Holly Cloutier is a financial advisor at Alliance Private Wealth, LLC with six years at the firm and a total of four years in the industry. Her prior experience includes roles at Commonwealth Financial Network and Private Jet Services. Alliance Private Wealth serves individuals, high-net-worth clients, families, trusts, estates, retirement plans, and businesses, providing discretionary investment management, financial planning, and exit-planning services. The firm employs a primarily long-term, discretionary investment approach using diversified mutual funds, ETFs, individual equities, and bonds, supported by both fundamental and technical analysis.

Christopher Cogliano is a CFA® charterholder and holds a Series 66 license, with seven years of industry experience. He is currently with Shepherd Financial Partners, LLC and LPL Financial, having previously worked at U.S. Boston Capital Corporation and the National Association for Armenian Studies. Outside of his advisory role, he serves as an unpaid trustee for his homeowners association. Shepherd Financial Partners serves individual and high-net-worth clients, as well as business entities, trusts, estates, retirement plan sponsors, and charitable organizations. The firm offers discretionary portfolio management, financial planning, and retirement plan consulting, managing approximately $1.38 billion in assets across about 730 client relationships.

Paul Bourgeois is a CFP® professional with 36 years of experience in the financial services industry. He has been with Shepherd Financial Partners, LLC since 2015 and also maintains a longstanding affiliation with LPL Financial since 2008. Bourgeois holds Series 63 and Series 66 licenses and provides investment advisory services through Shepherd Financial Partners. Shepherd Financial Partners serves individual and high-net-worth clients, as well as business entities, trusts, estates, charitable organizations, and retirement plans, offering discretionary portfolio management, financial planning, and retirement plan consulting. The firm combines traditional asset classes with private investment funds and derivatives-based strategies, managing over $1.1 billion with a team of eight advisors across five offices.

Paul Dio is a financial advisor at Innovative Advisory Group with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Trilogy Capital, Trilogy Financial Services, and National Planning Corporation. Outside of advising, he is also a licensed independent insurance producer in Massachusetts. Innovative Advisory Group provides investment management and financial planning services to individuals, trusts, estates, corporations, and employer-sponsored plan participants. The firm employs a range of analysis methods and investment strategies while generally avoiding uncovered option writing and routine use of margin, serving nearly 300 clients with about $194 million in discretionary assets through an eight-advisor team.

Gary Pomerantz is a CFP® professional with 22 years of experience in financial advising. He has worked at Wingate Wealth Advisors, Inc. since 2017 and previously held roles at East Coast Asset Management, LLC, Lexington Wealth Management, Inc., and Wingate Planning Corp. Wingate Wealth Advisors is an SEC-registered firm that provides investment management and financial planning services to individuals, charitable organizations, and retirement plan participants. The firm employs a blend of active and passive strategies, uses model portfolios tailored to client objectives, and operates under a fee-only business model.

James Catacchio is a financial advisor at Bay Colony Advisors with 17 years of industry experience and holds the Series 66 credential. He has been with Bay Colony Advisors since 2009 and also worked briefly at Tlg Advisors, Inc. He serves as a Finance Committee member for the Town of Carlisle, MA. Bay Colony Advisors serves individual investors, high-net-worth families, trusts, retirement plans, and institutional clients, offering comprehensive financial planning, portfolio management, retirement plan consulting, and estate and tax planning support. The firm combines family office and concierge services with institutional retirement fiduciary offerings and employs a long-term investment approach that incorporates fundamental analysis, model portfolios, and third-party sub-advisers.

Paul Pignone is a financial advisor at Beck Bode LLC in Salem, NH, with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 63 designations. Prior to joining Beck Bode in 2018, he worked for Boston Retirement Advisors, Inc. from 1996 to 2018. Beck Bode serves individuals, families, and 401(k) pension and profit-sharing plans, providing portfolio management, financial planning, and pension consulting. The firm uses fundamental analysis to build strategies including Growth, Income Growth dividend-focused, and a short-term, high-leverage Options strategy.

Steven St. Pierre is a CFP® with 27 years of industry experience, currently serving as an advisor at Shepherd Financial Partners, LLC since 2017. He has also been affiliated with LPL Financial LLC since 2007. Outside of his advisory roles, he is the managing member of St. Pierre Financial Services, PLLC, a pass-through tax entity. Shepherd Financial Partners serves individual and high-net-worth clients, as well as business entities, trusts, estates, charitable organizations, and retirement plans. The firm offers discretionary portfolio management, financial planning, and retirement plan consulting, employing a diverse investment approach that includes traditional asset classes, private funds, and derivatives strategies.

John Welch is a financial advisor at 93 Financial Group, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with 93 Financial Group since 2007. 93 Financial Group serves individuals, families, business owners, trusts, and estates, offering financial planning, discretionary investment management, retirement planning, and insurance services. The firm focuses on one-on-one advisory relationships and uses fundamental analysis to create long-term asset allocations, typically implemented with mutual funds and ETFs.

Roberta Tondo is a Certified Financial Planner™ (CFP®) with 10 years of industry experience. She is currently with White Lighthouse Investment Management, Inc., where she is part of a six-advisor team. Her prior experience includes roles at Vanguard and Ameriprise Financial. White Lighthouse serves individuals, families, small business owners, trusts, and retirement plans, including clients with cross-border U.S. issues. The firm offers investment management and comprehensive wealth-planning services, emphasizing international tax and estate planning and managing portfolios using primarily low-cost, liquid investments.

Vilis Pasts is a financial advisor at BTS Asset Management, Inc. with 56 years of industry experience. He has held roles at BTS Securities Corporation from 1999 to 2018 and has been with BTS Asset Management since 1998. Pasts holds Series 63 and Series 65 licenses. BTS Asset Management serves individual, high-net-worth, and institutional clients, offering discretionary portfolio management across various model portfolios and providing model recommendations to third-party platforms. The firm combines quantitative and fundamental analysis with proprietary technical indicators to guide investment decisions and manages multiple affiliated registered mutual funds.

Tienchia Wang is a financial advisor at Innovative Advisory Group with seven years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Innovative Advisory Group since 2021, previously associated with Longhorn Holdings and Merrill. Wang is also licensed as an independent insurance producer in Massachusetts. Innovative Advisory Group serves individuals, trusts, estates, corporations, and employer-sponsored plan participants through investment management and financial planning. The firm combines portfolio management with comprehensive planning and specialist services, employing various analytical methods and investment strategies across its multi-office, eight-advisor platform.

David Baker is a financial advisor at 93 Financial Group, LLC with 23 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at 93 Financial Group since 2018, following previous roles at Metro Financial Services and Raymond James Financial Services Advisors, Inc. 93 Financial Group is an SEC-registered investment adviser and licensed insurance agency serving individuals, families, business owners, trusts, and estates. The firm offers financial and retirement planning, discretionary investment management, and insurance products through a five-advisor team, managing approximately $900 million with a client load exceeding 200 clients per advisor. Their approach focuses on tailored portfolios using mutual funds and ETFs, fundamental analysis, long-term investment horizons, and ongoing monitoring including quarterly reviews.

Sara Gawick is a CFP® and holds a Series 66 license with eight years of industry experience. She has worked at Illumination Wealth Management since 2022, following prior roles at Ameriprise Financial Services and Wells Fargo Advisors Financial Network. Illumination Wealth Management serves individuals, trusts, corporations, and retirement plans with comprehensive financial planning and investment management. The firm uses client-specific investment policy statements and strategic asset allocation models, emphasizing long-term allocation and ongoing portfolio monitoring.

Gregory Racki is a financial advisor at Monument Group Wealth Advisors, LLC with four years of industry experience. He holds a Series 65 designation and has worked at Monument Group since 2021. In addition to his advisory role, he owns and operates an estate planning firm, RackiLaw, providing estate planning advice, trustee services, and probate services. Monument Group Wealth Advisors offers investment management, financial planning, and family office services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm emphasizes fundamental analysis and long-term strategic asset allocation, utilizing a diversified range of mutual funds, ETFs, and selected securities, with ongoing account monitoring and formal quarterly reviews.

Nicole Piton is a CFP® with five years of industry experience, currently serving as an advisor at Total Clarity Wealth Management, Inc. since 2020. She also owns and operates Healthy Pet Care Market Co., a business she has managed since 2004. Total Clarity Wealth Management is a multi-advisor firm serving individual and high-net-worth clients, trusts, estates, charitable organizations, and employer retirement plans. The firm offers discretionary portfolio management, financial and retirement planning, and specialized advisory services, employing a range of investment strategies from conservative wrap programs to an actively traded PreActive strategy for sophisticated investors.

I have been a financial planner for over a decade, working with individuals and families to help them with all aspects of their financial lives. Prior to founding Hark Financial Planning, I worked as a senior advisor and financial planner at firms based in Boston, MA and Reston, VA. In those roles, I have been a member of an investment committee, founded and managed a tax practice, advised a Fintech start-up, and, most importantly, worked with clients to achieve their goals. One of my main motivations for leaving those firms and founding Hark was my belief that there is more to helping clients than just having good technical knowledge and offering investments. Like in legal practice, technical knowledge of the subject matter is critical but is only a foundational part of the work. The next steps are to understand what the client actually wants to accomplish with your engagement and to tailor your work for the specific matter at hand given the client’s objectives. For me, that means spending a lot of time listening to my clients and asking questions to explore what their real objectives are before just jumping into applying technical skills. I am a CFP® professional and IRS Enrolled Agent. I have an MBA from The Kenan-Flagler Business School at UNC Chapel Hill and a BA from The College of William & Mary.

Pamela Bakos is a financial advisor with Bay Colony Advisors in Concord, MA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. She has been with Bay Colony since 2013. Outside of her advisory role, she offers public relations consulting and event planning services to companies and nonprofit organizations through her own business. Bay Colony Advisors serves individuals, high-net-worth families, and institutional retirement plans with portfolio management, financial planning, and fiduciary services. The firm employs a primarily long-term, fundamentally driven investment approach and offers a range of family-office and concierge services alongside a mix of centralized infrastructure and advisor discretion.

Robert Kelly is a financial advisor with Trust Advisory Group Ltd in Reading, MA, holding a Series 66 designation and bringing 12 years of industry experience. His prior roles include positions at Advisory Group Equity Services and StoneX Securities Inc. Trust Advisory Group, Ltd provides discretionary and non-discretionary investment management, financial planning, and consulting services to both individual and institutional clients, including retirement plan sponsors. The firm utilizes a combination of proprietary model portfolios, advisor-managed accounts, and third-party money managers, leveraging platforms such as Envestnet and Advyzon to support portfolio implementation.

Isaac Ross is a financial advisor at Success Wealth Management LLC with a Series 65 designation and one year of industry experience. His background includes roles in hospitality and retail, as well as a period of full-time study at the University of Colorado Boulder Leeds School of Business. Success Wealth Management LLC serves individuals and high-net-worth clients through discretionary asset management, financial planning, and consulting. The firm employs Modern Portfolio Theory to tailor asset allocation based on client goals and risk tolerances, conducting regular account reviews and utilizing technology to support client communications.