Jacob Miller is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Ameriprise since 2024. He previously worked at Edward Jones for 10 years. Outside of his advisory role, he is employed by OKL LLC, which pays the salaried portion of his compensation. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Kenneth Lampos is a financial advisor with Raymond James & Associates in Kalamazoo, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Raymond James & Associates since 1999 and also maintains a tenure with Roney & Co. dating back to 1992. Raymond James & Associates is a large, dually registered broker‑dealer and SEC‑registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional investors, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles supported by in-house research and affiliated sub‑advisers.

Terrence Park is a Series 66-credentialed financial advisor with 17 years of industry experience. He is currently with Morgan Stanley in Kalamazoo, MI, where he has worked since 2021, and has prior experience at UBS Financial Services and earlier Morgan Stanley engagements. Outside of his advisory role, he was previously the owner and manager of Fix My Ride LLC, a web and mobile application connecting drivers with mechanics, though the business has been inactive since 2020. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and broad investment offerings.

Nathan Smith is a financial advisor at Raymond James & Associates with 15 years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2019, following prior roles at Robert Baird & Co. and J.J.B. Hilliard, W.L. Lyons, LLC. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and charitable organizations—offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Timothy Bailey is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at Honor Credit Union, Credit Union Trust, infinex Investments, Inc., and Essex National Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and various portfolio solutions.

Jake Zeeb is a financial advisor with Cambridge Investment Research Advisors and holds the Series 66 designation. He has one year of industry experience and has been associated with Cambridge Investment Research in various capacities since 2024. Outside of his advisory role, he is involved with Generations Financial Planning & Wealth Management. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a range of portfolio management and model-based solutions.

Timothy Hutson is a financial advisor at Raymond James & Associates with 35 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes over two decades at J.J.B. Hilliard, W.L. Lyons and subsequent roles at Robert Baird & Co. and J.J.B. Hilliard W.L. Lyons. Raymond James & Associates manages approximately $501 billion in assets and serves a diverse client base including individuals, institutions, pension plans, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, utilizing a variety of portfolio management styles and affiliated research.

Logan Bullard is a financial advisor with Ameriprise in Richland, MI, holding Series 63 and Series 65 licenses and 20 years of industry experience. His prior roles include positions at Fifth Third Securities, Fifth Third Bank, and Raymond James & Associates Inc. since 2015. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, algorithm-assisted recommendations through a centralized consulting team.

Kristyn Powers is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and previously worked at Chemical Bank and Huntington National Bank before joining Morgan Stanley in 2018. Morgan Stanley Wealth Management offers a range of advisory programs for individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes and modeling tools to assist clients.

Stacy Raymond is a financial advisor with Wells Fargo Clearing in Battle Creek, MI, holding Series 63 and Series 66 designations and having 27 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Jason Klein is a financial advisor with Ameriprise in Richland, MI, holding Series 63 and Series 65 credentials and over 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Klein owns and manages several business ventures, including a marketing consulting firm and various real estate and property management entities. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes written Recommendation Reports and annual reviews that focus on reliable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Jerald Pawlowicz is a financial advisor with LPL Financial in Battle Creek, MI, holding a Series 66 designation and 19 years of industry experience. He has been with LPL Financial and Kellogg Community FCU since 2014. Pawlowicz is also involved in several insurance-related activities, including roles as an independent broker and agent for non-variable insurance, and as a health insurance broker. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management options.

Brian James is a financial advisor at Cetera with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including PNC Investments and LPL Financial. His career also includes roles at Honor Credit Union and Personal Wealth Partners, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and third-party money managers.

Karen Reeves is a financial advisor with Edward Jones in Battle Creek, MI, holding a CFP® designation and Series 63 and 66 licenses. She has 24 years of industry experience and has been with Edward Jones since 1994. Outside of her advisory role, she works as an announcer for an online radio station and is an investor in a ministry and owner of an LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Matthew Kokinis is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2017, following a thirteen-year tenure at PNC Financial Services. Morgan Stanley Wealth Management provides a variety of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm’s planning approach uses structured discovery and modeling tools but generally acts in an advisory capacity without providing individual security recommendations as part of standalone plans.

William Simonds is a financial advisor with Robert Baird & Co. in Battle Creek, MI, holding Series 63 and Series 65 credentials and having 31 years of industry experience. He has worked at Robert Baird & Co. since 2019 and previously at J.J.B. Hilliard, W.L. Lyons, Inc. since 1997. Simonds serves as a board member and on the Investment/Finance Committee for Goodwill Industries of Central Michigan's Heartland, Inc. The DDK Group at Robert W. Baird & Co.’s Private Wealth Management department serves individuals, corporate and business clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing manager-traded and model-traded strategies, tax management, and direct-indexing capabilities, supported by internal research and ongoing manager monitoring.

Enrique Domeier is a financial advisor with Cetera who holds a Series 66 designation and has one year of industry experience. His career includes roles at Allegiant Wealth Strategies, Commonwealth Financial Network, Ameriprise Financial, and GreenLeaf Trust. Outside of finance, he has worked with In the Zone Tennis Camps. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that supports discretionary and non-discretionary strategies with access to affiliated and third-party managers.

Blane Heisler is a CFP® with 10 years of experience in the financial industry, currently serving as an advisor at Raymond James & Associates. His career includes roles at Diversified Financial Advisors, Harbour Investments, and Jackson National Life Distributors. Heisler has also worked outside finance for Door Dash and served at Olivet College. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions.

Patti Lent is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Portage, MI, and has 21 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has also worked with JPMorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser capabilities, delivering recommendations on a non-discretionary basis.

Robert Tighe III is a financial advisor with Morgan Stanley in Kalamazoo, MI, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His career includes roles at Citigroup Global Markets since 2005 and Morgan Stanley since 2009, including Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, emphasizing tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning services, including estate strategies and corporate financial planning agreements.