Mark Rush is a financial advisor at SPC with 10 years of industry experience. He holds the Series 66 designation and has worked at firms including Ameriprise and Comerica Securities. SPC provides investment management, financial planning, and retirement-plan advisory services to a broad client base including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and offers tailored, discretionary investment advice through various account programs, including the SIGMA Managed Account.

Christopher Kelly Jr. is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. He has worked at Sigma Planning Corporation and Sigma Financial Corporation since 2017 and previously at Wunderlich Securities from 2010 to 2017. He operates under the name Fulcrum Point Wealth Management for his financial services practice. SPC serves a diverse client base including individual investors, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services, combining discretionary and nondiscretionary management approaches alongside a unique corporate structure that integrates affiliated broker-dealers and insurance agencies.

Jeffrey Tubbs is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Sigma Planning Corp. since 1999 and also has long-term affiliations with Signator Investors, Inc. and Sigma Financial Corporation. Outside of his advisory role, he is involved with THE Michigan WEALTH MANAGEMENT GROUP, LLC, which sells life, health, and long-term care insurance. SPC serves a diverse client base that includes individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets through a network of over 460 advisers. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, providing both discretionary and nondiscretionary management options.

Bonnie Luternow is a CFP® and holds a Series 66 license, with 24 years of industry experience. She has been with Sigma Planning Corporation and Sigma Financial Corporation since 2010. Outside of her advisory role, she volunteers as a Harvard College class secretary and admissions interviewer, serves as a volunteer tax preparer for the AARP Foundation, and works as an election inspector in Springfield Township, MI. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network delivering tailored, discretionary advice, and maintains a strategic partnership with Fidelity and other third-party providers.

Steven Jagusch is a financial advisor at SPC with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Sigma Financial Corporation since 1999. Jagusch also operates S Jagusch & Associates and Steve Jagusch & Associates, with respective histories dating back to 1984 and 1990. Outside of his advisory work, he serves as an honorary board member for the Highland Township Senior Activities Center in Michigan. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement services, delivering both discretionary and nondiscretionary investment strategies.

Joseph Kowalsky is a financial advisor at SPC with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Sigma Planning Corporation and Sigma Financial Corporation since 2010. Outside of his advisory role, Kowalsky serves on the board of the Cryonics Institute, is president and board member of Organs for Life, Inc., and volunteers as an associate editor for Long Life Magazine and at the Redford Theatre in various capacities. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement services, delivering discretionary and nondiscretionary investment strategies supported by a unique corporate structure integrating affiliated broker-dealers and insurance agencies.

Anthony Kubien is a financial advisor at SPC with 24 years of industry experience. He holds the Series 66 designation and has been with Sigma Planning Corporation since 2008 and Sigma Financial Corporation since 2002. He is the managing member of Kubien LLC, which operates Harvest Partners Financial, a financial services and insurance agency licensed in Michigan. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisors managing approximately $5.66 billion in assets.

Kevin O'Neill is a CFP® professional with 25 years of industry experience, currently serving with SPC since 2004. He has also been affiliated with Sigma Financial Corporation for over two decades and briefly worked at Osaic FA, Inc. He is involved with Strategic Planning Concepts LLC, a financial services and consulting business. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice primarily through Fidelity/NFS custodial accounts.

Mark Woolhiser is a financial advisor at SPC with 35 years of industry experience. He has been with Sigma Planning Corporation and Sigma Financial Corporation since 2002. His credentials include Series 63 and Series 65 licenses. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, combining discretionary and nondiscretionary strategies with a service model that integrates affiliated broker-dealers and insurance agencies.

Gregory Stewart is a financial advisor with Hantz Financial Services, Inc. in Tecumseh, MI. He holds a Series 65 designation and has seven years of industry experience. Prior to joining Hantz Financial Services in 2018, he held roles at Adrian College and Singh. Hantz Financial Services, Inc. serves a diverse client base including individuals, high-net-worth households, business owners, and institutional clients. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, and offers a range of financial planning and consulting services alongside brokerage, mortgage, and insurance products through affiliated entities.

Todd Praschan is a financial advisor with SPC and Sigma Financial Corporation, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with both firms since 2011. Outside of his advisory roles, he provides annuities and life insurance to clients and is a member of the Saline, MI Chamber of Commerce. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary investment management through a network of over 460 advisors.

Lillian Kozak is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 licenses and three years of industry experience. She has worked at Sigma Financial Corporation since 2023 and has prior experience at KM Financial, Fifth Wheel Freight, Lee and Birch, and Grand Valley State University. Kozak serves as the Events Committee Chair for the Grosse Pointe Sunrise Rotary, where she assists with event hosting and fundraising. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base including individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and offers tailored, discretionary investment advice primarily through the SIGMA Managed Account and other account programs.

David Vickery is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. He has worked at Sigma Planning Corporation since 2006 and has been associated with Vickery and Associates since 1980. Vickery serves on the Michigan Catholic Conference Lay Employees Retirement Plan Board of Directors. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network delivering tailored, discretionary advice and maintains operational distinctions through partnerships with broker-dealers, insurance agencies, and Fidelity.

Kalpana Shah is a financial advisor at SPC with 28 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at LPL Financial for 22 years before joining SPC and Sigma Financial Corporation. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm delivers tailored, discretionary advice through a large network of advisors and is notable for its affiliations with broker-dealers and insurance agencies.

John Sepp is a financial advisor at SPC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with SPC since 2016. Outside of his advisory role, he serves as a FINRA arbitrator and volunteers as an election poll worker in Washtenaw County, Michigan. He also provides marketing and management support to his spouse's dental practice. SPC offers investment management, financial planning, and retirement-plan advisory services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary advice, with custody and execution services provided primarily through Fidelity/NFS.

Michael Stros is a CFP® professional with five years of industry experience, currently serving clients at Mercer Global Advisors Inc. in Ann Arbor, Michigan. His prior experience includes roles at Vintage Financial Services and Beth Shutko's State Farm. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits, offering investment advisory services alongside financial, tax, retirement, estate planning, and family office services. The firm emphasizes globally diversified, risk-appropriate portfolios implemented through a variety of low-cost investment options and provides specialized services such as retirement plan consulting and charitable advisory.

Kristen Roy is a CFP® professional with 20 years of experience in the financial services industry. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she owns Simplified Divorce Solutions LLC, a consulting business unrelated to investments. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Kimberly Haines is a financial advisor with Cetera, holding a Series 66 designation and bringing nine years of industry experience. Prior to joining Cetera in 2025, she worked at Avantax Investment Services and Goldsmith & Associates. In addition to her advisory role, she owns Kimberly J Haines LLC, through which she provides accounting, tax preparation, and payroll services to small businesses and individual clients. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Jeremiah Newton is a financial advisor at Edward Jones in Manchester, MI, holding a Series 66 credential with two years of industry experience. His prior work includes five years at Consumers Energy Inc. and eleven years at PECO Pallet Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Richard Stites is a financial advisor with LPL Financial in Ann Arbor, MI, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has worked at LPL Financial since 2018 and previously spent time at Blue Water Asset Management and Invest Financial Corporation. He has operated Stites Financial LLC since 1997. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives and diverse investment platforms.