Julie Braun is a financial advisor with Morgan Stanley in Colchester, Vermont, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory role, she owns an agricultural business involving the care and management of horses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning that utilizes firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers a broad range of retail and institutional services.

Joseph Malboeuf is a financial advisor with LPL Financial in Colchester, VT, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for five years before joining LPL Financial in 2018. Outside of his advisory role, he is a business owner of Stynkbox, a non-investment-related venture. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and corporations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources along with various technology-driven investment solutions.

Anastasia Surmava is a financial advisor with Mass Mutual Investors Services in Burlington, VT, holding a Series 66 credential and five years of industry experience. She has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2021. Outside of her advisory work, she is co-founder and U.S. principal of Advanz Pay, a financial technology company focused on earned wage access solutions for HR companies in government and healthcare sectors. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, annual client relationships and event-driven planning services.

Benjamin Harris is a financial advisor with Ameriprise in Burlington, VT, holding a Series 66 designation and two years of industry experience. His prior roles include positions at ARIS Solutions, Baystate Financial, and Saint Michael's College. He also has experience outside finance, including work with Zero Gravity Craft Brewery. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendations. The firm delivers advisory, brokerage, and insurance solutions through affiliated entities, with a focus on managed accounts and algorithmic automation in its retirement planning approach.

Max Rooney is a CFP® and ChFC® credentialed financial advisor with 17 years of industry experience. He is currently affiliated with LPL Financial and Wilmington Trust, where he serves as a Senior Wealth Advisor. His prior experience includes roles at People's United Advisors, Fidelity Investments, and TIAA-CREF. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management approaches supported by extensive research and model portfolios.

Chris O'Brien is a financial advisor with Wells Fargo Clearing, holding the ChFC® designation and Series 66 license, and has 22 years of industry experience. He previously worked at UBS Financial Services Inc. for 12 years before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options, with both non-discretionary and discretionary service offerings.

Jason Mcfaul is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 licenses and has 19 years of industry experience. He has worked at MassMutual Investors Services and MassMutual Life Insurance Company since 2019 and was previously with Equity Services, Inc. for 12 years. In addition to his advisory role, he is an insurance agent specializing in individual life insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Joseph Dieterle IV is a financial advisor at UBS Financial Services with six years of industry experience. He holds a Series 66 designation and has worked at UBS since 2020. Prior to his advisory role, he was involved with Hayden and Bros Home Maintenance for three years. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor solutions to clients’ goals.

Thomas Kazak is a financial advisor at Cambridge Investment Research Advisors with 50 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Cambridge since 2011. In addition to his advisory role, he has worked as an independent insurance agent since 1978. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management strategies and platform arrangements.

Suzanne Shepard is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and 29 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and offers planning services that utilize structured discovery processes and analytical tools such as Monte Carlo simulations.

David Maher is a CFP® professional with 19 years of industry experience, currently with Wells Fargo Advisors since 2019. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC. He is also a 50% owner of Briadoly Maher Wealth Management Group, LLC, operating as Backshore Wealth Management Group in Williston, VT, and serves as a trustee for Briadoly Maher 401K. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad planning menu, including niche services, using proprietary research and planning tools, with advisory and brokerage implementation options tailored to client needs.

Timothy Peyko is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Cetera since 2013 and is also a partner at Castle Advisors, a financial services firm. Additionally, he founded and serves as chairman of Strategic Benefits Group, which focuses on group insurance and employee benefits. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various investment programs and access to third-party managers, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Jeffrey Wood is a CFP® with 26 years of industry experience, currently serving at LPL Enterprise since 2024. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Equity Services, Inc. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model portfolio programs, and brokerage and insurance products through an integrated platform combining advisory and brokerage services.

Richard Kowalski is a financial advisor at Raymond James & Associates with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Raymond James since 2016, following a 27-year tenure at Merrill. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary programs and maintains capabilities in public finance, municipal work, and institutional consulting.

Andrea Fisher is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

Daniel Reagan is a financial advisor with Cetera who holds the ChFC® designation and Series 63 and Series 65 licenses. He has 39 years of industry experience, including roles at Cetera and Castle Advisors. Outside of his advisory work, he is president of Technical Packaging Service, Inc., a company in the packaging equipment industry. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through its large network of independent advisors, utilizing multiple program structures and a multi-manager platform.

Danielle Hogan is a financial advisor at Morgan Stanley with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley entities since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Thomas Brock is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and 17 years of industry experience. He previously worked at Manulife Investment Management and Barclays Capital Inc. Brock serves as a trustee for family irrevocable trusts in a personal capacity. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, offering tailored financial plans and asset-allocation analyses through both non-discretionary and discretionary advisory programs.

Benjamin Russell is a financial advisor with Ameriprise in South Burlington, VT, holding a Series 66 designation and over 26 years of industry experience. He has been with Ameriprise and its predecessor firms since 2005. Outside of his advisory role, he is an assistant swim coach for a master's swim team and is involved in managing several business interests, including a real estate holding company and a restaurant investment. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. Their approach includes personalized Recommendation Reports developed with proprietary research and third-party data, emphasizing asset allocation and retirement income solutions.

Braden Prentice is a financial advisor with Edward Jones in Shelburne, VT, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management and a nationwide network of over 23,000 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.