Alexander Zdrowak is a financial advisor at Focus Partners Wealth, LLC with one year of industry experience. He holds a Series 65 designation. Prior to joining Focus Partners Wealth, he worked at Exact Partners for four years and has additional experience in various roles including at Panera Bread and Rich Products. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans by providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach utilizing both active and passive strategies tailored to clients’ risk tolerance, liquidity, and tax situations.

Craig Foster is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and over 25 years of industry experience. He has been with HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. since 2014. Outside of his advisory role, Foster serves as Vice President of the Mathew Foster Foundation, a charity supporting families of children with cancer, and is President of Rombus Internet Marketing, Inc. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations, utilizing both client-directed and discretionary approaches with investment models developed alongside HSBC Global Asset Management and affiliated providers.

James Eiseman is a financial advisor with Eagle Strategies (NY Life) based in Hamburg, NY, holding Series 63 and Series 66 credentials and bringing 13 years of industry experience. He has worked with ROI Financial Group, Eagle Strategies, New York Life Insurance Company, and NYLife Securities LLC. Outside of his advisory role, Eiseman is involved in cryptocurrency investing and serves as an insurance broker for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life structure.

Jacqueline Byrne is a financial advisor at Rockefeller Financial LLC with 33 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Merrill and UBS Financial Services. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, as well as institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management, financial planning, and consulting services, operating under a Private Advisor model with an integrated investment platform that includes discretionary and non-discretionary solutions across multiple asset classes.

Zachary Schifferle is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior experience includes roles at M&T Securities and Cadaret Grant & Co., Inc. before joining HSBC in 2022. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a multi-profile investment approach combining strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Jeanne Holmes is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has worked with HSBC in various capacities since 2016 and was previously with LPL Financial from 2012 to 2014. Holmes is also a Bank Officer for HSBC Bank (USA) N.A., where she is involved in the sale of bank-related products alongside her role as a registered representative. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations. The firm combines client-directed and discretionary investment solutions, utilizing model risk profiles and asset allocation strategies supported by affiliated global asset management and fund due diligence providers.

Bruce Hyman is a Series 63 licensed advisor with over 32 years of industry experience. He is currently with Guardian Life and Park Avenue Securities, where he has worked since 2013. Outside of his advisory role, he maintains a non-active LLC, Life Designs Agency Inc., with plans for potential future use. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides both brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, alongside proprietary and third-party advisory solutions.

Kevin Nashburn is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His prior experience includes roles at The Prudential Insurance Company of America, LPL Enterprise, and KeyBank. He also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, engaging in the sale of bank-related products and services alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary program types. The firm’s investment approach incorporates multiple risk profiles and combines strategic asset allocation developed with HSBC Global Asset Management alongside ongoing fund due diligence and monitoring.

Mary Sillitto is a financial advisor at HSBC Securities (USA) Inc. with 25 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at M&T Bank for over three decades before joining HSBC in 2021. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations, including client-directed, discretionary, and wrap-style portfolio options. The firm employs a structured investment process with defined risk profiles and combines strategic and tactical asset allocation supported by multiple affiliated and third-party providers.

John Zachowicz is a financial advisor at HSBC Securities (USA) Inc. with 29 years of industry experience. He has held his current role at HSBC Securities since 2010. Zachowicz holds the Series 63, Series 65, and Series 66 designations. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving clients with both non-discretionary and fully discretionary portfolios.

Kyle Smith is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and seven years of industry experience. He previously worked at KeyBank and has run a precious metals refining business as CEO since 2024. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider model incorporating both in-house and third-party strategist portfolios, with custodial and trade execution services provided by Pershing.

Bradley Golding is a Series 66-licensed financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, where he has worked since 2009. He has 19 years of industry experience, including a year at Equitable Advisors prior to joining HSBC. HSBC Securities offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through multiple program types ranging from client-directed to fully discretionary portfolios. The firm’s investment approach incorporates model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Christopher Dann is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 66 licenses. He has 35 years of industry experience and has been with HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. for 10 years. In addition to his advisory role, he serves as a bank officer for HSBC Bank (USA) N.A., where he is involved in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm’s investment approach incorporates strategic and tactical asset allocation supported by HSBC Global Asset Management, with an emphasis on both non-discretionary and discretionary portfolios.

Jeffrey Converse Jr. is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 designations and 15 years of industry experience. He has been with HSBC Securities since 2014 and has also worked with HSBC Bank USA, N.A. since 2013. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm uses a combination of strategic and tactical asset allocation across five risk profiles and incorporates due diligence from affiliated and third-party providers to manage its diverse program offerings.

Allen Judkins is a financial advisor with Key Investment Services LLC in Evans, NY. He holds the Series 66 designation and has one year of industry experience. Prior to his current role, his work history includes positions at KeyBank, Bank of America, Merrill, and Citizens Bank. In 2022, he operated a pet supplies business called ZR&J Enterprises. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm provides multiple wrap-fee programs with custodial and trade execution services, leveraging a multi-provider platform and integration with KeyCorp affiliates.

Kerrianne Creegan is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and having 12 years of industry experience. She has been with HSBC in various capacities since 2016. Outside her advisory role, Creegan works as an independent executive consultant for Rodan + Fields, selling premium skincare products, and also pursues a hobby crafting and selling handmade items with her sister. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary portfolio options. The firm’s investment approach includes strategic and tactical asset allocation supported by HSBC Global Asset Management and thorough fund due diligence, serving clients through a range of program types including an Offshore Spectrum program for qualified non-resident aliens.

Zachary Hale is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 credentials and seven years of industry experience. Prior to joining HSBC Securities and HSBC Bank USA, N.A., he worked at Bank of America, Merrill, Brighton Securities, TF Browns, and Allstate Insurance Company. He also had a role outside the financial industry at Billy Jack's Shack. Hale is dual-hatted as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary platforms. The firm’s investment process uses multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence, serving a broad client base via a range of program options including offshore offerings.

Justin Trybus is a financial advisor at Empower Advisory Group with five years of industry experience. He holds a Series 66 designation and has worked at firms including Pruco Securities, LLC and Prudential Insurance Company of America. Outside of his advisory work, he manages a rental property in Buffalo, NY. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing through point-in-time financial plans and optional managed account solutions.

Tyler Marriott Wells is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones and CVS Pharmacy. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Richard Hulburd is a financial advisor with Citizens Securities, Inc. in Buffalo, NY, holding Series 65 and Series 63 licenses and five years of industry experience. His career has been primarily with Citizens Bank and Citizens Securities in various roles since 2014. Outside of his advisory work, Hulburd creates weather and storm chasing content on his YouTube channel, Buffaloweather1. Citizens Securities serves a broad retail client base including individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm utilizes proprietary algorithms for its ETF-based digital advisory portfolios and operates as a wholly owned subsidiary of Citizens Bank, N.A.