Daniel Martin is a CFP® professional with 23 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. His prior roles include positions at Morgan Stanley from 2003 to 2013, First Allied Advisory Services, and Gitterman Wealth Management. He is also the owner of an independent insurance agency, D.R. Martin and Associates, based in Ridgewood, NJ. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services through thousands of financial professionals. The firm offers both discretionary and non-discretionary management across multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Jonathan Chu is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Knut Lundberg is a Series 66-credentialed financial advisor with 24 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at firms including Ic Advisory Services Inc, The Investment Center Inc, Factius Financial Strategies, Commonwealth Financial Network, and Ameriprise. Lundberg serves on the board of the Swiss SkiClub of New York, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms with a broad selection of investment strategies, supported by advanced operational and research tools.

Michael Al Moustafa is a Series 65-licensed advisor with Cetera and has one year of industry experience. He previously held roles at Kept Companies Inc., SKC & Company, LLP, Murphy, Miller & Baglieri, LLP, Blue Water Divers, and Berson and Corrado. Outside of advisory work, he is the owner and founder of an accounting and tax services business serving his personal clients. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager investment platform with discretionary and non-discretionary portfolio management, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm supports various program structures and offers access to affiliated and third-party money managers, overseeing more than $256 billion in assets and a network of over 10,000 advisors.

Maria Nikolaidis is a financial advisor with Wells Fargo Clearing in Paramus, NJ, holding a Series 63 designation and 30 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously held a position at Wachovia Bank, N.A. since 2002. Her spouse owns an independent fur business for which she serves as a check signer. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by in-house research and third-party analytics.

Kevin Wurst is Vice President Private Wealth Management Advisor at Fidelity Investments. He has held this position since 2025, following roles including Vice President, Branch Leader from 2013 to 2025, Assistant Branch Manager from 2012 to 2013, and Vice President, Senior Account Executive from 2008 to 2012. Prior to these roles, he worked as a Financial Planning Consultant and Investment Representative at Fidelity Investments, a Financial Advisor at Smith Barney, and an Investment Consultant at Morgan Wilshire Securities, Inc. With nearly 26 years of experience in financial services, Kevin is a Certified Financial Planner (CFP®) who focuses on guiding high net worth families through various stages of their financial journeys. His approach involves collaboration and tailoring financial plans to align with clients' aspirations and values, aiming to foster trust-based relationships that provide clarity and confidence. Outside of his professional work, Kevin's personal interests include family activities, fitness, food, golf, outdoor adventures, and traveling.

Michael Post is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2016, also serving at Bank of America, N.A. since 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Neal Gordon is a financial advisor at LPL Financial with 16 years of industry experience. He holds the ChFC® and Series 66 designations and has worked at firms including J.P. Morgan Securities and Mass Mutual Investors Services. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with a variety of investment strategies and utilizes technology for operational and research support.

Tony Antinori is a Planning Consultant at Fidelity Investments, a position he has held since 2015. Prior to this role, he worked as a Financial Representative at Fidelity Investments from 2013 to 2015 and briefly as a Financial Representative at JP Turner & Company in 2013. Before transitioning into financial advising, Tony had a 40-year career in the construction industry. He decided to change his professional path to focus on financial planning, which he describes as his passion. He enjoys assisting clients in developing and implementing investment strategies for their futures and intends to continue in this role as long as he finds it fulfilling. Tony is married and has five grown children and nineteen grandchildren. His personal interests include cooking and baking, gardening, and parenthood.

Patrick Harding is a financial advisor with Wells Fargo Advisors in New City, NY, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at Wells Fargo Clearing from 2016 to 2022 before joining Wells Fargo Advisors. Harding also owns Harding Wealth Management LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a wide range of investment and financial planning services. The firm uses proprietary research and planning tools to create tailored recommendations, providing clients with a broad planning menu that includes specialized services such as business-owner transition and special-needs analysis.

James Fontanella is a financial advisor with Cetera who holds Series 65 and Series 66 licenses and has 31 years of industry experience. He has been with Cetera and its affiliates since 2005 and operates his own accounting and tax preparation business serving small businesses and individuals. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services with access to multiple investment strategies and managers.

Michael Napolitano is a CFP® professional with 43 years of industry experience, currently serving as an advisor at Raymond James & Associates since 2007. He holds Series 63 and Series 65 licenses and is based in Paramus, NJ. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Matthew Demarco is a financial advisor at Fidelity with a Series 66 license and less than one year of industry experience. His prior work includes roles at Nouveau Prosthetics & Orthotics and Mitsui Sumitomo Insurance Group, as well as multiple periods of study at Fairfield University. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction.

Michael Zawadiwskyi is a CFP® professional with 17 years of industry experience. He is currently an advisor at LPL Financial, having joined in 2025 after seven years at Next Financial Group and four years with AXA Advisors, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Nikolas Butkov is a financial advisor with Ameriprise in West Orange, NJ, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. He has been with Ameriprise and its related entities since 2010. Outside of advisory work, he is involved in independent insurance brokering specializing in universal life insurance. Ameriprise is an institutional firm offering a retirement-income planning service aimed at individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to generate written recommendation reports, focusing on clients with Ameriprise-managed accounts and utilizing algorithmic tools overseen by a dedicated team.

Lindsay Reichert is a Senior Financial Advisor and a member of the RLA Group at Merrill Lynch Wealth Management. She advises clients on various financial matters, including planning for their financial future and addressing the financial aspects and consequences of divorce and post-divorce issues. Lindsay works closely with high net worth individuals, families, foundations, and corporate retirement plans, supporting them in defining objectives, exploring alternatives, and selecting appropriate financial and investment strategies. The RLA Group also assists clients in preparing for significant life events such as retirement and generational wealth transfer. Lindsay holds a Bachelor of Science degree in Finance and Marketing from Fairfield University. She has earned professional designations including Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Her client focus areas include college education planning, family wealth management strategies, legacy planning, liquidity management, and retirement income, among others. In addition to her professional pursuits, Lindsay is involved with The Junior League of Bergen County. She enjoys cooking, hiking, skiing, tennis, watching movies, practicing yoga, and spending time with her family.

Afaf Zaher is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds the Series 63 and Series 65 designations. Her career includes roles at Bank of America, Merrill, and PNC Bank prior to joining J.P. Morgan. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program.

Klara Leon is a CFP®-certified financial advisor with Raymond James Financial, having 20 years of industry experience. She previously led Leon Wealth Management, LLC and has been associated with Axia Financial Advisors and Raymond James Financial Services since 2015. In addition to her advisory role, she serves as the court-appointed administrator and executor of an estate. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse range of clients, including individuals, corporations, and institutional investors. The firm provides tailored, non-discretionary advisory services supported by analytical tools and maintains unique affiliations that support municipal and public finance work.

Jeffrey Wilson is a CFP® with 20 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He serves as a board member of the Ridgewood Symphony Orchestra, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, and institutional clients. The firm utilizes a variety of investment solutions, including model portfolios and third-party management, supported by technology tools for operational and research purposes.

Tiziana Maganuco - Van Peenen is a Financial Consultant at Fidelity Investments, a role she has held since 2023. She has been with Fidelity since 2013, previously serving as a Planning Consultant from 2021 to 2023, Relationship Manager from 2014 to 2021, and Financial Representative from 2013 to 2014. Prior to joining Fidelity, Tiziana held various positions at TD Bank from 2007 to 2013, including Assistant Store Manager and Financial Services Representative. With 18 years of experience in the financial industry, Tiziana focuses on goal-based planning to help clients navigate life transitions and prepare financially for the future. She utilizes the resources available at Fidelity to support clients in building trust and confidence as they work toward their financial objectives. Outside of her professional work, Tiziana enjoys skiing and traveling.