Madeline Evanson is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Duluth, Minnesota. She joined Merrill full time in June 2018 following her graduation from the University of St. Thomas in St. Paul, where she earned a Bachelor's Degree in Financial Management. Madeline is a member of a multigenerational team serving clients across the United States, focusing on a goals-based approach to help clients navigate financial life events and transitions while reducing stress around their finances. Her expertise encompasses a range of client focus areas including college education planning, family wealth management strategies, liquidity management, personal retirement planning, philanthropic planning, portfolio management, and socially responsible investing. Madeline holds Series 7 and 66 FINRA registrations and professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She plays a key role in planning and business management within her team, leveraging her analytical skills alongside relationship-building to support clients in aligning their financial strategies with their goals. Outside of her professional work, Madeline is active in community organizations such as Dementia Friendly Duluth’s Victory Chorus, Fuse Duluth Leadership Council, Healing Haiti, Junior Achievement USA, and the Walk to End Alzheimer’s Executive Leadership Team. She enjoys outdoor activities including mountain biking, cross-country skiing, hiking, and teaching yoga classes locally.

Gina Hartke is a financial advisor at Ameriprise with 17 years of industry experience. She holds the ChFC® and Series 66 designations. Prior to joining Ameriprise in 2023, she worked at LPL Financial and INVEST Financial Corporation, and has been involved with Royal Credit Union. Outside of finance, she owns and operates The Beadsnest, a retail business. Ameriprise offers a retirement-income planning service focused on clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Nicholas Garramone is a Series 66 credentialed financial advisor with Edward Jones in Duluth, MN, where he has worked for 13 years. Outside of his advisory role, he serves as the head baseball coach at Marshall High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and maintaining a large nationwide network of financial advisors and branch offices.

Danielle Defeyter is a financial advisor at RBC Capital Markets with 10 years of industry experience. She holds a Series 66 designation and previously worked at LPL Financial, Independent Advisor Alliance, Wells Fargo Clearing, and Ameriprise Financial Services. Outside of her advisory career, she has been employed as a server at Perkins Restaurant since 2000. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients' risk profiles and investment preferences.

Zachary Gerlach is a financial advisor at Raymond James Financial with five years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Allianz Life Financial Services LLC and other financial services firms. He is also associated with Ascential Wealth Advisors in a non-investment related capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and employer SIMPLE IRA consulting.

Rickie Derks is a financial advisor at Thrivent Investment Management with four years of industry experience. He holds a Series 66 designation and has held roles at Thrivent Financial since 2022, following prior positions at Cognate BioServices and several other organizations. Outside of his advisory work, Derks is a board member of the Empowered Women's Network, a group focused on connecting and empowering women in life and business. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering goal-based financial planning without discretionary portfolio management. The firm’s approach includes broad financial topics and allows clients to integrate planning with managed-account programs through a consolidated billing option.

Michael Henderson is a Wealth Management Advisor and CERTIFIED FINANCIAL PLANNER® professional, affiliated with the Sieh Henderson Group at Merrill Lynch Wealth Management. He focuses on helping clients achieve their financial goals through customized wealth planning and disciplined financial strategies. He specializes in working with retirees and those nearing retirement, employing a goals-based approach to wealth management to help clients live confident and prosperous retirements. Additionally, Michael works with clients in the wealth accumulation stage, assisting them in making informed decisions and portfolio management aligned with their objectives. Prior to his financial career, Michael served as an officer and aviator in the United States Army. Michael earned a bachelor's degree from Saint John's University in Collegeville, Minnesota. He lives in Duluth with his two children and enjoys outdoor activities such as skiing, biking, fishing, hiking, and flying. He is also involved in community activities and is passionate about supporting active military members and veterans transitioning to civilian life.

Carrie Kelley is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. Her prior experience includes roles at Waddell & Reed, various insurance agencies, and her own firms, Carrie Kelley LLC and Lake Rock Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Dylan Kolquist is a financial professional at Cetera with four years of industry experience. He holds a Series 66 designation and has worked at multiple firms including Northwestern Mutual and Sellwood Partners. In addition to his advisory role, he is involved with Northview Financial Partners as a financial professional and serves as a client service associate supporting office operations. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a nationwide network of advisors, utilizing a multi-manager platform that includes affiliated and third-party managers with various program options.

Alecia Mc Kay Jones is a CFP®-certified financial advisor with eight years of industry experience. She is currently affiliated with RBC Capital Markets and City National Bank, and previously worked at Pettibone Heavy Equipment Group/Barko Hydraulics. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, tailoring strategies to each client’s Advisory Risk Profile using both in-house and third-party investment resources.

Kristin Yapel is a financial advisor at RBC Capital Markets with 24 years of industry experience. She holds the Series 66 credential and previously worked at Merrill Lynch for 20 years before joining RBC in 2019. Outside of her advisory role, she is involved in selling collectibles on the Mercari app and occasionally assists with bookkeeping and game operations for a local private high school's basketball games. RBC Wealth Management serves individual investors, institutions, corporations, and charitable organizations, offering customized portfolio management and financial planning through a variety of wrap fee advisory programs. The firm utilizes a mix of internal and external investment managers and provides integrated services including tax management and responsible-investing options.

Alexander Lavalle is a financial advisor at RBC Capital Markets with eight years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets, LLC since 2015. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies based on each client’s Advisory Risk Profile, utilizing both in-house and third-party investment managers.

Michael Owens is a financial advisor at Raymond James Financial with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Raymond James and its affiliated firms since 2009. Owens is also an officer and one of three business owners of Ascential Wealth Advisors, a support company managing business operations for his Raymond James advisory practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Kathleen Beasley is a CFP®-designated financial advisor with Ameriprise in Duluth, MN, bringing 46 years of industry experience. She has been with Ameriprise and its predecessor firm since 1979. Ameriprise offers a retirement-income planning service tailored for individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Rebecca Hudoba is a financial advisor with Edward Jones in Duluth, MN, holding a Series 66 credential and seven years of industry experience. She has been with Edward Jones since 2018 and previously worked at Premier Biotech, Inc. from 2014 to 2018. Hudoba serves on the boards of Northwood Children's Services and Northwood Children's Foundation in Duluth. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Daniel Elnes is a financial advisor with Edward Jones in Duluth, MN, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he owns and manages several real estate properties in the Duluth area. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.