Dustin Emerling is a CFP® with 12 years of industry experience, currently serving at LaSalle St. Investment Advisors, L.L.C. He previously worked at Cadaret, Grant & Co., Inc. for 12 years and has been involved with Ems Financial Services, LLC since 2013. Outside of his advisory role, he is a partner at Floss, Murphy & Associates LLC, where he sells life, accident, health, and property and casualty insurance. LaSalle St. Investment Advisors provides personalized, fee-based financial planning and investment supervisory services to individuals, trusts, estates, pension plans, charitable organizations, and small businesses. The firm offers both non-discretionary and discretionary investment programs, including model portfolios and third-party manager supervision, with a notable emphasis on non-discretionary asset management.

Thomas Pontrello is a CFP® professional with 39 years of industry experience, currently serving at Capital Analysts. His career includes roles at Lincoln Investment since 2017, Legend Advisory Corporation from 2011 to 2019, and Legend Equities Corporation between 1988 and 2017. He is also a partner at Legend Wealth Management, LLC. Capital Analysts provides portfolio management and retirement-plan advisory services to a variety of clients, including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm utilizes both discretionary and non-discretionary investment approaches supported by an in-house Investment Management & Research team and maintains institutional relationships to enhance its service offerings.

Russell Gaiser is a CFP® professional affiliated with Independent Solutions Wealth Management, LLC, with five years of industry experience. His background includes roles at Peak Brokerage Services, Blackridge Asset Management, and prior work in healthcare and the US Air Force. Outside of his advisory work, he writes personal finance columns for The Street, teaches a Social Security Optimization course for the Adult Financial Education Council, and is a member of Beyond Break Even, LLC, focused on book authorship. Independent Solutions Wealth Management LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm emphasizes strategic asset allocation and manager selection through model portfolios, tactical strategies, and third-party manager due diligence.

James Cecchini II is a CFP® professional with 35 years of industry experience, currently affiliated with Capital Analysts. His career includes roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Outside of financial advising, he operates UNIQUE CAR GUY, LLC, a business specializing in buying and selling automobiles. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, trusts, and institutional clients, offering portfolio management and retirement-plan advice. The firm utilizes both discretionary and non-discretionary investment approaches supported by an in-house investment management team and proprietary mutual-fund screening processes.

Joseph Schrutt is a financial advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 65 credentials and five years of industry experience. He previously worked at PEAK Brokerage Services, LLC and One Life America. Schrutt operates a DBA named Xecutive Wealth Strategies alongside his advisory role. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm utilizes a network of investment adviser representatives and offers tailored portfolio management through affiliated and third-party platforms.

Michael Kaminska is a financial advisor at LaSalle St. Investment Advisors, L.L.C. with two years of industry experience. He previously worked at Cadaret Grant & Co., Inc. from 2023 to 2025. Outside of his advisory role, Kaminska works as a physical therapist with Kaleida Health. LaSalle St. Investment Advisors provides personalized financial planning and investment supervisory services to individuals, trusts, pension plans, charitable organizations, and small businesses. The firm offers both non-discretionary and discretionary investment programs, emphasizing a predominance of non-discretionary asset management.

Anthony Szefler is a financial advisor with Independent Solutions Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing five years of industry experience. He has previously worked at Blackridge Asset Management and is involved with The Financial Guys and Peak Brokerage Services. Szefler operates from Williamsville, NY. Independent Solutions Wealth Management is an SEC-registered advisory firm serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm focuses on strategic asset allocation and manager selection across a broad range of risk profiles and offers portfolio management, tactical strategies, and private placement services.

James Miller is a Certified Financial Planner® with 36 years of industry experience. He is currently with Capital Analysts and has previously worked at Lincoln Investment and Legend Advisory Corporation. Miller holds Series 63 and Series 65 licenses and also receives insurance commissions from prior business activities. Capital Analysts serves a diverse client base including individual, high-net-worth, institutional, and charitable clients, providing portfolio management, customized advisory services, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs. The firm employs both discretionary and non-discretionary investment management approaches supported by an in-house research team and proprietary portfolio construction tools.

Stephen Grisko is a wealth advisor at Independent Solutions Wealth Management, LLC with 30 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Blackridge Asset Management, PEAK Brokerage Services, LPL Financial, and Five Star Bank. He is also licensed as an insurance broker/agent for life, accident, and health insurance. Independent Solutions Wealth Management, LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm manages approximately $1.54 billion in client assets and employs an investment process focused on strategic asset allocation and manager selection, offering a range of portfolio management services including mutual funds, ETFs, stock portfolios, and tactical strategies.

John Klingensmith is a financial advisor at Hilltop Securities Inc. with 14 years of industry experience. His prior roles include positions at UBS Financial Services and RBC Capital Markets. Outside of finance, he serves as a Reserve Deputy Sheriff with the Erie County Sheriff's Office during the NFL season. Hilltop Securities serves individual and institutional clients through a range of investment advisory and broker-dealer services. The firm offers open-architecture platforms, managed account programs, and municipal bond strategies, combining custody, banking, and market-making capabilities.

David Constantino is a financial advisor with Capital Analysts in Getzville, NY, holding a Series 66 designation and 12 years of industry experience. He has worked at Lincoln Investment since 2017 and previously at Legend Advisory Corporation and Legend Equities Corporation. Capital Analysts serves a diverse client base that includes individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, advisor-managed custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs.

Leonardo Mesa is a Certified Financial Planner (CFP®) with 29 years of industry experience. He is currently with F L Putnam Investment Management Co., where he has worked since 2024. His prior experience includes 15 years at Arbor Capital Management Corp and 14 years at Fidelity. F L Putnam serves a diverse client base including individual investors, institutions, and family offices. The firm offers team-based, customized investment management using internally managed and third-party strategies across multiple asset classes, with additional options for sustainable investing and tax-aware rebalancing.

Charles Sperrazza Jr. is a financial advisor at Blackridge Asset Management, LLC with 40 years of industry experience. He has been with Blackridge since 2021 and concurrently associated with Peak Brokerage Services since 2015. Outside of advising, he is involved as an actor with Gravesend, LLC. Blackridge Asset Management provides financial planning, investment management, and consulting through a network of advisers serving individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm’s investment process incorporates fundamental, technical, and charting analysis across a range of portfolio management strategies, often utilizing affiliated turnkey asset management platforms and third-party providers.

Lauren Muscato is a Series 66-licensed financial advisor with five years of industry experience. She is currently with Independent Solutions Wealth Management, LLC and has prior experience at PEAK Brokerage Services, LLC and the University of Buffalo. Outside of advising, she is involved in wealth management through a DBA called The Financial Guys and engages in insurance sales including fixed annuities and various types of insurance products. Independent Solutions Wealth Management LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm manages approximately $1.54 billion in client assets and focuses on strategic asset allocation and manager selection, offering a range of portfolio management options including tactical strategies and third-party manager selection.

Murray Richardson is a financial advisor with The AmeriFlex Group, holding Series 63 and Series 66 licenses and possessing 16 years of industry experience. He is the owner and president of C.D. Financial, Inc., an S-corporation offering insurance products including life insurance, fixed annuities, and long-term care. Richardson also serves as secretary for Mathewson McCarthy Baseball, a nonprofit organization, and is a board member of the nonprofit Bornhava, where he participates in fundraising initiatives. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates and investment representatives. The firm offers customized portfolio management, financial planning, third-party manager selection, and retirement plan consulting with a variety of wrap and non-wrap solutions.

Lawrence Mcgowan is a financial advisor at F.L. Putnam Investment Management Co. with five years of industry experience. Prior to joining F.L. Putnam, he worked at Arbor Capital Management, Corp for 29 years. F.L. Putnam serves a diverse client base including individual investors, families, and various institutions. The firm offers customized, team-based investment management and financial planning services across multiple asset classes, employing both internally managed strategies and third-party managers.

Magdalena Jaworska is a CFA® charterholder and financial advisor at F.L. Putnam Investment Management Company with 15 years of industry experience. She previously worked at Arbor Capital Management Corp for 18 years before joining F.L. Putnam in 2024. F.L. Putnam serves a diverse range of clients, including individuals, families, and institutional investors such as foundations and endowments. The firm employs a team-based investment approach customized to client objectives, utilizing both internal strategies and third-party managers across multiple asset classes.

Thomas Dugan is a financial advisor with Capital Analysts and holds a Series 63 designation. He has 25 years of industry experience, including roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Capital Analysts serves retail and institutional clients, including high-net-worth individuals, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement-plan advice through a network of independent advisors and uses a proprietary mutual-fund screening process to construct model portfolios.

Glenn Wiggle Jr. is a financial advisor with Independent Solutions Wealth Management, LLC, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at PEAK Brokerage Services, LLC and Blackridge Asset Management, LLC in addition to his long tenure at Independent Solutions Wealth Management. Outside of advisory work, he is involved in media and insurance businesses, including ownership and management roles in Financial Guys LLC and related entities. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm offers discretionary and non-discretionary portfolio management using a strategic asset allocation process, model portfolios, and a combination of fundamental and technical analysis.

Olivia Lyons is a financial advisor at Capital Analysts with four years of industry experience. She holds the Series 66 designation and has previously worked at Equitable Advisors and Ronald Hicks and Associates. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations, providing portfolio management and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs.