Joseph Pramer III is a financial advisor with Morgan Stanley in Fairfield, CT, holding Series 63 and Series 65 registrations and bringing 43 years of industry experience. He has worked at Morgan Stanley and its affiliates since 2009, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory duties, he serves as a trustee and executor in investment-related trusts and estate administration. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Joseph Todice Jr. is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously spent 15 years at Metlife Securities Inc. Todice also operates an independent insurance business, focusing on disability, fixed annuities, life, accident, health, long-term care, and medical-related insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charities, and employers. The firm emphasizes ongoing financial planning engagements using firm-approved software and provides various programs including asset management, wrap fee programs, and educational seminars.

Adam Costantini is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2016, including two years under Bank of America, N.A. in Stamford, CT. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies.

Daniel Driscoll is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and previously worked at the Connecticut Interlocal Risk Management Agency and the University of Connecticut. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies, including Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and delivers its services through a combination of direct client engagement and corporate financial planning agreements.

Christopher Baudouin is a financial advisor at Ameriprise with 19 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2006. Outside of his advisory role, he owns and manages Ascend Coastal, Inc. and is involved in buying and selling sports memorabilia through Bodes Cards. Ameriprise is an institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to generate personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michelle Teixeira is a Wealth Management Senior Relationship Manager at Fidelity Investments, a position she has held since 2018. In this role, she serves as a primary point of contact for clients, focusing on delivering customer service tailored to individual needs and preferences. She facilitates conversations about wealth and investment planning, and when deeper wealth planning support is required, she arranges discussions with a Wealth Management Adviser. Michelle has been with Fidelity Investments since 2012, starting as a Relationship Manager before advancing to her current senior role. Her experience centers on client relationship management within the wealth management sector. Outside of her professional responsibilities, Michelle enjoys cooking and baking, participating in family activities, and engaging in fitness-related pursuits such as skiing, soccer, and yoga.

Andrew Champagne is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he has been involved with Kelley Bros Hardware, providing commercial hardware bids for construction contractors. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and other institutional clients through both advisory and brokerage channels. The firm offers financial planning, consulting, model portfolios, third-party asset management, and a range of brokerage and insurance products on an integrated platform.

Brian Noe is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 18 years of industry experience. He previously worked at SagePoint Financial, Inc. and Lincoln Financial Advisors. Brian co-authored the book "Hammonasset Beach State Park" with his wife, Shelby Docker. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of advisors. The firm offers integrated brokerage and advisory services, using various asset-allocation tools and third-party solutions to construct diversified portfolios on both discretionary and non-discretionary bases.

Glen Maleri is a Series 65-credentialed advisor at OSAIC with 35 years of industry experience. He previously worked at Securities America Advisors and National Planning Corporation and has been owner-manager of The Maleri Group since 2005. He serves as an uncompensated board member of The Children's Community Programs of CT. OSAIC serves a broad client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options and uses firm-supported tools for portfolio construction and management.

Benjamin Williams is a financial advisor at OSAIC with two years of industry experience. He holds the Series 66 designation and has previously worked at LPL Enterprise, The Prudential Insurance Company of America, and Pruco Securities LLC. Outside of his advisory roles, he is involved with The Lighthouse Sober Living and Recovery 365, a position he has held for four years. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party solutions to provide customizable portfolio management.

Eric Bickler is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 1998 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the board of directors for THE LNTS SOLUTION, a company focused on improving efficiency in healthcare through advanced therapies. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs proprietary research and model-based asset allocations to tailor client plans while offering a broad suite of capital markets and advisory services.

Erin Malangone is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, she worked at Cardinal Financial Company and Kern Mortgage Company. She has also held positions with the South Carolina House of Representatives and various educational institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Stuart Gollomp is a financial advisor at Osaic Wealth with 40 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Ameriprise and Ameriprise Financial Services, Inc. He is also the owner of Westport Private Wealth, LLC, his own securities practice. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of advisers and offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios that can be managed on discretionary or non-discretionary bases.

Brendan Duffy is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Palmucci is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and 24 years of industry experience. He has been with LPL Financial since 2021 and is also associated with Daniel Guerra LLC. Palmucci serves on the board of The Amity Club of New Haven and holds a municipal position with the City of Shelton. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning services, and brokerage solutions, utilizing both discretionary and non-discretionary management approaches supported by internal and third-party research.

Conrad Bringsjord is a Senior Financial Advisor with Merrill Lynch Wealth Management. He leads a boutique-style financial advisory team that provides personalized wealth management strategies to a selective group of high net worth clients and business owners. His approach centers on understanding clients' goals, priorities, risk tolerance, and liquidity to develop customized investment strategies and portfolios. The team offers expertise in estate planning, alternative investments, education and retirement funding, home financing, concentrated stock positions, and tax minimization strategies, leveraging the resources of Bank of America and Merrill Lynch. With over 30 years of experience on Wall Street, Conrad has worked extensively with major corporations on mergers and acquisitions, invested in private equity firms, managed hedge fund long/short equity portfolios, and founded financial services businesses. He emphasizes building long-term relationships through helping clients address their financial concerns. His professional designation includes Personal Investment Advisor (PIA). Conrad holds a Bachelor's degree in Economics from Brown University, where he also played varsity baseball. He earned a Master's degree in Accounting from the Stern School of Business at New York University, graduating as valedictorian, and an MBA in Finance with honors from the Wharton School at the University of Pennsylvania. A first-generation Norwegian, he enjoys visiting Norway's fjords and spends time in Connecticut, Florida, and New York with his wife of over 30 years, their three grown children, and a Labrador. His personal interests include golf, skiing, and walking on the beach or hiking with his wife and dog.

Hemal Patel is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. He previously worked at Wells Fargo Bank and Wells Fargo Clearing before joining Merrill and Bank of America. Outside of his advisory role, he manages a rental property in Stratford, CT, where he is responsible for maintenance, bookkeeping, and tenant relations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eduardo Martinez is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to Merrill, he worked at PHX Financial, Inc. from 2016 to 2020 and briefly at National Securities Corp in 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party portfolio management teams.

Timothy Beecher is a financial advisor with OSAIC and holds the Series 66 designation. He has been with OSAIC and Sound Trust Wealth Advisors, LLC since 2024. His prior work experience includes roles at Mullen Landscaping & Design LLC and various positions during his academic years at Fairfield University and Cheshire High School. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, retirement plan consulting, and access to third-party money managers, using tools such as asset-allocation models, risk tolerance questionnaires, and automated rebalancing to construct portfolios across a range of asset classes.

Peter Cappiello is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 66 designation and has worked with Charles Schwab Bank Ssb and Charles Schwab & Co., Inc. since 2018, following prior roles at TD Ameritrade and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.