Christopher Zito is a Series 66 credentialed financial advisor with 24 years of industry experience, currently affiliated with UBS Financial Services in Glens Falls, NY since 2014. In addition to his advisory role, he is a partner in a real estate investment partnership, EL MONDO LLC. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Timothy Gusek is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for American Portfolios Financial Services, Inc. for 15 years. He is involved in the sales and marketing of fixed annuities and non-variable insurance through a sole proprietorship and an LLC. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and nonprofit investors through a broad network of affiliated advisors. The firm offers integrated brokerage and advisory services, using various tools and multiple platforms to provide customized portfolio management and financial planning solutions.

Erin Santspree is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has over 18 years of experience in the finance and banking industry, providing financial guidance to families and businesses to help them achieve their unique financial goals. Erin's advisory practice includes a focus on Impact Investing, where she helps clients pursue investments that generate both financial returns and measurable social and environmental impacts. She is also a frequent guest speaker on topics related to Impact Investing at business and institutional events. Erin holds a Bachelor of Arts degree from Union College and a Master of Business Administration from Union Graduate College, both located in Schenectady, NY. She holds the designation of Personal Investment Advisor (PIA). As a lifelong resident of Saratoga County, NY, Erin is deeply connected to the community and finds working with local families, businesses, and institutions highly rewarding. Her personal interests include boating, camping, cooking, hiking, ice hockey, music, reading, and spending time with her family. Erin is involved in several community organizations, including the Children's Museum at Saratoga, the Saratoga Springs School District, Soroptimist International of Saratoga County, and Sustainable Saratoga.

Patrick Kimmell is a financial advisor at Edward Jones in Greenwich, NY, holding a Series 66 designation with six years of industry experience. He has been with Edward Jones since 2020 and has prior work experience in various roles, including at UPS and hospitality-related positions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a large national network of financial advisors and branch offices.

Albert Fredette is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 1999. Outside of his advisory work, he is involved as a partner in a family foundation and a family business, and supports a local athletic training facility associated with his son. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm employs a combination of in-house and third-party advisory programs, focusing on tailored investment solutions that include mutual funds, ETFs, separately managed accounts, and select alternative investments.

Stevan Paton is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Raymond James since 2023 and previously spent 14 years with Wells Fargo, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Christopher Nelson is a financial advisor with Edward Jones, holding a Series 63 designation and over 20 years of industry experience. He has been with Edward Jones since 2005. In addition to his advisory role, Nelson serves as a captain in the U.S. Army Reserve, where he has worked as an assistant petroleum officer and petroleum liaison. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Eric Williams is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over a decade of experience in serving clients and their families, having begun his wealth management career at Ayco Company, L.P., a Goldman Sachs company, in 2005. Eric focuses on areas such as family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, and retirement income. He holds a Bachelor of Science degree in Finance from Siena College and is a CERTIFIED FINANCIAL PLANNER (CFP) certificant, a designation awarded by the CERTIFIED FINANCIAL PLANNER Board of Standards, Inc. Eric also holds the Personal Investment Advisor (PIA) designation. Residing in Ballston Lake, New York, Eric lives with his wife, Angela, and their three children, including twins. He is a parishioner at St. Edward the Confessor in Clifton Park. His personal interests include biking, football, golfing, traveling, being a foodie, and following Siena College basketball, New York Giants football, and horse racing.

Karl Klein is a financial advisor with LPL Financial in Glens Falls, NY, holding a Series 63 designation and 43 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 1995. Outside of advisory services, he is also involved in tax preparation and operates a business under the name Karl Klein Chartered Financial Consultant. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary research and third-party asset managers.

Joseph Kelly is a financial advisor at Edward Jones with 21 years of industry experience and holds a Series 63 designation. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Vincent Coscette is a financial advisor with LPL Financial in Saratoga Springs, NY, holding a Series 66 designation and two years of industry experience. His prior work includes roles at NBT Bank and PKS Investments, as well as employment outside the financial sector. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, and supports its advisers with advanced research and operational tools.

Kimberly Scheffler is a financial advisor with Morgan Stanley in Glens Falls, NY, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2015. Outside of her advisory role, she is involved as a sales representative for Plexus Worldwide, a health and wellness products company. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services that use firm-approved tools and models to support client goals.

Theodore Wood is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Wells Fargo entities since 2009. Outside of his advisory role, he is involved with the New York Public Library’s Financial Literacy Center and co-owns a media group focused on sports development in China. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Stephen Babson II is a financial advisor at Edward Jones with 10 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2015. Based in Glens Falls, NY, he serves clients through the firm's extensive wealth management network. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by approximately 23,701 financial advisors nationwide.

Meghan Murray is a financial advisor with Edward Jones in Glens Falls, NY, holding Series 63 and Series 66 designations and has 24 years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors and over 15,000 branch offices.

Lisa Santos is a financial advisor at Merrill with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Carroll III is a financial advisor at Stifel with 40 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Stifel Nicolaus & Co Inc since 2021, following tenures at City National Bank and RBC Capital Markets. Outside of his advisory role, he serves on the finance committee of Wolferts Roost Country Club and advises on fundraising for The Albany Academies. Stifel provides brokerage and investment advisory services to a diverse client base, including individuals, institutional clients, and charitable organizations. The firm’s investment approach is based on proprietary methodology from its Investment Strategy Group, which supports clients with asset allocation and financial planning analyses.

Daniel Moerschell is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has worked at Morgan Stanley since 2011 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Monte Carlo simulations and the Global Investment Committee’s Secular Return Estimates in its financial planning process.

Carlo Cedrone is a Series 63–licensed financial advisor with Edward Jones, where he has worked since 1998, totaling 27 years of industry experience. He serves as a trustee on the finance committee for Our Lady of the Annunciation Roman Catholic Church in Queensbury, NY, and also provides part-time bookkeeping services on a private basis. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,700 advisors and $1.01 trillion in assets under management.

Andrew Chapman is a financial advisor with LPL Financial in Saratoga Springs, NY, holding a Series 66 designation and 18 years of industry experience. He has been associated with LPL Financial since 2011 and operates Saratoga Financial Services, a DBA for his LPL business. Additionally, he serves as a New York State notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers diverse investment options, including model portfolios and third-party asset management, supported by advanced operational tools, and oversees over $819 billion in discretionary assets.