Adam Simon is a financial advisor with CPR Investments Inc. in Rochester, MI, holding Series 65 and Series 63 licenses and possessing 16 years of industry experience. His career includes roles at CPR Financial Group LLC, Ausdal Financial Partners, and HBW Securities LLC. Outside of finance, Simon serves as a firefighter and paramedic with the Clinton Township Fire Department and occasionally preaches at Woodside Bible Church. CPR Investments Inc. provides discretionary portfolio management, financial planning, and ERISA plan services to individuals, businesses, and retirement plans. The firm constructs multi-manager portfolios combining tactical models and third-party advisors, emphasizing defensive positioning and ongoing portfolio monitoring.

Mark Kersten is a financial advisor at FSA Advisors, Inc. with 4 years of industry experience. He holds Series 63 and Series 65 credentials and has worked in financial services since 1993, including roles at Financial Services Of America Advisors and Usallianz Securities Inc. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm’s investment approach combines fundamental analysis and modern portfolio theory with tailored asset allocations and a focus on mutual funds, fixed income, REITs, annuities, and ETFs.

Steven Husovsky is a financial advisor at Managed Asset Portfolios, LLC in Rochester, MI, holding a Series 65 designation with 10 years of industry experience. He has been with Managed Asset Portfolios since 2015. Managed Asset Portfolios provides discretionary and non-discretionary investment advisory services to a diverse client base including individuals, pension and profit-sharing plans, government plans, trusts, estates, and investment companies. The firm’s investment approach emphasizes fundamental, value-oriented equity analysis and detailed fixed-income research, incorporating tools such as the Bloomberg MAC-3 risk model and using derivatives and income-oriented allocations where appropriate.

Michael Spica is an investment advisor representative at FSA Advisors, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at FSA Advisors since 2017, with prior experience at Independence Capital Co Inc and AE Financial Services. Outside of his advisory role, he is involved in insurance sales and serves as president of MVS Incorporated, which receives commissions for insurance products. FSA Advisors provides discretionary portfolio management and financial planning services to individuals, high-net-worth, and business clients. The firm combines fundamental analysis with modern portfolio theory and a long-term investment horizon, typically utilizing mutual funds, fixed income, ETFs, REITs, and annuities in client portfolios.

Deanna K Inney is a Series 65-licensed advisor with William Mack & Associates Inc, where she has been working since 2004. She is based in Troy, MI, and is part of a team of ten advisors. William Mack & Associates is a fee-only, SEC-registered investment adviser managing approximately $820 million for around 957 clients, including individuals, trusts, and retirement plans. The firm focuses on diversified, tax-efficient, low-cost investment strategies using no-load mutual funds and ETFs across six model portfolios with a long-term orientation and periodic rebalancing.

Ethan Pinto is a financial advisor at Q3 Asset Management Corporation with two years of industry experience. He holds a Series 65 designation and has worked at Q3 since 2022. Prior to joining Q3, he held positions at Padnos, True Lacrosse, EP's Enterprise, and Heneveld Industrial Group, among others. Q3 Asset Management Corporation provides portfolio management services to individual clients, including high-net-worth households, as well as investment company clients. The firm employs a discretionary portfolio management approach that combines strategic allocation with tactical elements and offers various billing and service options, including subscription and performance-based fees.

Nicolas Vilotti is a financial advisor with Managed Asset Portfolios, LLC, holding a Series 65 license and three years of industry experience. His prior work includes roles at Verde Capital Management and Oakland University. Managed Asset Portfolios provides discretionary and non-discretionary investment advisory services to a diverse client base, including individuals, pension and government plans, trusts, and investment companies. The firm employs a fundamental, value-oriented equity analysis combined with detailed fixed-income research and manages separately managed accounts, mutual fund sub-advisory services, and retirement plan consulting.

Steven Lane is a CFP® and ChFC® with 24 years of experience in financial advising. He has worked at Carrera Capital Advisors since 2024 and previously held roles at Keith Nichol and Northwestern Mutual Wealth Management Company. Lane serves as treasurer for the Creekside Village of Orion Homeowners Association. Carrera Capital Advisors, established in 2024 by three former private-client professionals, provides financial planning, portfolio management, and consulting services to individuals, retirement plans, foundations, and institutions. The firm uses a blend of macroeconomic, fundamental, and behavioral analysis along with proprietary quantitative tools and AI techniques to create diversified, tax-aware portfolios tailored to client objectives.

Hans Gappy is a financial advisor at Royal Oak Financial Advisors, LLC in Royal Oak, MI, with six years of industry experience. He holds the Series 66 designation and has previously worked at Westminster Financial Securities, Inc., Stifel Independent Advisors, LLC, and Dumbstruck Inc. Outside of his advisory role, Hans serves as the head varsity boys basketball coach at Auburn Hills Oakland Christian School. Royal Oak Financial Advisors serves individuals, high-net-worth clients, and pension and profit-sharing plans, providing discretionary portfolio management, financial planning, and retirement-plan monitoring. The firm’s investment approach emphasizes asset allocation and model portfolios tailored to clients’ risk tolerance and goals, with regular monitoring and rebalancing.

Mark Virostick is an investment adviser representative at FSA Advisors, Inc. with 27 years of industry experience. He has worked at FSA Advisors since 2017 and previously spent 15 years with Independence Capital Co. In addition to his advisory role, Virostick serves as Vice President and insurance agent at Financial Services of America, where he has been involved in insurance sales since 1993. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and employs a long-term trading approach, using a range of investment vehicles including mutual funds, ETFs, fixed income, and selected third-party managers.

Michael Vissotski is a financial advisor at VIMA, LLC in Troy, MI, holding Series 63 and Series 65 licenses with 15 years of industry experience. He has been with VIMA since 2009. VIMA, LLC serves individual and high-net-worth clients with portfolio management, financial planning, and 401(k) consulting. The firm uses a top-down, sector-focused investment process and customizes portfolios across various asset classes, including equities, fixed income, mutual funds, ETFs, and covered call option strategies.

Julie Fici is a financial advisor at Managed Asset Portfolios, LLC in Rochester, MI, holding Series 63 and Series 65 licenses with six years of industry experience. She has been with Managed Asset Portfolios since 2017. Managed Asset Portfolios provides discretionary and non-discretionary investment advisory services to a range of clients including individuals, pension and government plans, trusts, and investment companies. The firm employs a value-oriented equity and fixed-income research approach, manages mutual funds through a joint venture, and offers sub-advisory, wrap program, and retirement plan consulting services.

Patrick Cunningham is a CFP® with 15 years of experience in financial advising. He is currently with William Mack & Associates Inc and has previously operated Cunningham & Associates Advisory Services, PLLC, and Cunningham & Associates, LLC. In addition to advisory work, he is involved in tax planning, preparation, and business consulting through Cunningham & Associates Advisory Services, PLLC. William Mack & Associates is a multi-team registered investment adviser serving individual and institutional clients, managing approximately $1.03 billion in assets. The firm emphasizes diversification, tax efficiency, and low-cost funds, using tailored model strategies and monitoring accounts quarterly.

Sean Beckerman is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 65 designation with seven years of industry experience. His prior work includes roles at Woodward Insurance Agency and Financial Service of America, where he also sells life insurance and annuities through multiple insurance marketing organizations. Beckerman is active in insurance sales, including Medicare-related products and life insurance, through FSA Health Insurance Agency. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs fundamental analysis and modern portfolio theory with a long-term focus, offering tailored asset allocations and discretionary management that often includes third-party platforms.

Maximilian Baker is a financial advisor at Q3 Asset Management Corporation in Birmingham, MI, holding a Series 65 credential with one year of industry experience. His background includes roles at Kestra Investment Services and The Baker Group Financial Services, as well as work at Michigan State University and De La Salle Collegiate. Q3 Asset Management provides fee-based investment management and financial planning to individual investors, retirement plans, trusts, charitable organizations, and other financial professionals. The firm employs a quantitative, statistics-driven approach with actively managed strategies that include market-timing and tactical positions, overseeing approximately $795 million in assets across about 2,900 accounts.

Robert Taylor is a financial advisor with Taylor & Morgan Asset Management, LLC d/b/a TM Advisors, holding a Series 66 designation and 16 years of industry experience. He has worked with Taylor & Morgan since 2011 and serves as CEO of Taylor Capital, LLC, a private real estate investment fund general partner. Outside of advisory roles, Taylor owns a law firm established to collect referral fees and is a member of a municipal financial advisory firm. Taylor & Morgan Asset Management provides discretionary portfolio management and financial planning services to individuals and pension and profit-sharing plans. The firm uses fundamental and cyclical analysis across a variety of investment instruments and is notable for its affiliated professional activities, including accounting and private investment vehicles.

Michel Tenaglia is a CFP® professional with 20 years of industry experience, currently serving as an advisor at VIMA, LLC since 2011. He is a board member of the Italian American Chamber of Commerce of Michigan. VIMA, LLC is a mid-sized advisory firm serving individual and high-net-worth clients with discretionary and non-discretionary portfolio management, financial planning, and 401(k) consulting. The firm employs a top-down, sector-level screening process and may include covered-call option writing and margin use where authorized.

Doris Karras is a financial advisor at StraightLine with 16 years of industry experience. She holds Series 63 and Series 65 designations and has been with StraightLine and its predecessor, Straightline Group LLC, since 2005. StraightLine serves individual investors, including high-net-worth clients, and retirement-plan sponsors by providing investment management, financial planning, discretionary cash management, and retirement plan education. The firm uses institutional research and proprietary model portfolios to guide investment decisions and offers a structured participant education program alongside managing employer-sponsored and personal accounts.

Sadeer Jamil is a financial advisor at VIMA, LLC with 25 years of industry experience. He holds a Series 66 designation and has worked at VIMA since 2014, following roles at Raymond James & Associates, Charles Schwab, and Comerica Securities. Outside of his advisory work, Jamil is also active as a real estate agent with Sid Jamil Homes / House of May. VIMA, LLC is a mid-sized advisory firm serving individual and high-net-worth clients with portfolio management, financial planning, and 401(k) consulting. The firm employs a sector-level screening process and uses strategies such as covered-call option writing and margin, typically exercising discretionary trading authority on client accounts.

Jacob Gingell is a financial advisor at Royal Oak Financial Advisors, LLC with three years of industry experience. He holds a Series 66 designation and has previously worked at Cetera and Wealth Strategies Financial Group. In addition to his advisory role, he is also an insurance agent involved in the sales of fixed insurance products. Royal Oak Financial Advisors serves individuals, high-net-worth clients, and pension and profit-sharing plans by offering discretionary portfolio management, financial planning, and retirement-plan monitoring. The firm’s investment approach is based on asset allocation and client risk profiles, utilizing model portfolios that include mutual funds, ETFs, stocks, bonds, and option strategies.