Suzanne Shepard is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and 29 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and offers planning services that utilize structured discovery processes and analytical tools such as Monte Carlo simulations.

Timothy Peyko is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Cetera since 2013 and is also a partner at Castle Advisors, a financial services firm. Additionally, he founded and serves as chairman of Strategic Benefits Group, which focuses on group insurance and employee benefits. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various investment programs and access to third-party managers, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Richard Kowalski is a financial advisor with Raymond James & Associates in Burlington, VT, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He worked at Merrill for 27 years before joining Raymond James in 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Andrea Fisher is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

Daniel Reagan is a financial advisor with Cetera who holds the ChFC® designation and Series 63 and Series 65 licenses. He has 39 years of industry experience, including roles at Cetera and Castle Advisors. Outside of his advisory work, he is president of Technical Packaging Service, Inc., a company in the packaging equipment industry. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through its large network of independent advisors, utilizing multiple program structures and a multi-manager platform.

Danielle Hogan is a financial advisor at Morgan Stanley with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley entities since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Thomas Brock is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and 17 years of industry experience. He previously worked at Barclays Capital Inc. and Manulife Investment Management. He also serves as a trustee of family irrevocable trusts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and charitable organizations, and offers a range of financial planning and consulting services supported by extensive research and advisory resources.

Benjamin Russell is a financial advisor with Ameriprise in South Burlington, VT, holding a Series 66 designation and over 26 years of industry experience. He has been with Ameriprise and its predecessor firms since 2005. Outside of his advisory role, he is an assistant swim coach for a master's swim team and is involved in managing several business interests, including a real estate holding company and a restaurant investment. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. Their approach includes personalized Recommendation Reports developed with proprietary research and third-party data, emphasizing asset allocation and retirement income solutions.

Michael Quinn is a financial advisor at Cetera with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Cetera and its affiliates since 2017. Quinn also owns and operates an insurance and benefits business specializing in fixed insurance and health insurance brokerage. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services across multiple program platforms and custodial arrangements.

Braden Prentice is a financial advisor with Edward Jones in Shelburne, VT, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management and a nationwide network of over 23,000 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Megan Flood is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 19 years of industry experience. She has worked at LPL Financial since 2018, following prior roles at Lincoln Financial Securities and ALPS Holdings. Flood operates Flood Financial Services, Inc., a DBA related to her LPL business in South Burlington, Vermont. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, combining model portfolios, third-party asset management, and institutional platforms.

Charles Dinklage is a financial advisor with Equitable Advisors in Burlington, VT, holding Series 63, 65, and 66 licenses and 30 years of industry experience. He has been with Equitable Advisors since 1995 and previously worked with AXA Advisors, LLC for 25 years. Outside of his advisory role, he serves as power of attorney for both his parents. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individual and institutional clients. The firm utilizes a range of third-party and proprietary advisory programs and offers ERISA fiduciary services through credentialed representatives.

Gail Whitehouse is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, she is an active musician and singer who performs with various community musical groups, both professionally and voluntarily. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Thomas Sequist is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of finance, he is president and co-owner of a manufacturing business for a horse grooming tool and works as a ski instructor at Stowe Mountain Resort. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Danielle Bower is a financial advisor at Morgan Stanley with 20 years of industry experience and holds a Series 66 designation. She previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 14 years before joining Morgan Stanley in 2017, where she has been with the firm and its private bank division since. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual plans and Corporate Financial Planning agreements.

Abdullahi Sadik is an advisor at LPL Financial in South Burlington, VT, holding Series 63 and Series 65 licenses with one year of industry experience. His prior work includes roles at North Country FCU, M&T Bank, Global Foundries, Omni Precision Engineering, and Napoli Group LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives.

M. Elizabeth Fluhr Kay is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Morgan Stanley and its affiliates since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a variety of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by proprietary tools and serves clients through both direct relationships and corporate agreements.

Zachary Kirka is a financial advisor with Raymond James & Associates in Burlington, VT, holding a Series 66 designation and one year of industry experience. Prior to his current role, he worked in various sectors including hospitality and fitness, and he has been involved with Ruben James Bar/Restaurant since 2026. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services that emphasize tailored, non-discretionary advice supported by firm research and multiple portfolio management styles.

Henry Romero is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and previously worked at the United Nations Gift Center for four years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Alec Kurth is a financial advisor with Charles Schwab in South Burlington, VT, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles with Charles Schwab Bank and involvement in community service activities such as Sojourners Care Network Crisis Transitional Housing Unit and Vinton County Flood Relief. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and centralized operational support.