positions at Bank of America and various non-financial roles across education and service industries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Danny Kasht is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Merrill since 2015 and concurrently at Bank of America, N.A. since 2017. Outside of his advisory role, Kasht is the owner of Kasht International, LLC, an investment-related business focused on purchasing property for rental income. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alexander Kroot is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles including at Fidelity Investments since 2021. His background includes positions outside finance at Crooker Construction, DICK's Sporting Goods, MaineHealth, Mason's Brewing Company, and as a student at the University of Maine, Orono. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios based on a broad investable universe.

Allen Ponichtera is a financial advisor at Merrill with a Series 66 credential and under one year of industry experience. Prior to joining Merrill, he held various positions including roles at Coty Fragrances and the University of Massachusetts Dartmouth. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Karin Dovey is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of financial experience to her role. She holds the CERTIFIED FINANCIAL PLANNER® designation and is also a Personal Investment Advisor (PIA). Karin’s expertise lies in helping clients navigate major life transitions such as retirement, career changes, loss of loved ones, and legacy planning. She works with individuals to develop strategies that support their financial goals and long-term wealth building. Karin began her career in the insurance and banking industries before joining Merrill Lynch in 2006. She has also taught personal finance courses and is committed to ongoing financial education for her clients. Karin holds a bachelor’s degree from North Central College, a master’s degree from the University of Phoenix, and a high school diploma from Glenbard North High School. In addition to her professional work, Karin is involved with the Northern Illinois Food Bank and has contributed to community programs such as teaching sewing to Girl Scout troops and supporting the Dress-a-Child initiative. Her personal interests include cooking, gardening, knitting, photography, reading, sewing, and traveling.

Nikolaos Manousos is a financial advisor with Mass Mutual Investors Services in East Providence, RI, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at MassMutual Life Insurance Co and Allegretti & Associates. Outside of finance, he coaches youth hockey goalies for the Providence Capitals Youth Hockey Organization. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative planning engagements supported by firm-approved software and educational seminars.

Caleb Neves is a financial advisor with Mass Mutual Investors Services in East Providence, RI, holding Series 63 and Series 65 credentials and having 20 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities, Inc. and MassMutual Life Insurance Company. Neves serves as an organizer for Stepping Up, a nonprofit charity managed by his wife, contributing on a volunteer basis. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management programs, and educational seminars, with a focus on collaborative, annual planning engagements.

Patrick Devlin is a Series 66-licensed advisor at Merrill with two years of industry experience. Prior to joining Merrill in 2024, he worked for nine years at Carrabba's Italian Grill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.