Joseph Todice Jr. is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously spent 15 years at Metlife Securities Inc. Todice also operates an independent insurance business, focusing on disability, fixed annuities, life, accident, health, long-term care, and medical-related insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charities, and employers. The firm emphasizes ongoing financial planning engagements using firm-approved software and provides various programs including asset management, wrap fee programs, and educational seminars.

Adam Costantini is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2016, including two years under Bank of America, N.A. in Stamford, CT. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies.

Christopher Baudouin is a financial advisor at Ameriprise with 19 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2006. Outside of his advisory role, he owns and manages Ascend Coastal, Inc. and is involved in buying and selling sports memorabilia through Bodes Cards. Ameriprise is an institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to generate personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michelle Teixeira is a Wealth Management Senior Relationship Manager at Fidelity Investments, a position she has held since 2018. In this role, she serves as a primary point of contact for clients, focusing on delivering customer service tailored to individual needs and preferences. She facilitates conversations about wealth and investment planning, and when deeper wealth planning support is required, she arranges discussions with a Wealth Management Adviser. Michelle has been with Fidelity Investments since 2012, starting as a Relationship Manager before advancing to her current senior role. Her experience centers on client relationship management within the wealth management sector. Outside of her professional responsibilities, Michelle enjoys cooking and baking, participating in family activities, and engaging in fitness-related pursuits such as skiing, soccer, and yoga.

Andrew Champagne is a financial advisor with LPL Enterprise holding a Series 66 designation and three years of industry experience. Prior to joining LPL Enterprise, he worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of his advisory role, he provides commercial hardware bids for Kelley Bros Hardware Corp. LPL Enterprise serves a broad client base including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with services that include financial planning, access to external asset managers, and participation in a wrap fee program.

Brian Noe is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining OSAIC in 2023, he worked at SagePoint Financial, Lincoln Financial Advisors, and Guardian Life. Brian and his wife Shelby co-authored a book about Hammonasset Beach State Park. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization within a multi-advisor platform supported by a complex affiliate network and private-equity ownership.

Glen Maleri is a financial advisor at OSAIC with 36 years of industry experience and holds a Series 65 designation. He has worked at OSAIC since 2024 and previously spent seven years at Securities America Advisors and three years at National Planning Corporation. Maleri is also the owner-manager of The Maleri Group LLC, which provides sales and services in fixed products, employee benefits, and various insurance lines. Additionally, he serves as an uncompensated board member for The Children's Community Programs of CT. OSAIC Wealth serves a wide range of clients, including retail investors, high-net-worth households, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through a multi-advisor platform with model-based asset allocation and portfolio optimization tools, and it is notable for its scale, affiliate network, and private-equity ownership.

Benjamin Williams is a financial advisor at OSAIC with two years of industry experience. He holds a Series 66 designation and has worked at several firms including LPL Enterprise and The Prudential Insurance Company of America. Outside of finance, he is involved with The Lighthouse Sober Living and Recovery 365, where he has been active for four years. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, comprehensive financial planning, and various managed portfolio programs. The firm’s investment process incorporates model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and third-party due diligence.

Eric Bickler is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 1998 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the board of directors for THE LNTS SOLUTION, a company focused on improving efficiency in healthcare through advanced therapies. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs proprietary research and model-based asset allocations to tailor client plans while offering a broad suite of capital markets and advisory services.

Zachary Lobraico is a financial advisor with Equitable Advisors in Stamford, CT. He holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he held various roles including positions at Lenestro and Western Connecticut State University, and he served on the New Fairfield Board of Education from 2022 to 2025. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory programs and third-party asset managers to deliver customized investment solutions.

Erin Malangone is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, she worked at Cardinal Financial Company and Kern Mortgage Company. She has also held positions with the South Carolina House of Representatives and various educational institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Stuart Gollomp is a financial advisor with Osaic Wealth, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. His career includes roles at Ameriprise Financial Services and Oppenheimer. He is the owner of Westport Private Wealth, LLC, his own securities practice. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and accommodates discretionary strategies as well as third-party money managers.

Brendan Duffy is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Palmucci is a financial advisor with LPL Financial in Shelton, CT, holding Series 63 and Series 65 licenses and having 25 years of industry experience. His prior experience includes roles at Morgan Stanley, Citigroup Global Markets, Merrill, Merrill Lynch Trust Company, and Waddell & Reed. He serves on the board of The Amity Club of New Haven and works as a reconciler for the City of Shelton. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives. The firm offers a range of financial planning and investment management solutions for individuals, retirement plans, banks, and institutions.

John Carroll is a financial advisor at LPL Enterprise with a Series 66 designation and less than one year of industry experience. Prior to joining LPL Enterprise, he worked in various non-financial roles, including positions in education and retail. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional clients. The firm utilizes model-driven investment approaches and offers access to third-party asset managers, financial planning, and a range of affiliated services.

Conrad Bringsjord is a Senior Financial Advisor with Merrill Lynch Wealth Management. He leads a boutique-style financial advisory team that provides personalized wealth management strategies to a selective group of high net worth clients and business owners. His approach centers on understanding clients' goals, priorities, risk tolerance, and liquidity to develop customized investment strategies and portfolios. The team offers expertise in estate planning, alternative investments, education and retirement funding, home financing, concentrated stock positions, and tax minimization strategies, leveraging the resources of Bank of America and Merrill Lynch. With over 30 years of experience on Wall Street, Conrad has worked extensively with major corporations on mergers and acquisitions, invested in private equity firms, managed hedge fund long/short equity portfolios, and founded financial services businesses. He emphasizes building long-term relationships through helping clients address their financial concerns. His professional designation includes Personal Investment Advisor (PIA). Conrad holds a Bachelor's degree in Economics from Brown University, where he also played varsity baseball. He earned a Master's degree in Accounting from the Stern School of Business at New York University, graduating as valedictorian, and an MBA in Finance with honors from the Wharton School at the University of Pennsylvania. A first-generation Norwegian, he enjoys visiting Norway's fjords and spends time in Connecticut, Florida, and New York with his wife of over 30 years, their three grown children, and a Labrador. His personal interests include golf, skiing, and walking on the beach or hiking with his wife and dog.

Hemal Patel is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works directly with Merrill clients to understand their current financial situations and introduce them to the solutions available through Merrill and Bank of America. His approach focuses on helping clients uncover what matters to them and their families to develop strategies aimed at pursuing their financial goals. Hemal holds a Master's Degree from the University of Bridgeport and a Bachelor's Degree from Maharaja SayajiRao University. He has earned the Personal Investment Advisor (PIA) designation, reflecting his commitment to professional standards in financial advising.

Eduardo Martinez is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America N.A., Merrill, National Securities Corp, and PHX Financial, Inc. during his career. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Beecher is a financial advisor at OSAIC with a Series 66 designation. He began his advisory career in 2024 and has prior experience in landscaping and design. He is currently based in Norwalk, CT. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and portfolio management. The firm emphasizes model-based asset allocation and portfolio optimization with a wide array of program options for individual investors, retirement plans, charities, and corporate clients.

Peter Cappiello is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 66 designation and has worked with Charles Schwab Bank Ssb and Charles Schwab & Co., Inc. since 2018, following prior roles at TD Ameritrade and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.