Russell Whidbee is a financial advisor at LPL Financial with 27 years of industry experience. His background includes ten years at Waddell & Reed, Inc., and he has held various roles in insurance agencies. Outside of advisory work, he has served on the City Council in Bellingham and worked at Whatcom Community College. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a wide range of advisory and brokerage services, including financial planning, retirement plan consulting, and model portfolio management.

Adam Hanacek is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2015. Outside of his advisory role, he owns and operates Agro Cafe Inc., a business he has managed since 2005. Ameriprise provides retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Lori Webber is a financial advisor at Merrill with 21 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1997. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Barbara Johnson is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Merrill Lynch from 1994 to 2020. Outside of her advisory role, she serves as the board secretary for Whatcom County Cemetery District #7. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm emphasizes structured financial planning using proprietary tools and serves clients through both direct and employer-sponsored arrangements.

Ben Joyce is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Outside of his advisory role, he teaches an Introduction to Personal Finance course at Western Washington University. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Ryan Morrison is a financial advisor with LPL Financial, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Edward Jones, Pruco Securities LLC, Securities America Advisors, and Pacific Capital Resource Group. He serves as a non-profit board member for the Spokane Chapter of the Military Officers Association of America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, supporting both discretionary and non-discretionary management with access to proprietary and third-party research.

Sean Stuchen is a Wealth Management Advisor and one of the founding senior partners of SLS Wealth Management Group based in Tucson, Arizona, affiliated with Merrill Lynch Wealth Management. He has been advising affluent families, business owners, foundations, corporations, and non-profit organizations across the country for over twenty years. His team focuses on goals-based wealth management and creates personalized solutions addressing clients' risk tolerance, time horizon, liquidity needs, financial goals, and associated costs. Sean's expertise includes retirement income strategies and planning, portfolio and risk management, various retirement plan services such as 401(k) and cash balance plans, alternative investments, wealth transfer and legacy planning, insurance solutions, and lending services including banking and home financing. His team comprises eight professionals with over 75 years of combined experience, committed to simplifying clients' financial complexities while maintaining transparency and punctuality. He holds a Bachelor's degree in Economics from the University of Arizona and is a CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Sean has been involved in community service, currently serving on the board of The Marshall Foundation. He speaks English and Spanish. Outside of work, Sean enjoys camping, hiking, photography, traveling, and spending time with his family.

Dawson Phillips is a financial advisor at LPL Financial with two years of industry experience. He holds the Series 66 designation and has worked at firms including Independent Financial Group, LLC and JD Phillips & Associates. Outside of finance, he is involved as an artist and musician with Idiom Theater. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Douglas Whitener is a financial advisor with LPL Financial, holding a Series 63 designation and 39 years of industry experience. His prior experience includes roles at Waddell & Reed, INC. and various insurance carriers spanning 35 years, as well as operating Whitener Inc. and Whitener Properties for multiple years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, employing both discretionary and non-discretionary management supported by model portfolios and research resources.

Lucas Jacob is a Series 66–licensed financial advisor with seven years of industry experience. He has worked at LPL Financial since 2025 and previously spent six years with Raymond James Financial Services. Jacob holds a notary public role in Lynden, WA. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Laura Friel is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to her current role, she served five years in the United States Marine Corps and has held various positions including work with WebHouse Inc. and Hofstra University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and incorporates technology such as machine learning in its investment processes.

Gregory Young is a financial advisor with LPL Financial in Lynden, WA, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Linsco/Private Ledger Corp. since 2007. Outside of his advisory role, he is involved in independent insurance sales through a business he operates. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Timothy Goering is a financial advisor with LPL Financial in Bellingham, WA, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. Prior to joining LPL Financial in 2021, he spent over two decades with Waddell & Reed, Inc. and various insurance carriers affiliated with W & R Insurance Agencies. He also has interests in consulting entities unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Janet Shepherd is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds Series 65 and Series 63 licenses and has worked with Morgan Stanley since 2009, including her current role at Morgan Stanley Private Bank since 2023. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning through its network of advisors and specialized estate planning groups. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support client financial plans.

Kristina Gruett is a financial advisor at Morgan Stanley with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she serves as an officer and board member of the Bellingham Golf and Country Club. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and delivers services that include both direct individual financial plans and corporate financial planning agreements.

Franklin Ellars is a financial advisor at Edward Jones in Bellingham, WA, holding Series 63 and Series 66 licenses with 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a network of more than 23,700 advisors nationwide.

Chad Bouma is a financial advisor at Cetera with 25 years of industry experience and holds Series 63 and Series 66 credentials. He has been with Cetera since 2013 and also works with Hillco Contracting, where he performs construction labor. Bouma is a member of Northwest Capital Management LLC, a financial services and insurance business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Todd Van Mersbergen is a financial advisor with Cetera, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Avantax Insurance Services and operating his own firm, VM Financial, LLC. Outside of finance, he manages multiple berry farming operations and provides accounting and tax preparation services through Maas CPA. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Blayne Barnhart Jr. is a financial advisor at Ameriprise with 39 years of industry experience. He has been with Ameriprise and its predecessor firm since 1987. Outside of his advisory role, he is a shareholder and manager at Momentum Partners, LLC. Ameriprise provides retirement-income planning services primarily to individuals with significant investable assets, offering tailored recommendations on income sources, Social Security, and tax-smart withdrawal strategies. The firm combines research and modeling with advisory oversight to deliver structured, algorithm-supported retirement income plans.

Dorothy Whitman is a financial advisor with LPL Financial in Ferndale, WA, holding a Series 66 designation and 17 years of industry experience. Her previous roles include positions at Key Investment Services, Securities America Advisors, Allstate Financial Services, and Principal Life Insurance Company. She serves as the International Chair for the Sunrise Rotary in Bellingham, where she organizes international activities and supports community fundraising efforts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management options.