Stephen Perrone is a financial advisor with Morgan Stanley in East Lansing, MI, holding a Series 66 designation and 18 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analysis methods.

Chase Peterson is a financial advisor at Thrivent Investment Management in East Lansing, MI, holding a Series 66 designation and beginning his advisory career in 2026. His prior work experience includes roles at Fifth Third Bank, Papa John's, General Nutrition Center, Great Harvest Bread Company, and Northridge Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on topics such as retirement, income tax, estate, business continuation, divorce, and special needs planning. The firm combines goal-based analyses with managed-account services under a consolidated billing option called WealthPlan, maintaining separation between planning and portfolio management.

Paige Bishop is a financial advisor at Wells Fargo Advisors with a Series 66 credential and one year of industry experience. Prior to joining Wells Fargo Advisors, Paige worked at The State Bank and Lake Huron Credit Union, among other roles. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, utilizing a broad planning menu and proprietary research tools to develop tailored recommendations.

Joseph Smalley is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Commonwealth Financial Network for 27 years before joining Cetera. Outside of his advisory work, Smalley is also an artist, writer, and photographer. Cetera Investment Advisers LLC serves individual and institutional clients nationwide, offering a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm supports a wide range of account structures and investment strategies.

Kelly Morrison is a Series 66-licensed financial advisor with eight years of industry experience, currently with Stifel Nicolaus & Co Inc since 2020. Prior to joining Stifel, Morrison worked at Wells Fargo Clearing and Capital Group. Outside of work, Morrison serves on several local boards in Owosso, MI, including the Memorial Healthcare Foundation, the Owosso High School CTE Advisory Board, and the Rotary Club of Owosso. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group, focusing on forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

David Anderson is a Financial Advisor at Merrill Lynch Wealth Management. He builds his financial practice around providing honest and sound financial advice, emphasizing communication and accessibility to ensure clients feel confident and comfortable with their financial plans. David focuses on understanding clients' short-, mid-, and long-term goals to develop tailored financial plans, backed by research from the Chief Investment Office and Bank of America Global Research, and provides ongoing advice as client needs evolve. His expertise includes education planning, family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. David holds a Bachelor's Degree and a Master's Degree from Michigan State University and carries the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, David enjoys golfing, fishing, hunting, and spending time with his family. He is based in the Lansing area.

Ryan Balks is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 18 years of industry experience. His prior experience includes roles at New York Life Insurance Company, NYLIFE Securities LLC, Signator Investors, and Commonwealth Financial Network. He also engages in fixed insurance sales as a secondary activity. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over $256 billion in assets under management.

Michael Glaser is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the title of Senior Vice President and brings expertise in individual equities, options, and retirement planning. Michael began his career with Merrill Lynch in 1994 after earning a Bachelor's degree in Finance from Michigan State University. He holds the Chartered Retirement Planning Counselor℠ designation and is recognized as a Personal Investment Advisor (PIA). His professional focus includes helping clients with retirement planning and managing investment options. Originally from Manchester, Connecticut, Michael currently resides in East Lansing, Michigan with his wife and two children.

Yarwijn Burnett is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with Merrill since 2014, joining as part of the Draggoo Huber Team. Prior to her current role, she worked as a banker for JPMorgan Chase Bank starting in 2008. She holds Series 7 and 66 FINRA registrations and the Personal Investment Advisor (PIA) designation. Yarwijn advises retirees, women in transition, executives, and entrepreneurs, helping them pursue their financial goals and aspirations. Utilizing Merrill's proprietary Wealth Outlook and other analytical tools, she evaluates clients' overall financial well-being by considering variables such as retirement spending, inflation, taxes, asset allocation, and longevity expectations. Her approach emphasizes collaboration and attentive listening to provide personalized guidance tailored to each client's priorities. She holds a High School Diploma from Delphian School. Outside of work, Yarwijn dedicates time and resources to organizations such as the Greater Lansing Arts Council, Lansing Symphony, and Ingham County Animal Shelter. She and her husband, Adam, an attorney for the Sixth Circuit U.S. Court of Appeals, enjoy Lansing's art and music culture, as well as outdoor activities like hiking and camping with their two sons, Theodore and Winston.

Colin Mccallum is a financial advisor at Edward Jones with eight years of industry experience. He holds the Series 66 designation and previously worked at Corebridge Financial, R&L Global, and Coyote Logistics. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory strategies supported by a large national network of financial advisors and branch offices.

Julia Sleeper is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and over 30 years of industry experience. She has been with Cambridge Investment Research Advisors since 2016 and has worked concurrently with related entities including Cambridge Investment Research, Inc. and Sutton Advisors PLC since 2003. Outside of her advisory role, she is an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through independent financial professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Charles Sargent V is a Series 66-licensed financial advisor with 13 years of industry experience. He has been with Wells Fargo Clearing since 2016 and worked at Wells Fargo Advisors, LLC from 2013 to 2016. He is based in East Lansing, MI. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Annette Wright is a financial advisor at LPL Financial with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has professional credentials including an MBA and CPA. Prior to joining LPL Financial, she worked at Spc and Sigma Financial Corporation. Wright also maintains a CPA practice providing tax services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by in-house and third-party research.

Jack Miceli is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 20 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Edward Jones for four years and GWN Securities Inc. for eight years. He is also involved with Upstream Investment Partners, a business related to his work at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and proprietary research.

Grant Goetschy is a financial advisor at Ameriprise with a Series 66 designation and less than one year of industry experience. His prior work includes roles at the Harry O Culp Insurance Agency and teaching positions at Alma College and Lansing Community College. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations. The firm integrates algorithmic automation and oversight in generating personalized retirement income strategies.

Emma Blanchard is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. She has worked at Morgan Stanley since 2023 and has held various roles including positions at Michigan State University and small businesses such as The Mint Door Boutique and Roberts Dairy Service. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

David Hart is a financial advisor with LPL Financial, holding CFP® and Series 66 credentials and 11 years of industry experience. His prior roles include positions at Guggenheim Funds Distributors, Triad Advisors, and Michigan Money Management Advisers, LLC, where he is currently associated. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement plan consulting services supported by both discretionary and non-discretionary management and a variety of model portfolios and research resources.

Christian Ragsdale serves as a Resident Director at Merrill, where he works with business owners, entrepreneurs, families, and retirees on wealth management, retirement planning, business succession planning, and multigenerational wealth transfer strategies. He collaborates closely with clients and their professional advisors, including attorneys and CPAs, to coordinate personal, business, and legacy planning objectives. Christian holds the CFP®, CPFA®, and CEPA® designations and takes a disciplined, goals-based approach in helping clients address their financial priorities by leveraging the resources of Merrill and Bank of America. Christian is a graduate of Michigan State University with a bachelor's degree in Supply Chain Management. Outside of his professional responsibilities, he is actively involved in the local community through organizations such as Generation Lansing, Junior Achievement of Mid Michigan, Laingsburg Educational Advancement Foundation, Laingsburg Alumni Legacy Association, and the Laingsburg School Board. He lives in Laingsburg, Michigan, with his wife Hayley and their three sons, Elijah, Zander, and Tucker. In his personal time, Christian enjoys spending time with family and friends and follows Michigan State athletics.

Anthony Lenneman is a financial advisor at Edward Jones with nine years of industry experience. He has been with Edward Jones since 2017 and holds a Series 66 designation. Prior to joining Edward Jones, he worked at Gordon Food Service for two years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and affiliated financial services, with approximately $1.01 trillion in assets under management and a nationwide network of more than 23,700 financial advisors.

Hayden Cross is a Financial Advisor with Merrill Lynch Wealth Management and a member of the Cross Ragsdale team. He and his team provide comprehensive financial services to individuals, families, and businesses by utilizing the resources offered by Merrill Lynch Wealth Management and Bank of America. Hayden focuses on helping clients accomplish their objectives through personalized financial planning. He is a second-generation financial advisor with lifelong industry experience and is known for his problem-solving abilities, patience, and listening skills. Hayden works alongside an experienced team of five to deliver financial strategies in areas including education planning, employee benefits, family wealth management, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Hayden grew up in the Lansing area and earned an associate's degree from Grand Rapids Community College and a bachelor's degree in Personal Financial Planning from Central Michigan University. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, Hayden has interests in adventure sports, baseball, biking, fishing, golfing, hiking, photography, scuba diving, skiing, and watching movies. He is also engaged in community volunteer activities as part of his commitment to the Merrill tradition of participation.