Myranda Obara is a financial advisor at Dakota Wealth, LLC with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Dakota Wealth since 2007, including its prior iteration as Oakmont Partners, LLC. Dakota Wealth Management provides investment advisory and wealth management services to individuals, trusts, retirement plans, foundations, charitable organizations, business enterprises, pooled investment vehicles, and registered investment companies. The firm constructs customized portfolios using diversified allocations and combines multiple research methodologies, managing a range of investment vehicles including a registered mutual fund and serving as sub-adviser to an ETF.

Harold Delaney is a CFP® with 15 years of industry experience, currently serving at Merit Financial Advisors since 2026. His prior roles include positions at Wealth Enhancement Advisory Services and Fidelity. Outside of advising, he works as a real estate agent representing himself in investment properties. Merit Financial Advisors is a multi-team registered investment adviser with 264 advisors serving over 20,000 clients across 66 offices. The firm focuses on long-term, diversified portfolios managed through centrally overseen models, offering coordinative wealth management services including asset management, financial planning, and retirement plan advice.

Derek Reed is a CFP®-designated financial advisor with ValMark Advisers, Inc., where he has worked since 2004. He has 29 years of industry experience and is also a partner at Beauport Financial Services LLC. Reed has served as an adjunct professor at Gordon College, teaching portfolio construction and risk management, and is an author with an upcoming book titled *The Imperfect Storm* scheduled for release in March 2025. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm utilizes diversified, goal-based model portfolios and asset allocation strategies, offering a variety of platforms and investment solutions including proprietary and third-party strategies.

Todd Mills is a CFP®-designated financial advisor with 28 years of industry experience. He has worked at F.L. Putnam Investment Management Co. since 2019, following roles at Boston Private Wealth LLC, Banyan Partners, Silver Bridge, and Fidelity. F.L. Putnam serves individual investors, families, and various institutions with customized, team-based investment management and financial planning services. The firm uses a research-driven approach that integrates macroeconomic and security-level analysis, offering strategies that include sustainable investing and tax-aware rebalancing.

Christian Mcvey is a financial advisor at F.L. Putnam Investment Management Co. with 24 years of industry experience. He has been with F.L. Putnam since 2002 and holds the Series 63 and Series 65 designations. F.L. Putnam serves a diverse client base including individuals, families, and institutions such as foundations, endowments, and family offices. The firm provides customized, team-based investment management and consulting, utilizing both internally managed and third-party strategies across multiple asset classes with options for sustainable investing and tax-aware rebalancing.

Roland Ouimet Jr. is a financial advisor with Pinnacle Investments, LLC, holding the ChFC® designation and Series 63 license, and has 49 years of industry experience. His prior work includes roles at Global Investment Advisors, LLC and Essex Securities LLC. He is also involved in insurance sales on a limited basis. Pinnacle Investments, LLC is a multi-team advisory firm with 57 advisors managing over $1.2 billion for individuals, retirement plans, trusts, estates, and institutional clients. The firm provides customized investment solutions using both fundamental and technical analysis and operates across multiple custodial platforms.

Robert Prousalis is a financial advisor at Simplicity Wealth with five years of industry experience. He holds a Series 65 designation and has held roles at multiple firms, including Paramount Financial and Guardian Wealth Advisors. Outside of his advisory work, he owns a private law practice through Integrative Law. Simplicity Wealth serves a diverse client base that includes individual and high-net-worth investors, retirement plans, and institutional investors. The firm employs a fund-of-funds investment approach utilizing ETFs, mutual funds, and individual securities, and offers a technology-driven platform for advisers with services such as model portfolio management and tax optimization.

Michelle Onorio is a financial advisor with Capital Investment Advisory Services, LLC, holding Series 63 and Series 66 licenses and having 23 years of industry experience. She has worked at Capital Investment Advisory Services and Capital Investment Group, Inc. since 2015. Outside of advising, she serves as Vice President of the Danvers National Little League. Capital Investment Advisory Services provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of services including separately managed accounts, referrals to third-party managers and TAMPs, private-label model portfolios, financial planning, and portfolio reviews, with an investment process tailored to each client's objectives and risk tolerance.

Cynthia Deal is a CFP® professional with 11 years of experience in financial advising. She has worked at Novem Group since 2014 and has been involved with Topsfield Financial Group since 2006. Cynthia serves as a volunteer and board member for Generous Gardners, a nonprofit organization. Novem Group provides portfolio management and financial planning services to individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and government entities. The firm employs a variety of investment strategies and offers discretionary account management as well as access to third-party money managers.

Peter Andersen is a CFA® charterholder with 13 years of industry experience. He is affiliated with Integrated Advisors Network LLC and has worked at Andersen Capital Management since 2018, as well as having a prior role at Fiduciary Trust Co. Integrated Advisors Network is a multi-team SEC-registered investment adviser that offers portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, retirement and employee benefit plans, and corporate entities. The firm employs a mix of fundamental and quantitative strategies, portfolio customization based on risk profiles, and frequently uses third-party sub-advisers.

Kimberly Ratcliffe is a CFA® charterholder with 24 years of experience in the financial services industry. She has worked at F.L. Putnam Investment Management Co. since 2022 and previously spent 21 years at Salem Capital Management, Inc. F.L. Putnam serves a broad client base including individuals, families, and institutions such as foundations and endowments. The firm’s team-based investment management approach is customized to client objectives and incorporates internally managed strategies and third-party managers across various asset classes, with options for sustainable investing and tax-aware rebalancing.

Luke Baxter is a financial advisor at Dakota Wealth, LLC with 14 years of industry experience. He has worked at Dakota Wealth since 2011, including its predecessor firm Oakmont Partners. Baxter holds Series 63 and Series 65 licenses. Dakota Wealth Management provides investment advisory and wealth management services to individuals, trusts, retirement plans, foundations, charitable organizations, and business enterprises. The firm offers customized portfolios using diversified allocations and combines multiple research methods while serving as investment manager to a registered mutual fund and sub-adviser to an ETF.

Rene Faria Gonzalez is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 credential and having one year of industry experience. Prior to joining Insigneo in 2024, he worked at StateTrust International Bank & Trust LLC and StateTrust Group for over two decades. He is also the director and sole owner of Lancaster RiskTech Services LLC, a non-securities related business that is currently inactive. Insigneo Advisory Services, LLC provides investment advisory and portfolio management to individual, corporate, trust, and institutional clients, including banking and thrift institutions. The firm employs a customized investment approach combining individual adviser allocations with firm-modeled portfolios, utilizing third-party macroeconomic research and diverse asset classes.

Jason Berube is a financial advisor with Encompass More Asset Management LLC, holding a Series 63 designation and seven years of industry experience. His work history includes roles at firms such as Cornerstone Wealth Consulting Services and Guardian Wealth Advisors, as well as a position as a tax specialist at H&R Block. In addition to his advisory work, he is licensed as an insurance agent specializing in life, accident, and health insurance. Encompass More Asset Management primarily serves individual and high-net-worth clients by providing discretionary portfolio management through proprietary and third-party model portfolios, financial planning, and access to private placements. The firm employs a model-based investment approach combining quantitative, qualitative, and fundamental analysis and manages approximately $582 million for around 4,000 clients.

David Decesare is a financial advisor with Regal Investment Advisors LLC, holding Series 63 and Series 65 credentials and 29 years of industry experience. Prior to joining Regal in 2025, he spent 26 years with Lincoln Investment Planning, Inc. He is also the president of VCD Services, Inc., an S-Corp handling general business operations. Regal Investment Advisors LLC provides discretionary investment management services to independent advisers and their clients, including individuals, charitable organizations, and businesses. The firm offers proprietary and third-party investment strategies and grants discretionary authority to implement and manage these strategies on behalf of clients.

Jason Levine is a CFP® with 24 years of industry experience, currently affiliated with Capital Analysts. He has worked at Auday Group since 2000. Levine serves as a board member of the nonprofit organization My Brother’s Table, providing guidance to its executive director. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement-plan advice through a nationwide network of independent advisors and an in-house Investment Management & Research team that employs a proprietary screening process to construct model portfolios.

Gavin Ugone is a financial advisor with Novem Group in Topsfield, MA, holding a Series 65 credential and five years of industry experience. His prior experience includes roles at American Portfolios Financial Services, Inc. and American Renal Associates. He is also involved as an employee with Topsfield Financial Group. Novem Group provides portfolio management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and government entities. The firm employs a range of investment strategies and offers discretionary management with regular account monitoring.

Joni Stone is a financial advisor at F L Putnam Investment Management Co. with five years of industry experience. She holds the Series 65 designation and has previously worked at 42 North Private Bank, Bank of New England Mortgage, and Harbor Advisory Corporation. F L Putnam serves a broad client base including individuals, families, and institutions, offering a range of investment management and financial planning services. The firm employs a team-based, customized investment approach utilizing both internally managed strategies and third-party managers across various asset classes.

Silverio Boleto is a financial advisor with Santander Securities LLC, holding a Series 66 designation and 14 years of industry experience. He has been with Santander Securities and Santander Bank since 2012. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individual investors, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers various wrap-fee advisory programs and financial planning services, delivering investment advice through a managed-account platform with discretionary portfolio management and ongoing compliance oversight.

Jill Hennessey is a CFP® with 15 years of industry experience and is currently a financial advisor at SAX Wealth Advisors, LLC. She previously worked for Drumlin Financial Advisory for 14 years. SAX Wealth Advisors offers investment management and comprehensive financial planning to a diverse client base, including high-net-worth individuals, retirement plans, trusts, and charitable organizations. The firm emphasizes long-term, evidence-based asset allocation using low-cost, passive investment vehicles supplemented by customized fixed-income strategies and alternative investment services.