Hafez Emanian is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds a Series 66 designation and has previously worked at firms including J.P. Morgan Securities LLC, JPMorgan Chase Bank N.A., Bank of America, and Merrill. Citizens Securities serves a diverse retail client base, offering investment advisory programs, brokerage, and insurance services. The firm provides both a digital advisory program with ETF-based portfolios and a Managed Account program, operating as a broker-dealer and insurance agency.

Brett Hosney is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation and 17 years of industry experience. He has been with Citizens Securities since 2017 and previously worked at VOYA Financial Advisors and Voya Financial from 2014 to 2017. Citizens Securities serves a broad retail client base including individual and high-net-worth investors and offers investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Brendon Fausset is a financial advisor with Eagle Strategies (NY Life) holding Series 63 and Series 65 licenses and has three years of industry experience. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company, along with five years at Atlantic Custom Builders. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple advisory programs and focuses on tailoring solutions to client objectives, with a significant portion of its assets managed on a non-discretionary basis.

Gian Carlo Rossi is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Fidelity Investments and Equity Management. Prior to his financial services career, he was employed at Bally's Twin River Casino for six years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating under the ownership of Citizens Bank, N.A.

Philip Cadden Jr. is a financial advisor at Citizens Securities, Inc. in Johnston, RI, with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citizens Securities since 2019, following six years at CCO Investment Services. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, with advisory options that have included a digital advisory program utilizing proprietary algorithms and a Managed Account program.

Travis Sousa is a financial advisor at Citizens Securities, Inc. with 20 years of industry experience. He holds the Series 66 designation and has been with Citizens Securities since 2010. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and managed account services, operating as both a broker-dealer and an insurance agency.

Nolin Frias is a Certified Financial Planner (CFP®) with 12 years of industry experience. He is currently with Focus Partners Wealth, LLC and has previously worked at The Colony Group, Buckingham Strategic Wealth, Briggs Advisory Group, and John Hancock entities. Focus Partners Wealth, LLC serves a diverse client base including individuals, high-net-worth families, family offices, corporations, retirement plans, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach combining fundamental and quantitative analysis, and offers a broad range of wealth management services along with access to affiliated products and specialized investment options.

Christopher Obrien is a financial advisor at Citizens Securities, Inc. with 15 years of industry experience. He holds the Series 66 designation and has previously worked at Citizens Bank, Eagle Strategies (NY Life), NYLIFE Securities LLC, and New York Life Insurance Company. Outside of his advisory role, Obrien serves as Treasurer for the Rotary Club of Bourne-Sandwich and is President of the Blue Shutters Condominium Association, both nonprofit organizations. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program while operating as a broker-dealer and insurance agency.

Theodore Rampini III is a financial advisor with Citizens Securities, Inc., holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His work history includes multiple roles at Citizens Securities and Citizens Bank, as well as experience at Santander Securities and Santander Bank. Outside of his advisory work, he owns the Textovert app, which involves managing technology. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios and a Managed Account program alongside its broker-dealer and insurance operations.

Patrick Hurley is a Series 66-licensed advisor at Citizens Securities, Inc. with seven years of industry experience. Before joining Citizens Securities in 2020, he worked at Merrill and Bank of America. Outside of his advisory role, he volunteers as a youth soccer coach for a U12 recreational league. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory platform and a Managed Account program, operating as both a broker-dealer and insurance agency.

Mohamed Elhannawi is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining Citizens Securities, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities for four years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm operates both discretionary and non-discretionary programs, including a proprietary Digital Advisory Program and Managed Account program.

Daniel Fitzmaurice is a financial advisor at Citizens Securities, Inc. with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Santander Securities, Santander Bank, and Merrill. Fitzmaurice also served in the U.S. Coast Guard Reserve for 20 years. Citizens Securities serves a diverse retail client base including individual and high-net-worth investors, offering investment advisory, brokerage, and insurance services. The firm’s advisory programs include a digital advisory platform managed in partnership with SigFig and a separate Managed Account program.

Matthew Smolko is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Merrill, Bank of America, and Santander Securities. Outside of his advisory role, he manages a rental property in Clinton, Massachusetts. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Tia Finn is a financial advisor at Eagle Strategies (NY Life) with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Eagle Strategies, she worked at Riverview Capital Advisers, LLC and The Colony Group, and has held roles at Liberty Mutual Insurance. She is also a part-time student at Boston University pursuing financial planning. Eagle Strategies serves a diverse client base including individuals, defined contribution and defined benefit plans, as well as charitable and corporate clients. The firm offers financial planning, investment management, and retirement plan advisory services, emphasizing tailored recommendations delivered through multiple program types and primarily managing assets on a non-discretionary basis.

Charles Kunzelman is a CFP® with 27 years of industry experience, currently serving at Citizens Securities, Inc. since 2000. He holds Series 63 and Series 65 licenses and is a notary public in the State of Connecticut. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates a digital advisory program and a managed account program, while also functioning as a broker-dealer and insurance agency.

Kevin Daley is a financial advisor at Citizens Securities, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Santander Securities, LLC, Santander Bank, NA, Eastern Bank, and Investment Professionals, Inc. since 2010. Citizens Securities serves a broad retail client base including individual and high-net-worth investors and offers investment advisory programs alongside brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Melissa Trapp is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has been with Commonwealth Financial Network and Bank of Rhode Island since 2000. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services, including discretionary model portfolios and customized investment solutions. The firm functions primarily as a platform and back-office provider, supporting affiliated advisors with operations, trading, technology, compliance, and practice management.

Joseph Tallman is a financial advisor at Commonwealth Financial Network with a Series 65 designation and one year of industry experience. His prior work includes roles at Sowa Financial Group, Dave's Marketplace, Bryant University, and Community College of Rhode Island. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm offers a broad adviser-support platform that includes managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Liam Patel is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He holds the Series 66 designation and has previously worked at Equitable Advisors, LLC, NorthStar Financial, Method 3, and TurnKey Lender. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program that employs proprietary algorithms to recommend ETF-based portfolios tailored to client risk profiles.

Octavio Fonseca is a financial advisor at Citizens Securities, Inc. in Providence, RI, holding Series 63 and Series 65 licenses with 26 years of industry experience. His prior roles include positions at AXA Advisors, LLC and Colony Capital, LLC (formerly NorthStar Securities, LLC). Outside of his advisory work, he serves as Durable Power of Attorney for Health Care for his spouse. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, while also operating as a broker-dealer and insurance agency.