Kody Seibold is a financial advisor with LPL Financial in Lake Orion, MI, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked concurrently with Michigan Schools & Government Credit Union since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jeffrey Roe is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. He has been with LPL Financial since 2009 and also founded JDR Wealth Management, LLC, where he has worked for the past 10 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and advisory services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports a broad range of investment strategies and offers access to third-party asset managers and institutional platforms.

Brittany Waterson is a Series 66 licensed financial advisor with 14 years of industry experience. She has worked at LPL Financial and its affiliated entity Legacy Consultants Wealth Management since 2008, with a brief period of unemployment in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Robert Harris is a Financial Professional with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and 28 years of industry experience. He has been with Cambridge Investment Research since 2008. Outside of his advisory role, Harris owns and operates several businesses, including QUALITYBARGAINZ LLC and FENTONTV.COM. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors, providing financial planning, investment management, and retirement advisory services. The firm offers a range of investment solutions through independent Financial Professionals, utilizing proprietary and third-party strategies across various custody platforms.

Karen Topolinski is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 25 years of industry experience. She has been with Cetera since 2007 and also leads Topolinski & Associates, a firm she founded in 1988 that offers tax, accounting, and wealth management services. In addition, she is a partner in South Saginaw Office Associates. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients through a multi-manager platform that offers various discretionary and non-discretionary portfolio management and financial planning services.

Anna Christensen is a Senior Financial Advisor at Merrill Lynch Wealth Management. She joined Merrill Lynch in 2020, bringing with her nine years of experience in the financial services industry. Prior to this, she spent seven years at JPMorgan Chase, where she focused on serving high net worth families. Since January 2021, Anna has been a member of the Storozhenko Group. Anna holds Series 7 and Series 66 FINRA registrations as well as the Personal Investment Advisor (PIA) designation. Her expertise includes liquidity management, managing new wealth, personal retirement planning, sports and entertainment clientele, and retirement income. She specializes in performance analysis of various asset classes and providing client education across multiple generations. Anna's approach involves understanding clients' priorities, risk tolerance, goals, and liquidity needs to develop customized wealth management strategies. She earned a High School Diploma from Millington High School and an Associate's Degree from Mott Community College. In addition to her professional responsibilities, Anna is involved with the Food Bank of Eastern Michigan. Her personal interests include gardening, reading, running, spending time with family, and traveling.

Jason Murphy is a Series 66 licensed financial advisor with 24 years of industry experience. He has worked at LPL Financial since 2016, previously holding positions at Shield Financial Group, J.P. Morgan Securities, Chase Investment Services Corp., and Citizens Securities. Outside of his advisory role, Murphy is involved in an exclusive insurance brokerage focusing on fixed insurance and long-term care. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, while supporting advisors with advanced operational and research tools.

Kyle Tank is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Ameriprise in Lapeer, MI. He previously worked at Ameriprise Financial Services, Inc. and has been involved with Through Fire Fitness since 2019. Outside of his advisory role, he owns The Junk Removal Pros LLC and provides expert witness services related to his professional knowledge. Ameriprise Financial Services is a large, diversified firm that serves individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice.

Jake Swartz is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity in various roles since 2022, including Investment Consultant and High Net Worth Service Associate. Prior to his tenure at Fidelity, Jake worked as a Financial Advisor at Equitable Advisors from 2020 to 2022. Jake approaches financial planning with a focus on client service, emphasizing the importance of developing strong relationships by understanding individual client needs and goals. He works collaboratively with clients to create personalized financial plans and is dedicated to helping clients achieve efficient and well-thought-out financial strategies. Outside of his professional work, Jake has personal interests that include boating, fishing, golf, hiking, outdoor adventures, and spending time with his pets.

Maryann Kiser is a financial advisor with Ameriprise in Lapeer, MI, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Outside of her advisory role, she owns and manages Maryann Kiser, INC, which supports her advisory business operations. Ameriprise provides a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets. The firm offers a combination of advisory, brokerage, and insurance solutions, using research-driven, tax-efficient strategies and algorithmic tools to deliver tailored retirement income recommendations.

Jay Momber is a Financial Consultant who collaborates with clients to support informed and confident financial decision-making. He emphasizes removing uncertainty about portfolio performance relative to clients' financial goals through structured planning and scenario-based analysis. This approach includes making disciplined adjustments to align with market changes and clients' evolving life circumstances. Jay's professional experience includes roles at Fidelity Investments, where he served as a Planning Consultant from 2024 to 2026, Relationship Manager from 2023 to 2024, Financial Representative from 2022 to 2023, and High Net Worth Associate from 2021 to 2022. Prior to that, he worked as an Agent at Equitable Advisors from 2019 to 2021. Outside of his professional work, Jay has interests in fishing, fitness, football, golf, and movies.

Michael Drainville is a financial advisor with Raymond James & Associates in Fenton, MI, holding a Series 66 designation and 22 years of industry experience. He has been with Raymond James since 2015. Drainville owns Horizon Group of Fenton L.L.C. and a business focused on recovery solutions communications, and he serves on the Finance and Investment Committee of Warwick Hills Golf & Country Club. Raymond James & Associates is a large broker-dealer and SEC-registered investment advisor managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services.

Shannon Mulloy is a financial advisor with Ameriprise, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a broad client base with advisory, brokerage, and insurance solutions through its affiliated companies.

David Vallie is a financial advisor at Raymond James & Associates with 39 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Bank of America N.A. and Merrill. Vallie serves as Treasurer and Board Member of the Mighty Fortress Foundation, a nonprofit organization. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a wide range of portfolio management styles and affiliated research.

Drew Shapiro is a financial advisor with Mass Mutual Investors Services in Fenton, MI, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Mass Mutual Investors Services since 2016 and has been with MassMutual Life Insurance Company since 2015. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers through ongoing, collaborative planning engagements. The firm offers a range of programs including wrap and money-manager services as well as educational seminars.

Michael Butterfield is a financial advisor at Edward Jones with 16 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2009. Outside of advising, he is a part-owner of a Subway restaurant and a limited partner in a golf course in Metamora, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, SMAs, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 advisors and 15,121 branches.

Dawn Hausch Cooper is a financial advisor with Ameriprise in Flint, MI, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she owns and manages Operational Consulting, LLC, a business focused on supporting Ameriprise operations. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with substantial investable assets. The firm provides comprehensive advisory, brokerage, and insurance solutions through a centralized team utilizing research, modeling, and tax-efficiency analysis to deliver tailored retirement income recommendations.

Drew Goodrich is a financial professional with Cetera who holds Series 63 and Series 66 credentials and has 14 years of industry experience. He has worked with Cetera and its affiliates since 2015 and is also employed at Dort Financial Credit Union, where he provides financial services. Additionally, he sells fixed insurance products including life, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, providing access to both affiliated and third-party managers across multiple program structures.

Christine Marshall is Vice President, Wealth Planner at Fidelity Investments, where she has served since 2014. She offers comprehensive financial planning by partnering with clients and their families to develop and maintain strategies tailored to their specific financial planning needs and desires. Her professional experience includes roles as a Financial Advisor at Merrill Lynch from 2011 to 2014, and at Smith Barney from 2000 to 2005. Outside of her professional work, Christine enjoys family activities, kayaking, music, traveling, and yoga.

Raynell Tolley is a financial advisor with Ameriprise in Grand Blanc, MI, holding Series 63 and Series 66 licenses and having 19 years of industry experience. Prior to joining Ameriprise in 2025, Tolley worked for nine years at Raymond James & Associates. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.