William White is a financial advisor with Merrill in Short Hills, NJ, holding a Series 66 designation and 28 years of industry experience. He has worked with Merrill since 2009 and concurrently with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, and institutional investors using model-based and discretionary strategies developed by internal and third-party managers.

Robert Dalia is a financial advisor at Merrill with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2011, concurrently associated with Bank of America since 2012. Outside of his advisory role, he serves on the advisory board and as a committee member for the Shepards of Youth Charitable Trust, a nonprofit organization focused on education for underserved populations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Evan Gates is a financial advisor with Equitable Advisors in Morristown, NJ, holding Series 63 and Series 65 credentials and 12 years of industry experience. His prior roles include positions at John Wiley & Sons Inc, OneAmerica Securities, American United Life, and Honeywell International Inc. He is involved in a life settlement business through Ashar Group, working jointly with a partner on these transactions. Equitable Advisors serves individuals, corporate and institutional clients by providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm employs a range of advisory programs and third-party asset managers, focusing on personalized client assessments and offering various investment vehicles including mutual funds, ETFs, and alternative investments.

Richard Murnick is a financial advisor at Cetera with 35 years of industry experience. He holds a Series 63 designation and has worked at several firms, including Investors Capital Corp. and National Planning Corporation. He is president and CEO of Murnick Financial Group, a financial services business he has operated since 2002, and is also involved with Athlete Advisory Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers through a multi-manager platform with over $256 billion in assets under management.

Colin Flynn is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. His background includes roles at Loyola University Maryland and operating Bovella's Bakery Cafe. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios. The firm also serves multiple registered investment companies and employs systematic methodologies supported by AI and established governance procedures.

Kelly Kalas is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with RBC Capital Markets since 2009 and also worked at City National Bank beginning in 2026. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that combine discretionary and non-discretionary portfolio management with financial planning and brokerage services, using both in-house and third-party investment managers to tailor strategies according to clients’ risk profiles.

Alex Musat is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He has been with J.P. Morgan Securities since 2012 and with JPMorgan Chase Bank since 2011. Outside of his advisory role, Musat is involved in renovating and selling real estate as a private business activity. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process includes quantitative and qualitative due diligence and incorporates ESG criteria in its recommendations.

Julian Cho is a financial advisor at Morgan Stanley with 16 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2017 and previously held positions at JPMorgan Securities, LLC and JPMorgan Chase Bank from 2014 to 2017. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services that include model-based outcome projections and estate planning strategies.

John Peracchio is a financial advisor at Equitable Advisors with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Equitable Advisors since 2011, including time at its predecessor firm, AxA Advisors. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing a network of Investment Adviser Representatives and third-party asset managers to deliver customized advisory services.

David Amato is a financial advisor with Cetera Investment Services LLC, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and various other financial firms. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm provides diverse investment solutions through a multi-manager platform that features discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Sebastian Parco is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. In this role, he builds strong relationships with clients by understanding their personal and financial situations. He analyzes risks and works with clients to develop and improve their overall financial plans, assisting in implementing agreed-upon strategies and maintaining ongoing communication to adjust plans as client goals evolve. Sebastian has been with Fidelity Investments since 2016, progressing through roles including Financial Consultant, Planning Consultant, Relationship Manager, Financial Representative, and OSG Associate. Prior to that, he was a Registered Representative at GAC from 2013 to 2014. His experience spans various aspects of financial consulting and client relationship management. Outside of his professional work, Sebastian enjoys family activities, exploring food, football, movies, soccer, and traveling.

Wendy Wasilewski is a financial advisor with Wells Fargo Clearing, bringing 36 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent three years at A. G. Edwards & Sons, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Jeffrey Yoanides is a CFP® with 44 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2021. His prior experience includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He also owns and operates a financial services business, Jeffrey Yoanides, LLC. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, using Wells Fargo research and planning tools to develop tailored recommendations. The firm offers a broad range of planning services that address diverse client needs, including specialized areas such as business-owner transition planning and special-needs analysis.

Henry Diiorio is a financial advisor with LPL Enterprise, holding a Series 65 designation and 42 years of industry experience. He has worked extensively with Prudential Insurance Company of America since 1974 and Pruco Securities, LLC from 1974 to 2024. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities, using a model-driven investment approach and offering access to third-party asset managers and wrap programs.

Daniel Greenwood is a financial advisor at LPL Financial with three years of industry experience. He holds the Series 66 designation and previously worked at OSAIC, American Portfolios Financial Services, and Equitable Advisors. Greenwood has also worked in education and corporate roles prior to his financial services career. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Carmel Mcpartland is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with 16 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning that incorporates structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services through various advisory arrangements and affiliated entities.

Steven Tirpak is a Series 66-licensed financial advisor with Equitable Advisors in Morristown, NJ, where he has worked since 2002. He has 24 years of industry experience and previously worked with Axa Advisors, LLC. Outside of his advisory role, he is involved in an outside insurance business with The Hartford. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Jayashree Balasubramanian is a Series 66-registered advisor at J.P. Morgan Securities with three years of industry experience. She has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2023 and previously held roles at Carecentrix and 24/7 Real Media. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research, incorporating forward-looking market assumptions and ESG criteria.

Gerard Scorziello is a financial advisor at Wells Fargo Advisors with 36 years of industry experience. He has held positions at A. G. Edwards & Sons, Inc., Morgan Stanley DW Inc., and Wells Fargo Clearing prior to his current role. Outside of his advisory work, he serves as a board member on the City of Clifton Board of Adjustment and works as a wine consultant for the Flow Wine Group. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include cash-flow, retirement, education, and niche services such as business-owner transition and special-needs analysis. The firm integrates advisory services with other financial products and referral channels.

Timothy Erday is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, Erday serves as a board member and trustee for the Summit Education Foundation and participates in finance and estate planning roles for various trusts and local organizations. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients meeting a net-worth threshold, delivering recommendations supported by proprietary research and planning tools.