Judith Henry is a CFP® with 27 years of industry experience, currently affiliated with Raymond James Financial in Marlborough, MA. She has previously worked at LPL Financial for 17 years and Banc of America Investment Services. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm utilizes analytical tools and risk profiling to tailor non-discretionary planning and encourages implementation through various advisory programs, with specialized services in municipal advisory and SIMPLE IRA consulting.

Mark Rosen is a financial advisor with Cetera, holding CFP® and Series 66 credentials and bringing nine years of industry experience. He has a background in accounting and dental practice consulting, serving as a partner and trustee in various related businesses and nonprofit activities. Rosen is also president of the Larry S. Rosen Memorial Foundation, which awards scholarships. Cetera Investment Advisers LLC is an SEC-registered advisor with a nationwide network of over 10,000 advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform that includes affiliated and third-party model portfolios and strategies.

Robert Host is a financial advisor with LPL Financial based in Holliston, MA, holding a Series 66 designation and having 22 years of industry experience. His prior roles include positions at Barbara Sekely and Waddell & Reed, Inc. He has maintained a tax preparation and accounting practice since 1987. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Stephen Fairchild is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Denise Simpson is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 66 designation and 12 years of industry experience. She has been with Morgan Stanley since 2014 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she owns a six-family apartment building in East Boston, which is managed by a property management company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

James Holway is a financial advisor with LPL Financial in Belmont, MA, holding Series 63 and Series 65 licenses and having 31 years of industry experience. He has been with LPL Financial and its predecessor entity since 2005, having previously worked at Banc of America Investment Services and Quick & Reilly. In addition to his advisory role, he is involved in the sale and service of fixed life and health insurance and fixed annuity products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by research and technology tools.

Aaron Buczek is a CFP® and holds a Series 66 license, currently serving as a financial advisor with Raymond James Financial. He has six years of industry experience, including prior roles at Edward Jones and Moody’s Analytics. He is president of a nonprofit organization where he runs meetings and helps manage the group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting, utilizing risk profiling and modeling tools, and supports municipal and public finance work through a unique municipal advisor affiliation.

Alexander Kurkuvelos is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2024. In this role, he focuses on providing a comprehensive financial planning experience for high-net-worth investors, addressing the growth, protection, efficient distribution, and transfer of their wealth. His approach involves personal conversations aimed at understanding the unique needs of individuals and families to guide them through important financial decisions. Before becoming Vice President, Wealth Planner, Alexander served in several roles at Fidelity Investments, including Wealth Management Planning Consultant from 2022 to 2024, Planning Consultant from 2021 to 2022, and Investment Consultant from 2016 to 2021. Prior to joining Fidelity, he worked as a Financial Advisor at Morgan Stanley from 2013 to 2016. His career demonstrates a continuous focus on financial planning and investment consulting. Outside of his professional responsibilities, Alexander has interests in cars, cooking and baking, family activities, and movies.

Bill Philpott is the Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2026. He began his career with Fidelity Investments in 2021, progressing through positions including Financial Representative, Investment Consultant, and Financial Consultant. Bill focuses on developing financial plans tailored to the unique goals of individuals and families. His approach involves understanding clients on both personal and financial levels to help them build confidence in their financial strategies. Outside of his professional work, Bill has interests in fitness and golf.

Yuli Zhang is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Pamela Mahoney is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds a Series 63 designation and has worked at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets Inc since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Matthew Sherman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2011 and joined Merrill Lynch in 2014. Matthew works with a diverse group of clients, including corporate executives, providing guidance in customized investment and wealth management strategies. He emphasizes financial planning as an ongoing process that evolves with clients' life milestones. Matthew's expertise includes education planning, executive compensation, family wealth management, liquidity management, retirement planning, portfolio management, tax minimization, and retirement income strategies. He utilizes a well-defined process to deliver personalized investment, retirement, cash flow, tax, and estate planning, often collaborating with clients' CPAs and attorneys. He holds a Bachelor's Degree in Finance from Bentley University and is a CERTIFIED FINANCIAL PLANNER® professional, as well as a Certified Private Wealth Advisor®. Matthew is involved with Bentley University as an alumnus and in community activities. In his personal time, he enjoys cooking, football, golfing, music, reading, running, skiing, spending time with his family, traveling, and watching movies.

Scott Cicerone is a financial advisor at Osaic Wealth Inc with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Fidelity Investments and Maverick Funds. Outside of his professional career, he has been involved with Foxboro Youth Football & Cheer since 2019. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management across a broad range of investment products.

Thaddeus Niemiec is a CFP® and holds a Series 66 license, currently with UBS Financial Services in Wellesley, MA. He has six years of industry experience and has previously worked at firms including Merrill Lynch, Bank of America, Northwestern Mutual Investment Services, and Greenfield Cooperative Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings such as fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing research-driven, model-based investment strategies tailored to client goals.

Lisa Hirschfeld is a financial advisor at Fidelity with 16 years of industry experience. She holds a Series 66 designation and has worked at several Fidelity affiliates since 2013, as well as at Manulife Investment Management and Equitable Advisors earlier in her career. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of model portfolios and its role as a registered commodity pool operator and advisory provider to multiple registered investment companies.

Gregory Paul is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He has worked at several Morgan Stanley affiliates and Sanford C. Bernstein & Co. LLC. Outside of his advisory work, he serves on the advisory board and finance committee of the Community Music Center of Boston and participates in the Diversity Committee for the Fund Finance Association. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, delivering tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Michael Meuse is a financial advisor with Edelman Financial Engines, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His work history includes roles at Financial Engines Advisors L.L.C., Fidelity Brokerage Services LLC, and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary advice, with an investment approach focused on diversified model portfolios, periodic rebalancing, and long-term orientation.

Bradley Armstrong is a financial advisor at Edward Jones with 16 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for MFS Fund Distributors Inc for 14 years. Armstrong is currently based in Westwood, MA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions under a fiduciary standard.

Julie Patterson D'angelo is a financial advisor at Osaic with 24 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Osaic since 2018. Prior to that, she spent 15 years at John Hancock Life Insurance Co. and Signator Investors, Inc. She is also a partner in Centinel Financial Group LLC, where she is involved in business operations. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through an extensive network of affiliated advisors, offering integrated brokerage and investment advisory services along with access to third-party managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage diversified portfolios across various investment types.

Daniel Whiting is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill Lynch in 2018 after eight years at Fidelity Investments. Daniel collaborates closely with clients to understand their individual needs, concerns, and priorities, developing personalized financial strategies designed to help them pursue their long-term goals. Daniel holds the CERTIFIED FINANCIAL PLANNER® certification, the Chartered Financial Analyst (CFA) designation, and the Personal Investment Advisor (PIA) credential. He earned a Bachelor of Arts in Economics and a Bachelor of Business Administration in Finance and Operations Management from the University of Massachusetts Amherst, as well as a Master of Business Administration from the University of Massachusetts System. He is licensed in Life, Accident, and Health Insurance and holds Series 7, 9, 10, and 66 FINRA registrations. His client focus includes areas such as divorce transition planning, legacy planning, family wealth management strategies, socially responsible investing, tax minimization, and small business strategies. Residing in Scituate, Massachusetts, Daniel grew up in Holden, Massachusetts. Outside of his professional work, he participates in the North and South River Watershed Association. He enjoys activities including basketball, fishing, golfing, ice hockey, music, pickleball, skiing, and soccer.