Brian Bond is a CFP® with seven years of industry experience, currently serving as the sole advisor at Leverage Financial Advisory in Wilmington, Massachusetts. Prior to founding his firm in 2018, he worked at Boston University and Sage Hospitality. He serves on the Board of Trustees for the Lowell House Condominium Trust in Somerville, Massachusetts, a non-compensated volunteer role. Leverage Financial Advisory provides investment supervisory and financial planning services to individuals, couples, business entities, and employer-sponsored retirement plans, with a focus on hospitality professionals and small business owners. The firm employs a structured client process and a mix of strategic and tactical asset-allocation strategies, including active elements such as momentum investing and options, and is notable for its ERISA-aware retirement plan consulting and participant education services.

Nathanael Brayton is the sole advisor at Nathanael R. Brayton, CFA, an independent firm based in Boston, MA. He holds the CFA designation and has 30 years of industry experience, having operated his own practice since 1991. Outside of financial advising, he serves as a non-management director for a specialty chemicals company. The firm provides discretionary portfolio management and non-discretionary investment advice to individuals, high-net-worth clients, families, IRAs, and personal or family trusts. Its investment approach is bottom-up and valuation-focused, primarily utilizing individual publicly traded securities with occasional use of mutual funds, ETFs, and derivatives for hedging.

Christopher Kondracki is the principal and sole advisor at Kondracki Advisory, LLC, an independent registered investment adviser based in Hingham, MA. He holds Series 63 and Series 65 licenses and has 13 years of industry experience, operating his firm since 2012. Kondracki is also a licensed insurance agent and occasionally offers insurance products to clients. Kondracki Advisory, LLC manages approximately $70 million for around 186 clients, providing discretionary investment supervisory services and tailored portfolio management that includes equities, bonds, mutual funds, ETFs, and insurance products. The firm uses fundamental analysis with both long- and short-term trading strategies and serves individual and charitable organization clients.

Ray Prasad is a CFA® charterholder and financial advisor with five years of industry experience. He is the sole advisor at P2, LLC and has previously worked at TCW, Inc. Outside of his advisory role, Prasad serves as a director on the board of Bliss Health Inc., a private health software company, receiving annual option grants in connection with his position. He is also the Chief Investment Officer of ParadigmARQ Advisors Private Limited, an India-based SEBI-regulated investment advisory firm. P2, LLC provides discretionary portfolio management primarily to individual and high-net-worth clients, focusing on equity investments but incorporating mutual funds, ETFs, commodities, and international securities. The firm employs a mix of fundamental, quantitative, technical, and cyclical analysis and uses various trading techniques, including options and short sales, while managing a small number of accounts with approximately $2.2 million in assets.

David Trott is the sole advisor at Aragorn Ltd., an independent firm based in Milton, MA. He holds Series 63 and Series 65 licenses and has 21 years of industry experience. In addition to his financial advisory work, he is the president and owner of a law firm that provides tax, business, and estate planning services. Aragorn Ltd. offers financial planning, consulting, and discretionary investment management to individuals and a variety of institutional clients, including pension plans, trusts, and charitable organizations. The firm customizes portfolios based on clients’ risk tolerance and time horizon, employing fundamental, technical, and cyclical analysis to allocate assets across multiple categories.

Brent Garcia is a CFA® charterholder with 22 years of industry experience. He has been the sole advisor at Broadwater Capital Management LLC since 2002. Broadwater Capital Management provides discretionary investment advisory services to individuals, trusts, charitable entities, small institutions, and personal corporations. The firm creates customized portfolios using both fundamental and technical analysis, managing investments with a long-term orientation while retaining flexibility for shorter-term trades based on client needs and market conditions.

Robert Hurley is the sole advisor at Investor Resources Inc in Boston, MA, where he has provided financial advisory services since 1996. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. Investor Resources Inc offers financial planning, investment consultations, and portfolio management primarily through selecting and monitoring third-party managers and model portfolios. The firm serves individuals, families, and small businesses, operating on a fee-only basis with a manager-of-managers approach and limited discretionary authority focused on account rebalancing.

Matthew Lurvey is a CFA charterholder and the principal advisor at PnL Investments, an independent firm based in Dover, MA. He has seven years of experience at Santander Bank N.A. and three years as a self-employed advisor before founding PnL Investments in 2025. PnL Investments provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm uses an active, tactical investment approach that incorporates charting, fundamental, technical, and cyclical analysis, emphasizing short-term trading and hedging strategies including inverse ETFs.

Like so many of the great XYPN financial advisors you’ll find on this platform, I founded Andante Financial to provide best-in-class, independent financial planning and investment management services. But what makes my firm unique? Here’s three things to start: -After-tax performance is never an afterthought We use robust tax-loss harvesting tools and processes to enhance your after-tax returns. -Investment management: we take it personally We construct personalized investment portfolios for each client; none of our investment management is outsourced or “copy and paste”. -Our values go beyond an account statement 10% of Andante Financial fees are donated to charity and we donate to charities that clients care about so we can redefine "shared values" When I work with a client, I take the responsibility of helping them protect and grow the fruits of their labor seriously; I earned my CFP®, CFA, and CPA marks to expand my knowledge and make the most of any opportunity I get to help a client succeed. But my favorite part of this work is curating a network of clients that I truly enjoy working with and rooting for. Please reach out for an intro call – I’ll enjoy the opportunity to chat and help you get the right person in your corner, whether its me or not.

Juan Garcia is a financial advisor at Holistic Capital with nine years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at Morgan Stanley and Eaton Vance Management. Holistic Capital LLC offers non-discretionary investment advisory services to individuals, high net worth clients, trusts, estates, businesses, and retirement plans. The firm uses a risk-managed approach combining quantitative and fundamental analysis to tailor asset allocation based on clients’ objectives and tax profiles.

Joseph Degrazia Jr. is a CFP® with 31 years of industry experience, currently serving at LMC Investments, Inc. since 1990. He also maintains a CPA practice through Degrazia & Company CPAs. LMC Investments, Inc. is a small, fee-only investment management firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm manages portfolios primarily for capital appreciation with tailored growth or income objectives, using a blend of fundamental, technical, charting, and cyclical analysis across various securities.

Eric Martin is an advisor at Oxford Martin, LLC with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments and Melrose Accounting & Tax Specialists, among other roles. His background includes experience in accounting and tax services as well as positions in both financial and nonfinancial sectors. Oxford Martin, LLC provides discretionary investment management and financial planning for individual clients, including high-net-worth households. The firm emphasizes direct stock selection supported by low-cost mutual funds, ETFs, and bonds, applying a mix of fundamental, technical, and cyclical analysis in a generally long-term strategy that may include tax-aware adjustments and consideration of higher-risk investments for suitable clients.

William O'Neill is a financial advisor at Strategic Wealth Management LLC in South Natick, MA. He holds Series 63 and Series 65 credentials and has five years of industry experience. His prior roles include positions at Concorde Investment Services, LLC and Asset Strategy Advisors LLC. Strategic Wealth Management serves individual and high-net-worth clients by providing portfolio management, individualized Investment Policy Statements, and complimentary financial planning. The firm employs a long-term investment approach integrating cyclical, fundamental, and quantitative analysis to build diversified portfolios.

Joseph McCarthy is a CFP® with 43 years of industry experience, currently serving as an advisor at AFG Fiduciary Services. He has worked at Purshe Kaplan Sterling Investments, Inc. and Wells Fargo Advisors Financial Network, LLC. In addition to his advisory role, he is involved in selling fixed income annuities and insurance. AFG Fiduciary Services provides discretionary portfolio management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, families, trusts, businesses, and retirement plans. The firm employs a primarily long-term, fundamental-analysis investment approach and offers tailored, holistic engagement solutions.

Richard Wojcik is a financial advisor at Nefpg with 56 years of industry experience. He holds a Series 63 designation and has worked at Raymond James Financial Services and New England Financial Planning Group since 1979 in various roles. Outside of his advisory work, he serves as a personal representative in probate proceedings for a deceased cousin’s estate. New England Financial Planning Group serves individuals, including high-net-worth clients, as well as institutional entities such as pension plans, trusts, estates, and charitable organizations. The firm offers asset management, investment advisory consulting, and financial planning, employing a range of strategies from long-term holdings to option writing and short sales, and participates in multiple Raymond James wrap-fee programs.

Stephen Carluccio is a financial advisor at Mad River Investors in Boston, MA, holding a Series 65 designation with 18 years of industry experience. He has been with Mad River Investors since 2012 and also engages in a limited amount of outside legal work for former clients with employer approval. Mad River Investors provides discretionary investment management to individuals, high-net-worth clients, institutions, and other advisors, employing an opportunistic, concentrated equity-oriented approach with a long-term, contrarian focus. The firm manages private investment partnerships and offers alternative performance-based fee arrangements uncommon among firms of similar size.

Anthony Gates is a CFP® and PFS™ with 20 years of industry experience. He has been with FG&G Financial Services, LLC and its predecessor, Farrar Gates & Green LLC, since 2008. FG&G Financial Services, LLC provides investment advisory and financial planning services to individuals, qualified retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm follows a passive, asset-class investment approach grounded in Modern Portfolio Theory and primarily uses Dimensional Fund Advisors funds, with ongoing monitoring and periodic reviews.

Michael Gallugi is the principal of Gallugi Wealth Management, LLC and holds Series 63 and Series 65 licenses. He has 30 years of industry experience and has operated his own CPA practice offering tax and accounting services since 1989. He has also worked with Purshe Kaplan Sterling Investment since 2014. Gallugi Wealth Management provides discretionary investment management to individuals, including high-net-worth clients, and charitable organizations. The firm combines investment advice with in-house accounting and tax services, emphasizing fundamental analysis and a primarily long-term investment strategy using diversified mutual funds and ETFs.

Craig Blackwell is a CFA® charterholder with 10 years of industry experience. He is currently with Altar Rock, where he has held various roles including Head of Research and Investment Advisor Representative. His prior work includes 15 years at Fidelity Investments and positions at Compound Advisers and Simplicity Investments. Blackwell is also involved in brokerage activities related to variable insurance products and supports private placement life insurance and annuity solutions through Altar Rock Insurance LLC. Altar Rock primarily serves high-net-worth individuals, families, and trusts by providing discretionary portfolio management and financial planning. The firm’s investment approach combines qualitative and quantitative analysis with tax-aware portfolio construction and manager selection, reviewing client portfolios regularly and utilizing proprietary planning tools.

Stephen Taylor is a financial advisor at New England Schooner, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with New England Schooner since 1998. Outside of his advisory role, he is a licensed agent selling fixed and long-term care insurance. New England Schooner, Inc. provides portfolio management, financial planning, and pension consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm emphasizes fundamental analysis tailored to clients' goals and risk tolerance, managing portfolios that include mutual funds, ETFs, equities, options, and debt securities.