Marie Errico is a financial advisor with UBS Financial Services in Ridgewood, NJ, holding a Series 63 designation and bringing 41 years of industry experience. She has been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Nicholas Photiadis is a financial advisor with LPL Financial in Paramus, NJ, holding a Series 66 designation and possessing 28 years of industry experience. He has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, supporting both discretionary and non-discretionary management with resources from LPL Research and third-party subadvisors.

Rachel Parrish is a financial advisor at Charles Schwab with 18 years of industry experience and holds a Series 66 designation. Her prior roles include positions at Morgan Stanley and E*TRADE Capital Management. Charles Schwab & Co., Inc. serves a large client base mostly composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, combining multi-asset model portfolios with access to alternative investments and cash-sweep services.

Gregory Calotta is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked with Cetera and its affiliates since 2005 and previously co-managed Bruno, Calotta & Associates LLP. In addition to his advisory role, he owns Calotta Advisory Services LLC, which provides accounting, tax, and consulting services to small businesses and individuals. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and program structures supported by a large network of over 10,000 advisors.

Frank Aiello is a financial advisor with Merrill in Paramus, NJ, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. He has worked at Merrill since 1998 and at Bank of America, N.A. since 2009. Outside of his advisory role, Aiello serves as a committee member for the Hall of Fame Committee in athletics at Fordham University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jason Zerin is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work history includes roles at Vestis, Raymond James, and several other organizations. Outside of finance, he has experience in education spanning multiple years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to affiliated discretionary portfolios, offering multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Dante Liberti is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Ameriprise since 2022. Prior to this, he worked at Wells Fargo Clearing and Wells Fargo Advisors. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning, tax-aware withdrawal strategies, and Social Security options.

Joseph Krim is a financial advisor at LPL Financial with 38 years of industry experience. He previously worked at PNC Investments for 13 years before joining LPL Financial in 2025. Krim holds the Series 63 and Series 65 licenses. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services supported by model portfolios, research, and various management options.

Taylor Mosera is a financial advisor at Wells Fargo Advisors with a Series 66 designation and four years of industry experience. Prior to joining Wells Fargo Advisors, he worked at Wells Fargo Clearing, Bain & Company, Ernst & Young (EY-Parthenon), Goldman Sachs, and served in the United States Army. He is also a 50% owner of Hillcrest Capital Advisors, Inc., an investment-related business based in Wyckoff, NJ. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and uses proprietary research and tools to develop tailored recommendations, with clients having flexibility in implementation through brokerage or advisory programs.

Ken Haworth is a Financial Consultant currently practicing at Fidelity Investments, where he has been since 2022. In his role, he focuses on building strong client relationships by understanding their personal and financial situations, partnering with them to develop investment plans aligned with their comfort levels, and educating them on improving their financial strategies. Ken brings extensive experience from previous positions including Data Intelligence Sales & Marketing Management and Sales Desk Manager at Lazard Asset Management, as well as various roles at Prudential Financial such as Business Development Manager and Divisional Sales Leader. His career also includes experience at Morgan Stanley Dean Witter as a Broker Services Manager and Client Services Manager. Outside of his professional work, Ken enjoys family activities, football, social events with friends, music, pets, and traveling.

Andy Suh is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 63 and Series 65 licenses and four years of industry experience. His background includes roles in educational and investment-related services, such as PFS Investments Inc. and Primerica Financial Services. Outside of advising, he is involved in sales related to mortgage products and home security referrals through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-driven investment strategies with third-party asset managers and provides trade execution and custody services through Pershing.

Michael Gogliormella is a financial advisor at UBS Financial Services with 19 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Wen Shao is a financial advisor at LPL Enterprise with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of advising, he is involved in direct sales of nutrition and cosmetic products with Atomy. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform combining advisory programs with brokerage and insurance products.

Andrea Savva is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has worked at City National Bank, Bank of America, N.A., and Merrill prior to her current roles since 2018. Savva is also the owner of Just Footworx Academy LLC, a soccer academy focused on training youth players and coaches. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors. The firm offers a range of advisory programs and portfolio management services tailored to clients’ risk profiles, utilizing both in-house and third-party investment solutions.

Monica Imbriaco is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Wesley Goldberg is a financial advisor with Ameriprise in Chester, NJ, holding a Series 63 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1999. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement who meet certain asset thresholds, delivering written Recommendation Reports that incorporate income, Social Security, and tax-smart withdrawal strategies. The firm utilizes a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools, to generate tailored recommendations.

Nicholas Thompson is a financial advisor with Cetera, holding a Series 66 designation and currently in his first year of industry experience. His prior roles include consulting at Thompson & Thompson Consulting Inc. and involvement with educational institutions such as Fairleigh Dickinson University and Cedar Stars Academy. He also served with the Morris County Youth Soccer Association for six years. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party model portfolios.

Domenick Saglimbeni is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Cetera. He has previously worked at Avantax Advisory Services and Avantax Investment Services and is a partner at the CPA firm PKF O'Connor Davies, where he provides accounting and auditing services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, operating a multi-manager platform with discretionary and non-discretionary options.

Brian Latz is a CFP®-certified financial advisor with 33 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked for Wells Fargo Advisors LLC. He is based in Paramus, NJ. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jon Schulz is a financial advisor with RBC Capital Markets in Paramus, NJ, holding Series 63 and Series 66 designations. He has 15 years of industry experience, including 13 years at Bank of America and Merrill prior to joining RBC in 2024. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutions and charitable organizations. The firm offers a variety of advisory programs featuring discretionary and non-discretionary portfolio management, tailored strategies based on client risk profiles, and access to both in-house and third-party investment managers.