James Baldwin is a financial advisor with Summit Financial Working with People You Trust in Sterling Heights, MI. He holds Series 65 and Series 63 licenses and has four years of industry experience. Prior to joining Summit Financial, Baldwin worked at Gradient Securities, LLC and held roles in the automotive and energy sectors. He is a co-trustee of a revocable living trust. Summit Financial serves a diverse retail client base, including retirees, pre-retirees, high-net-worth individuals, trusts, retirement plans, and businesses. The firm offers discretionary asset management, financial planning, ERISA plan advisory services, and insurance-based products, using model portfolios with a range of strategies and maintaining regular client communication and educational events.

Geri Mira is a financial advisor at Transcend Capital Advisors, LLC with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at UBS Financial Services for 25 years before joining Transcend Capital Advisors. Transcend Capital Advisors manages approximately $2.9 billion and serves individual clients, family offices, trusts, estates, retirement plans, and private foundations. The firm offers holistic financial planning and portfolio management with a long-term, diversified investment approach that includes both marketable and non-marketable assets.

Nicole Standen is a CFP® with 13 years of industry experience and has been with Gainplan LLC since 2017. Prior to joining Gainplan, she worked at CIG Asset Management, CIG Securities, and CIG Capital Advisors from 2015 to 2017. In addition to her advisory role, she is involved in selling life, accident, and health insurance. Gainplan LLC serves individuals, trusts, pension, and corporate clients by providing investment advisory and financial planning services. The firm uses a factor-based, top-down investment process incorporating tactical and strategic asset allocation and employs a range of investment vehicles including ETFs, mutual funds, and derivatives.

Gerald Seizert is a CFA® charterholder and holds a Series 65 license with 15 years of industry experience. He has been with Heron Bay Capital Management since 2019 and previously spent 19 years at Seizert Capital Partners. He serves as an independent director for Advent Capital Management, a closed-end mutual fund company. Heron Bay Capital Management is an SEC-registered advisory firm managing approximately $644 million for individuals, high-net-worth clients, trusts, estates, and institutional accounts. The firm employs a long-term strategy using fundamental, technical, and cyclical analysis to build customized portfolios primarily of individual equities and low-cost ETFs, with selective use of bonds, options, and closed-end funds.

Justin Reinhold is a financial advisor with CPR Investments Inc. in Rochester, MI, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has been with CPR Financial Group LLC, CPR Investments Inc., and Ausdal Financial Partners, Inc. since 2015. Outside of his advisory work, he owns Reinhold Custom Homes, LLC, where he designs and builds a residential home annually. CPR Investments Inc. provides discretionary portfolio management, financial planning, and ERISA plan services to individuals, businesses, and retirement plans. The firm combines in-house tactical models with third-party advisors to pursue tactical and absolute-return strategies, emphasizing defensive positioning and ongoing portfolio monitoring.

Mark Tabock is a financial advisor at Stoney Creek Advisors LLC with 12 years of industry experience and holds the PFS™ designation. He has been associated with Tabock Business TR TBT Corp Mgmt Assoc Co since 1988, where he serves as an account executive and accounting manager, including providing tax services and business-related advice as a certified public accountant. He is a shareholder in Tabock Company, a Michigan for-profit corporation. Stoney Creek Advisors, LLC provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business entities. The firm uses a documented Investment Policy Statement, a variety of analytical methods, and quarterly reviews to manage client accounts, and offers a broad investment menu alongside retirement-plan advisory services and client education initiatives.

Wayne Bell Warren is a financial advisor at Gainplan LLC with 11 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and is also a licensed Michigan bar attorney, providing legal referrals outside of investment hours. Warren has been with Gainplan since 2015. Gainplan LLC offers investment advisory and financial planning services to individuals, trusts, pension, and corporate clients, utilizing a factor-based, top-down investment process that incorporates tactical and strategic asset allocation across various securities and derivatives. The firm also features an affiliated legal practice and discloses its use of derivatives and crypto-linked products in certain strategies.

Connor Cloetingh is a financial advisor with DeRoy & Devereaux Private Investment Counsel, Inc. He holds Series 65 and Series 63 licenses and has three years of industry experience. His prior roles include positions at Key Private Bank, Ancora Advisors, and KeyBank Capital Markets Inc. DeRoy & Devereaux provides discretionary investment management primarily to high-net-worth individuals, families, foundations, pension plans, endowments, and municipalities. The firm employs a value-oriented, bottom-up fundamental investment approach across equities and fixed income, managing focused equity portfolios and distinct strategies on a mostly discretionary basis.

Gary Lloyd is a financial advisor with CPR Investments Inc. in Rochester, MI, holding a Series 65 credential and 15 years of industry experience. He has worked with CPR Investments since 2016 and has prior experience at Quantum Capital Group LLC and Adaptive Equities. Outside of advisory work, he operates Gary Lloyd II, LLC, a real estate investment education company, and is involved in real estate purchase and resale through multiple business entities. CPR Investments Inc. primarily serves individual investors, businesses, and qualified retirement plans, offering discretionary portfolio management and comprehensive financial planning. The firm employs a multi-manager approach focusing on tactical and absolute-return strategies to manage downside risk.

Avery Hasenauer is a CFP® with 10 years of industry experience currently with Integrated Investment Consultants, LLC. He has held prior roles at Rehmann Capital Advisory Group, Rehmann Financial Network, Gleaner Financial, Sigma Financial Corporation, Bank of America, and Merrill Lynch. Integrated Investment Consultants serves a diverse client base including individuals, pension plans, trusts, charitable organizations, and government entities, offering investment management, wealth management, and retirement plan consulting. The firm employs a fundamental analysis and asset-allocation approach grounded in Modern Portfolio Theory and provides specialized consulting for family offices and nonprofit endowments.

Noel Villajuan is a CFP® with 21 years of industry experience, currently serving as an advisor at Diversified Portfolios, Inc. He has previously worked at Ford Estates, Sequoia Financial Advisors, LLC, Sequoia Financial Group, LLC, Ljpr Financial Advisors, and Fidelity Brokerage Services LLC. Diversified Portfolios, Inc. provides discretionary investment management and wealth-management services to individuals, qualified retirement plans, charitable organizations, corporations, and trusts. The firm manages approximately $1.66 billion for about 606 clients and emphasizes long-term asset allocation, broad diversification, and cost-conscious use of low-cost passive and enhanced index funds.

Christopher Mac Kenzie is a CFP® and holds a Series 65 license with nine years of industry experience. He currently works at Integrated Investment Consultants, LLC and was previously with Gregory J. Schwartz & Co., Inc. and Telemus Capital, LLC. Integrated Investment Consultants, LLC provides investment management and wealth consulting services to individuals, retirement plan sponsors, foundations, trusts, estates, and family offices. The firm employs a fundamental security analysis approach combined with Modern Portfolio Theory to tailor portfolios based on client risk tolerance, time horizons, and liquidity needs, and it offers specialized consulting services along with managing alternative pooled investment vehicles.

Kipatrick Mrkva is a CFP® with 27 years of industry experience. He has worked at Gainplan LLC since 2020 and previously spent 16 years with LPL Financial, LLC. Mrkva has been involved in outside sales of non-variable insurance. Gainplan LLC provides investment advisory and financial planning services to individuals, trusts, pension, and corporate clients using a factor-based, top-down investment approach that incorporates tactical and strategic asset allocation with various securities, including ETFs and derivatives. The firm also offers estate-planning and contract services through an affiliated legal practice and emphasizes transparency in its investment strategies and operational policies.

Diane Young is a financial advisor at Arrowroot Family Office, LLC with 34 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at Financial Gravity Wealth, Inc. and Athena Advisory Services Inc. Young serves as a board member for the Girl Scouts of Southeast Michigan and is president of the Women's Democratic Club of Greater Rochester. She is also the author of a financial book titled "Owning Your Financial Success" and occasionally speaks publicly about it. Arrowroot Family Office provides investment advisory and multi-family office services to individuals, families, retirement plans, trusts, charitable organizations, and corporations. The firm offers customized asset allocation and portfolio management using tools such as efficient-frontier and Monte Carlo analysis, with a range of administrative and financial planning services.

David Lentz is a CFP® professional with 19 years of experience in financial advising. He has been with Northern Financial Advisors, Inc. since 2002. Northern Financial Advisors serves individual and high-net-worth clients through a combination of holistic financial planning and discretionary investment management. The firm’s Functional Asset Allocation™ framework tailors portfolios to clients’ life circumstances and tax considerations, and it offers flexible engagement models including comprehensive retainers and standalone asset management.

Adam Rivett is a financial advisor with Integrated Investment Consultants, LLC, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. He has worked at Resources Investment Advisors since 2019 and Gwfs Equities, Inc. since 2016. Outside of financial advising, he owns an Etsy business creating and selling woodworking projects such as tables, wall art, and shutters. Integrated Investment Consultants, LLC provides investment and wealth management consulting to individuals, retirement plan sponsors, and institutional clients. The firm uses a combination of fundamental security analysis and Modern Portfolio Theory to tailor portfolios and offers specialized consulting and alternative investment options through affiliated pooled vehicles.

Daniel Ladzinski is a financial advisor with Summit Financial Working with People You Trust, holding Series 63 and Series 65 licenses and one year of industry experience. He has worked at several firms including Strategic Wealth Advisors Group and American Retirement Advisors, and operates as a sole proprietor. Outside of advisory services, he owns a retail sales business, DAL Essentials LLC, and is licensed to sell insurance products. Summit Financial serves a diverse client base including retirees, trusts, business entities, and retirement plans. The firm offers discretionary asset management, financial planning, ERISA plan services, and insurance products, utilizing model portfolios with no-load mutual funds and ETFs that range from conservative to aggressive allocations.

Peter Mitroff is a financial advisor at Stoney Creek Advisors LLC in Rochester Hills, MI, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stoney Creek Advisors since 2016. Outside of advising, he is the owner and partner of an affiliated life and health insurance agency, Stoney Creek Partners, LLC. Stoney Creek Advisors provides discretionary portfolio management and financial planning for individuals, high-net-worth clients, and business entities. The firm uses a documented investment policy, model portfolios, and various analytical methods to manage and review client accounts regularly, offering a broad range of investment options and retirement-plan advisory services.

Dominik Isham is a CFP® professional with nine years of experience at Northern Financial Advisors, Inc. He has been with the firm since 2017 and previously spent five years at Michigan State University. Northern Financial Advisors serves individual and high-net-worth clients through holistic financial planning and discretionary investment management. The firm uses a Functional Asset Allocation™ framework that considers clients’ life circumstances and tax profiles to tailor portfolio strategies, often managing accounts on a discretionary basis and incorporating third-party sub-advisors when appropriate.

Jeffrey Wardlow is a CFA® charterholder with 17 years of industry experience. He has been with DeRoy & Devereaux Private Investment Counsel, Inc. since 2004. The firm provides discretionary investment management to high-net-worth individuals, families, foundations, pension and Taft-Hartley plans, and other institutional investors, including municipalities. DeRoy & Devereaux employs a bottom-up, value-oriented investment approach focused on fundamental analysis to build concentrated equity portfolios and diversified bond strategies managed with a long-term perspective.