Tate Yonker is a financial advisor at J.P. Morgan Securities with a Series 66 designation and less than one year of industry experience. Prior to joining J.P. Morgan, he held positions at Equitable Financial Life Insurance and Raymond James, and he attended Michigan State University from 2021 to 2025. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Mari Calton is a Series 66-licensed financial advisor with Raymond James Financial Services Advisors, Inc. in Traverse City, MI, with six years of industry experience. She has worked at IB Wealth Management, Cetera, and Independent Bank. Outside of her advisory work, Calton serves as treasurer and resident agent for Crossroads Church of the United Brethren in Christ and is vice president of the Charlotte Orioles Band Boosters, coordinating special events for students. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional accounts. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, and supports clients through advisory programs and institutional consulting.

Dennis Brodeur is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James & Associates since 2000. Outside of advising, he is a partner in JACER Properties LLC, which owns and leases office space to his Raymond James branch. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Tia Kurina Cooley is a financial advisor with Raymond James Financial, holding a Series 66 designation and seven years of industry experience. Prior to her current role, she has worked at firms including Craig Wealth Advisors LLC and Bank of America. Outside of her financial career, she serves in a political office in Homestead Township. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting through analytical tools and supports clients in implementing recommendations via multiple advisory programs.

Lauri Mcdougall is a financial advisor with Raymond James & Associates in Traverse City, MI, holding Series 63 and Series 65 licenses and having 32 years of industry experience. She has been with Raymond James & Associates since 2000. Outside of her advisory role, she has worked as a sales clerk at Younkers in Traverse City. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services supported by a broad range of portfolio management styles and affiliated research.

Gwendolyn Flees is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a broader range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Matthew Eckenrode is Senior Resident Director at Merrill, where he and his team provide investment planning-based wealth management services. With a career in financial services beginning in 2004 and joining Merrill in 2010, Matthew specializes in helping high net worth individuals, families, and businesses develop strategies tailored to their financial goals. His expertise includes family wealth management, personal retirement planning, philanthropic planning, portfolio management, and integrating corporate benefit programs such as equity compensation and deferred compensation plans into long-term financial approaches. Matthew holds a Bachelor's Degree from Michigan State University and carries professional designations including Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). He applies a goals-based approach to wealth management, working closely with clients to ensure their wealth is allocated to support their personal objectives. Matthew is also involved with the Psi Upsilon Foundation, serving as Vice Chair and participating on the foundation’s investment committee. Outside of his professional responsibilities, Matthew enjoys boating, football, golfing, woodworking, traveling, and spending time with his family. He is an avid supporter of Michigan State University and stays connected with the MSU community through attendance at games and events.

David Appleford is a financial advisor with Robert W. Baird & Co. in Traverse City, MI, holding a Series 66 designation and 19 years of industry experience. He has been with Robert W. Baird & Co. since 2006. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a combination of in-house and third-party managers across a range of investment strategies and account structures.

James Mellinger is a financial advisor with Edward Jones in Traverse City, MI, holding Series 63 and Series 66 designations and possessing 33 years of industry experience. He has been with Edward Jones since 1992. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of discretionary and non-discretionary investment strategies, overlay and tax-efficient services, and affiliated investment products through a large national network of advisors and branch offices.

Jeffrey Spencer is a financial advisor at Equitable Advisors with 15 years of industry experience. He holds a Series 66 designation and previously worked at Wedbush Securities Inc for nine years. Outside of advising, he serves as president of the Hidden Ridge Association homeowners' board and coaches boys basketball in Traverse City, MI. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

William Van Vreede is a financial advisor at Cetera with over 44 years of industry experience. He holds Series 63 and Series 65 credentials and has held roles at firms including Voya Financial Advisors and Front Street Benefits LLC. Outside of his advisory work, he is involved in managing insurance agencies and owns a business focused on oil and gas exploration. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors using a multi-manager platform and multiple program structures.

Jonathan Wheatley is a financial advisor with Robert W. Baird & Co. in Traverse City, MI, holding a Series 66 designation and six years of industry experience. His prior work history includes positions at Bank of America and Merrill, each from 2020 to 2024, and two decades with the Antrim County Sheriff's Office from 2000 to 2020. The DDK Group at Robert W. Baird & Co., where Wheatley is based, serves a diverse client base including individuals, corporate clients, pensions, and charitable organizations. The firm offers a variety of financial planning, consulting, and portfolio management services that incorporate internal research, manager selection, and oversight, with nearly $394 billion in regulatory assets under management as of December 2025.

Raja Asava is a financial advisor with LPL Financial based in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has previously worked with Spc and Sigma Financial Corporation, as well as Schekpo Inc. Outside of his advisory role, he is involved in tax preparation and accounting through H & R Block, dedicating part of his time to that work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from internal and external sources, with both discretionary and non-discretionary management options.

Brian Percy is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Peter Braden is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 66 credentials. He has 19 years of industry experience, including five years at Morgan Stanley Private Bank, National Association, prior to joining Cambridge in 2020. Outside of his advisory role, he is a partner in Hearth Sauna Partnership, a business based in Traverse City, MI. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through independent financial professionals, offering a variety of portfolio management approaches across multiple platform arrangements.

Daniel Mc Namara is a CFP® and Series 66 credentialed advisor at Charles Schwab with 19 years of industry experience. He has worked at Charles Schwab since 2015 and is also president of TCCSIBL Inc., a company focused on expense and payroll management for franchise operations. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm’s client model combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a broad range of integrated brokerage, custody, and investment services.

Brian Coughlin is a financial advisor at Merrill with 26 years of experience and holds a Series 66 designation. He has been with Merrill since 2000 and is also associated with Bank of America since 2011. Outside of his advisory role, Coughlin serves as an adjunct faculty member, teaching undergraduate business courses at Indiana Tech. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Michael Buren is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Julio Vozza is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 66 designation and has worked at firms including SPC and SIGMA Financial Corporation. Outside of his advisory role, he is president of Drago Construction Services and Vozza Insurance Agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers comprehensive financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

Terry Knott is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, and it includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.